Investment Opportunity in St. Cloud!
Explore the potential of this up-and-down duplex at 120 4th Ave SE in St. Cloud, Minnesota. Offering 4 bedrooms and 2 bathrooms across two units, this property presents an opportunity for investors looking to expand their rental portfolio or owner-occupants interested in living in one unit while generating rental income from the other.
Built in 1910, the property offers classic character, a full unfinished basement for additional storage or future possibilities, and a convenient location in southeast St. Cloud. Situated on approximately 0.10 acres, this property is worth a closer look for buyers seeking an investment with potential.
Whether you're an experienced investor or just getting started, don't miss the opportunity to explore the possibilities this duplex has to offer!
Active
$199,000
120 4th Ave SE, Saint Cloud, MN 56304
4beds
2baths
83sqft
Duplex Up and Down
Built in 1910
-- sqft lot
$196,500 Zestimate®
$2,398/sqft
$-- HOA
What's special
- 22 days
- 299
- 16
Zillow last checked:
Listing updated:
Listed by:
Stella Scholl 320-761-8238,
Premier Real Estate Services
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7129089
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
Heating
- Forced Air
Appliances
- Laundry: Common Area
Features
- Basement: Full,Unfinished
Interior area
- Total structure area: 1,676
- Total interior livable area: 83 sqft
- Finished area above ground: 83
- Finished area below ground: 0
Video & virtual tour
Property
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Pool features: None
- Fencing: None
Lot
- Size: 4,399 Square Feet
Details
- Foundation area: 838
- Parcel number: 170029900
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex Up and Down
Materials
- Roof: Age Over 8 Years,Asphalt
Condition
- New construction: No
- Year built: 1910
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: East St Cloud
HOA
- Amenities included: Laundry
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $2,398/sqft
- Tax assessed value: $150,800
- Annual tax amount: $1,424
- Date on market: 10/13/2026
Estimated market value
$196,500
$187,000 - $206,000
$1,267/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/28/2026 | Listed for sale | $199,000+22.8%$2,398/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7129089 Report a problem | ||
| 12/8/2021 | Listing removed | -- |
Source: NorthstarMLS as distributed by MLS GRID #5715362 Report a problem | ||
| 5/24/2021 | Sold | $162,000-1.8%$1,952/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5715362 Report a problem | ||
| 4/10/2021 | Pending sale | $165,000$1,988/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5715362 Report a problem | ||
| 3/25/2021 | Price change | $165,000-5.7%$1,988/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5715362 Report a problem | ||
| 3/16/2021 | Listed for sale | $175,000+45.8%$2,108/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5715362 Report a problem | ||
| 7/29/2020 | Sold | $120,000-14.2%$1,446/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5335072 Report a problem | ||
| 6/7/2020 | Pending sale | $139,900$1,686/sqft |
Source: RE/MAX Results #5335072 Report a problem | ||
| 2/5/2020 | Price change | $139,900-3.5%$1,686/sqft |
Source: RE/MAX Results #5335072 Report a problem | ||
| 12/6/2019 | Listed for sale | $144,900+52%$1,746/sqft |
Source: RE/MAX Results #5335072 Report a problem | ||
| 7/7/2017 | Sold | $95,330-25.5%$1,149/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4817562 Report a problem | ||
| 3/7/2005 | Sold | $127,900$1,541/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,434 -5.4% | $150,800 +12.2% |
| 2024 | $1,516 -1.6% | $134,400 |
| 2023 | $1,540 -21.8% | $134,400 +1.6% |
| 2022 | $1,970 +1.3% | $132,300 +23.2% |
| 2021 | $1,944 | $107,400 |
| 2020 | $1,944 +6.3% | $107,400 +6% |
| 2019 | $1,828 +2.6% | $101,300 +9.4% |
| 2018 | $1,782 +9900% | $92,600 +4.6% |
| 2017 | $18 -99% | $88,500 +3.9% |
| 2016 | $1,756 -0.5% | $85,200 |
| 2015 | $1,764 | $85,200 -7% |
| 2014 | $1,764 | $91,600 |
| 2013 | $1,764 -8.1% | $91,600 -7.6% |
| 2012 | $1,920 -28.8% | $99,100 -20% |
| 2010 | $2,696 +32.4% | $123,800 +4.2% |
| 2009 | $2,036 +14.4% | $118,800 +7.7% |
| 2008 | $1,780 | $110,300 |
Find assessor info on the county website
Monthly payment
Est. payment
