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For salePrice cut: $10K (8/19)
$664,800
3beds
2,002sqft

120 Covington St, Panama City Beach, FL 32413

3beds
2,002sqft
Single family residence
Built in 2002
0.31 Acres
2 Garage spaces
$332 price/sqft
$83/mo HOA

What's special

Neutral paintCustom lightingVersatile denChef-inspired kitchenBeautiful luxury lvp flooringFabric hurricane shuttersCrown molding

This impeccably maintained residence in Panama City Beach offers a rare opportunity to secure a quiet, residential lifestyle in an established, non-short-term rental community. Situated less than one mile from the Gulf and directly across from the premier dining and entertainment of Pier Park, this home perfectly balances convenience and luxury. The interior has undergone a comprehensive refresh, featuring crown molding, neutral paint, and beautiful luxury LVP flooring paired with premium carpeting installed in 2022. Every detail has been attended to, including the addition of solid wood interior doors with new hardware throughout. The floor plan includes a versatile den that offers excellent potential as a 4th bedroom. The chef-inspired kitchen features a 2023 appliance suite, and the primary bath, updated in 2023, boasts modern vanities, custom lighting, and a skylight. Outdoor living is elevated by a resort-style, heated and cooled gunite saltwater pool with a waterfall, complemented by professional landscaping and new fencing. Enhanced by a 2021 roof, spray foam insulation, and fabric hurricane shutters, this turnkey property offers exceptional utility efficiency and peace of mind.

140 days
|
992
|
69
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Source: CPAR,MLS#: 788323MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Shawn Dunne 850-525-5875,

Berkshire Hathaway HomeServices PenFed

Source: CPAR,MLS#: 788323MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Bedroom, Primary Bedroom, Office, Bonus Room
Primary bedroom
  • Level: First
  • Dimensions: 19 x 12
Bedroom
  • Level: First
  • Dimensions: 11 x 10
Bedroom
  • Level: First
  • Dimensions: 10 x 10
Office
  • Level: First
  • Dimensions: 12 x 10
Heating
  • Central, Electric
Cooling
  • Central Air, Ceiling Fan(s)
Appliances
  • Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Features
  • Double Vanity, Main Level Primary, Soaking Tub, Separate Shower
Interior area
  • Total structure area: 2,002
  • Total interior livable area: 2,002 sqft

Property

Parking
  • Total spaces: 2
  • Parking features: Garage, Garage Door Opener
  • Garage spaces: 2
Features
  • Patio & porch: Open, Porch
  • Exterior features: Outdoor Shower
  • Has private pool: Yes
  • Pool features: Gunite, Electric Heat, In Ground, Salt Water, Community, Private
  • Fencing: Fenced,Partial
Lot
  • Size: 0.31 Acres
  • Dimensions: 112 x 134 x 60 x 125
Details
  • Parcel number: 32738520000
  • Zoning description: Resid Single Family

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Patio Home
  • Property subtype: Single Family Residence
  • Attached to another structure: Yes
Materials
  • Stucco
  • Foundation: Slab
  • Roof: Composition,Shingle
Condition
  • New construction: No
  • Year built: 2002

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available, Underground Utilities

Community & HOA

Community
  • Features: Pool
  • Subdivision: Palmetto Trace Phase 1
HOA
  • Has HOA: Yes
  • Services included: Association Management, Legal/Accounting, Pool(s)
  • HOA fee: $249 quarterly
Location
  • Region: Panama City Beach

Financial & listing details

  • Price per square foot: $332/sqft
  • Tax assessed value: $398,696
  • Annual tax amount: $3,231
  • Date on market: 4/14/2026
  • Cumulative days on market: 140 days
  • Electric utility on property: Yes

Price history

DateEventPrice
8/19/2026Price change$664,800-1.5%$332/sqft
Source: CPAR #788323 Report a problem
7/6/2026Price change$674,8000%$337/sqft
Source: CPAR #788323 Report a problem
4/14/2026Listed for sale$674,900+11.7%$337/sqft
Source: CPAR #788323 Report a problem
1/19/2024Sold$604,000-0.2%$302/sqft
Source: CPAR #749559 Report a problem
12/16/2023Pending sale$605,000$302/sqft
Source: BHHS broker feed #749559 Report a problem
12/15/2023Contingent$605,000$302/sqft
Source: CPAR #749559 Report a problem
11/22/2023Listed for sale$605,000+17.5%$302/sqft
Source: CPAR #749559 Report a problem
9/23/2022Sold$515,000-1.9%$257/sqft
Source: Public Record Report a problem
8/16/2022Contingent$525,000$262/sqft
Source: CPAR #730580 Report a problem
8/9/2022Listed for sale$525,000+156.1%$262/sqft
Source: CPAR #730580 Report a problem
12/10/2015Sold$205,000-10.8%$102/sqft
Source: CPAR #635355 Report a problem
9/6/2015Price change$229,900-6.9%$115/sqft
Source: Counts Real Estate Group Inc #635355 Report a problem
8/18/2015Price change$247,000-1.2%$123/sqft
Source: Counts Real Estate Group Inc #635355 Report a problem
3/26/2015Listed for sale$249,900+46.5%$125/sqft
Source: Prudential Shimmering Sands Realty #630078 Report a problem
8/9/2002Sold$170,600$85/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2024$4,966 +5.8%$398,696 +5.8%
2023$4,695 +40%$377,015 +40.4%
2022$3,352 $268,587
2021-- --
2020$2,924 +19.3%$221,973 +10%
2019$2,452 $201,794 0%
2018$2,452 -1.7%$201,810 +3.5%
2017$2,493 +11.1%$194,934 -0.9%
2016$2,245 $196,671 +5.1%
2015-- $187,189 -1.6%
2014-- $190,229 -0.2%
2013-- $190,640
2012-- $190,640 -2.6%
2011-- $195,699 -4.6%
2010-- $205,161 -7.5%
2009-- $221,757 -7.4%
2008-- $239,573 -8.8%
2007-- $262,663 +10%
2006-- $238,688 +51.6%
2005-- $157,408 +3%
2004-- $152,823
2003-- $152,823

Find assessor info on the county website

Monthly payment

Est. payment
$4,167/mo
Principal & interest
$3380
Property taxes
$704
HOA Fees
$83
More affordability toolsChevron Right

Estimated market value

$641,000

$609,000 - $673,000

$2,754/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32413

Nearby schools

Surfside Middle School
Grades PK-120.8 miles
7/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
7/10
Hutchison Beach Elementary School
Grades K-51.9 miles
8/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
9/10
J.R. Arnold High School
Grades 9-122.8 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
2/10