Welcome to 120 Bay Dr—a fully furnished, turn-key retreat at Center Hill Lake. Whether you're seeking a serene primary residence, a weekend getaway, or a ready-to-go short-term rental, this property delivers. Thoughtfully designed and stocked with everything you need, it’s move-in—or rent-out—ready. Located in a gated lake community mins from Center Hill Marina, this home offers the perfect blend of comfort, convenience, and investment potential. Property conveys fully furnished and impeccably stocked, providing a complete turn-key experience. Owner/agent.
Closed
$657,000
120 Bay Dr, Lancaster, TN 38569
3beds
2,050sqft
Single Family Residence, Residential
Built in 2002
0.47 Acres Lot
$668,500 Zestimate®
$320/sqft
$2,350 Estimated rent
Home value
$668,500
Estimated sales range
Not available
$2,350/mo
Zestimate® history
Owner options
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$4,353/mo
Est. payment
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$4,353/mo
Est. payment
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List your homeWhat's special
Gated lake community
Zillow last checked:
Listing updated:
Listing Provided by:
Anna Greer 615-364-1063,
eXp Realty
Bought with:
Julie Shaninger Norfleet, 313010
Wilson Group Real Estate
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 2981223
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Built-In Gas Oven, Built-In Gas Range, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
Features
- Ceiling Fan(s), Entrance Foyer, Extra Closets, High Ceilings, Open Floorplan, High Speed Internet
- Flooring: Wood, Tile
- Basement: Finished
- Number of fireplaces: 1
- Fireplace features: Gas, Great Room, Living Room
Interior area
- Total structure area: 2,050
- Total interior livable area: 2,050 sqft
- Finished area above ground: 2,050
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage Faces Front
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 3
- Patio & porch: Porch, Covered, Screened
- Exterior features: Balcony, Smart Lock(s)
Lot
- Size: 0.47 Acres
- Dimensions: 194.99 x 199.87 IRR
- Features: Cleared, Corner Lot, Level, Wooded
- Topography: Cleared,Corner Lot,Level,Wooded
Details
- Parcel number: 019L A 05800 000
- Special conditions: Standard
- Other equipment: Air Purifier
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Stone, Wood Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Water Available, Cable Connected
Community & neighborhood
Security
- Security features: Carbon Monoxide Detector(s), Security Gate, Smoke Detector(s), Smart Camera(s)/Recording
Location
- Region: Lancaster
- Subdivision: Cove Hollow Bay Phase I
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $600 annually
- Amenities included: Boat Dock, Gated, Park, Playground, Trail(s)
- Services included: Maintenance Grounds
- Second HOA fee: $200 one time
Price history
| Date | Event | Price |
|---|---|---|
| 11/13/2025 | Sold | $657,000-9.4%$320/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #2981223 Report a problem | ||
| 11/12/2025 | Pending sale | $725,000$354/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2981223 Report a problem | ||
| 11/5/2025 | Listing removed | $5,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/24/2025 | Listed for sale | $725,000+145.8%$354/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2981223 Report a problem | ||
| 4/29/2025 | Listed for rent | $5,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/25/2024 | Listing removed | $5,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/19/2024 | Listed for rent | $5,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/4/2021 | Sold | $295,000+34.1%$144/sqft |
Source: Public Record Report a problem | ||
| 6/15/2015 | Sold | $220,000-11.6%$107/sqft |
Source: RealTracs MLS as distributed by MLS GRID #1613098 Report a problem | ||
| 3/25/2015 | Listed for sale | $249,000+24.5%$121/sqft |
Source: Center Hill Realty & Chalets #1613098 Report a problem | ||
| 6/12/2009 | Sold | $200,000+4.3%$98/sqft |
Source: Public Record Report a problem | ||
| 2/5/2009 | Sold | $191,750$94/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,755 | $69,925 |
| 2024 | $1,755 +25.5% | $69,925 |
| 2023 | $1,399 +15.6% | $69,925 |
| 2022 | $1,210 | $69,925 |
| 2021 | -- | $69,925 +11.6% |
| 2020 | $1,330 | $62,650 |
| 2019 | $1,330 +15.8% | $62,650 |
| 2018 | $1,149 0% | $62,650 |
| 2017 | $1,149 | $62,650 |
| 2016 | $1,149 +13.2% | $62,650 |
| 2015 | $1,015 -6.7% | $62,650 -6.7% |
| 2014 | $1,087 | $67,125 |
| 2013 | $1,087 | $67,125 |
| 2011 | $1,087 -2% | $67,125 -11.6% |
| 2010 | $1,109 | $75,975 |
| 2009 | $1,109 | $75,975 |
| 2008 | $1,109 +3.4% | $75,975 +20.4% |
| 2007 | $1,073 -10.5% | $63,125 |
| 2006 | $1,199 +25.8% | $63,125 |
| 2005 | $953 -7.4% | $63,125 |
| 2004 | $1,029 +61.5% | $63,125 +61.5% |
| 2003 | $637 | $39,075 +45.3% |
| 2001 | -- | $26,898 |
Find assessor info on the county website
Neighborhood: 38569
Nearby schools
GreatSchools rating
- 5/10Dekalb West Elementary SchoolGrades: PK-8Distance: 8.3 mi
- NADekalb County Adult High SchoolGrades: 10-12Distance: 7.1 mi
- 5/10Dekalb Middle SchoolGrades: 6-8Distance: 7.2 mi
Schools provided by the listing agent
- Elementary: DeKalb West Elementary
- Middle: DeKalb Middle School
- High: De Kalb County High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Tennessee
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- 120 Bay Dr
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