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For sale
    • Price cut: $10K (6/16)
    $425,000

    120 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459

    3beds
    1,920sqft
    : 
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    Single Family Residence
    Built in 2015
    3,049 Square Feet Lot
    $-- Zestimate®
    $221/sqft
    $-- HOA

    What's special

    Fresh paintCozy details throughoutSpacious family roomOversized primary suitePrivate retreatTwo dining areasUpgraded kitchen
    ***Home Sweet Home***This 3BR/2.5BA home has been lovingly maintained and offers plenty of charm. The main level features a spacious family room, upgraded kitchen, two dining areas, and a convenient half bath. NEW FENCE in the backyard and Fresh sod. Enjoy mornings on the generously sized wraparound covered porch. Upstairs, the oversized primary suite provides a private retreat with ample closet space, while two additional bedrooms and a guest bath complete the floorplan. Fresh paint and cozy details throughout make this home move-in ready. Located in the quiet community of Mosaic Oaks, you'll be just minutes from both the beach and bay, plus everyday conveniences.
    278 days
    |
    971
    |
    85
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Victoria N Davis 850-699-1293,

    EXP Realty LLC,

    RED 850-470-1685,

    EXP Realty LLC

    Source: ECAOR,MLS#: 986760MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 308 Square Feet
      • Dimensions: 22 x 14
      Bedroom
      • Level: Second
      • Area: 143.75 Square Feet
      • Dimensions: 12.5 x 11.5
      Bedroom
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Dining area
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Kitchen
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
      Features
      • Newly Painted
      • Flooring: Laminate, Tile, Carpet
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,920
      • Total interior livable area: 1,920 sqft

      Property

      Features
      • Stories: 2
      • Patio & porch: Covered, Porch
      Lot
      • Size: 3,049 Square Feet
      • Features: Survey Available
      Details
      • Parcel number: 242S20335100000140
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • Siding CmntFbrHrdBrd
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2015

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Short Term Rental - Not Allowed
      • Subdivision: Mosaic Oaks
      HOA
      • Has HOA: Yes
      • Services included: Management
      Location
      • Region: Santa Rosa Beach

      Financial & listing details

      • Price per square foot: $221/sqft
      • Tax assessed value: $355,535
      • Annual tax amount: $2,010
      • Date on market: 10/3/2025
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/16/2026Price change$425,000-2.3%$221/sqft
        Source: ECAOR #986760 Report a problem
        6/4/2026Price change$435,000-1.1%$227/sqft
        Source: ECAOR #986760 Report a problem
        4/9/2026Listed for rent$3,200$2/sqft
        Source: eXp Realty #1000184 Report a problem
        3/28/2026Price change$440,000-2.2%$229/sqft
        Source: ECAOR #986760 Report a problem
        11/11/2025Price change$450,000-1.1%$234/sqft
        Source: ECAOR #986760 Report a problem
        10/20/2025Price change$455,000-1.1%$237/sqft
        Source: ECAOR #986760 Report a problem
        10/3/2025Listed for sale$460,000+7%$240/sqft
        Source: ECAOR #986760 Report a problem
        2/8/2024Sold$430,000-2.3%$224/sqft
        Source: ECAOR #932854 Report a problem
        1/18/2024Pending sale$440,000$229/sqft
        Source: ECAOR #932854 Report a problem
        12/26/2023Price change$440,000-0.9%$229/sqft
        Source: ECAOR #932854 Report a problem
        11/21/2023Price change$443,900-0.2%$231/sqft
        Source: ECAOR #932854 Report a problem
        9/22/2023Listed for sale$445,000+59.5%$232/sqft
        Source: ECAOR #932854 Report a problem
        1/10/2020Sold$279,000-2.1%$145/sqft
        Source: ECAOR #827658 Report a problem
        12/5/2019Pending sale$285,000$148/sqft
        Source: Engel & V�lkers 30A Beaches #827658 Report a problem
        11/5/2019Price change$285,000-1.7%$148/sqft
        Source: Engel & V�lkers 30A Beaches #827658 Report a problem
        9/25/2019Price change$289,900-1%$151/sqft
        Source: Engel & V�lkers 30A Beaches #827658 Report a problem
        8/30/2019Price change$292,900-0.5%$153/sqft
        Source: Engel & V�lkers 30A Beaches #827658 Report a problem
        7/22/2019Listed for sale$294,500+39.6%$153/sqft
        Source: Engel & V�lkers 30A Beaches #827658 Report a problem
        3/17/2016Sold$210,900-1.9%$110/sqft
        Source: Agent Provided Report a problem
        3/31/2015Sold$214,900$112/sqft
        Source: ECAOR #708682 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,864 +42.5%$355,535 +37.6%
        2024$2,010 +4.1%$258,318 +3%
        2023$1,931 +1.5%$250,794 +3%
        2022$1,903 -1.1%$243,489 +3%
        2021$1,924 -13.9%$236,397 +5.6%
        2020$2,235 +3.3%$223,847 +3.2%
        2019$2,163 $216,929 +10%
        2018$2,163 +10%$197,208 +1.8%
        2017$1,966 +2.4%$193,664 +2.5%
        2016$1,919 +1.5%$188,977 +680.9%
        2015$1,891 +668.8%$24,200 +10%
        2014$246 $22,000
        2013-- $22,000 +115.7%
        2012-- $10,200 -46%
        2011-- $18,900 -10%
        2010-- $21,000 -30%
        2009-- $30,000 -64.7%
        2008-- $85,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32459

        Getting around

        0 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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