Set on a private .96-acre homesite, this beautifully updated 3,421-square-foot residence offers the perfect blend of space, style, and lifestyle amenities—including a boat slip on Moss Lake. With four bedrooms and three-and-a-half bathrooms, the home features a thoughtfully designed layout ideal for both everyday living and entertaining.
The main level showcases a fully renovated kitchen with granite countertops, stainless steel appliances, and custom lighting, flowing seamlessly into the family room and out to a spacious deck—perfect for enjoying the peaceful setting. Fresh paint, updated bathrooms with tile finishes, and quality upgrades can be found throughout the home.
The finished basement provides exceptional flexibility with three additional rooms, a full bath, and a private exterior entrance—ideal for guests, a home office, or recreation space. A covered patio extends the living area outdoors, offering even more room to relax or entertain.
Major updates include low-maintenance Hardie Plank siding and an architectural shingle roof installed in 2016, adding both durability and curb appeal. Move-in ready and packed with features, this home offers comfort, versatility, and the rare advantage of lake access.
Closed
$590,000
120 Oak Point Dr, Cherryville, NC 28021
4beds
3,421sqft
Single Family Residence
Built in 1997
0.96 Acres Lot
$590,100 Zestimate®
$172/sqft
$3,086 Estimated rent
Home value
$590,100
$531,000 - $655,000
$3,086/mo
Zestimate® history
Owner options
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$3,086/mo
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$3,086/mo
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$3,765/mo
Est. payment
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$3,765/mo
Est. payment
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List your homeWhat's special
Finished basementFully renovated kitchenCustom lightingPrivate exterior entranceFresh paintSpacious deckFamily room
Zillow last checked:
Listing updated:
Listing Provided by:
Travis Repman travis@cbmountainview.com,
Coldwell Banker Mountain View
Bought with:
Savannah Tucker
Coldwell Banker Mountain View
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4359996
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Basement
Den
- Level: Basement
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Heat Pump, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level
Features
- Flooring: Carpet, Tile, Wood
- Basement: Exterior Entry,Finished,Interior Entry
- Attic: Pull Down Stairs
- Fireplace features: Family Room
Interior area
- Total structure area: 2,275
- Total interior livable area: 3,421 sqft
- Finished area above ground: 2,275
- Finished area below ground: 1,146
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Rear Porch
Lot
- Size: 0.96 Acres
Details
- Parcel number: 40919
- Zoning: AA1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Hardboard Siding
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Septic Installed
- Water: County Water
Community & neighborhood
Location
- Region: Cherryville
- Subdivision: Cross Creek
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $335 annually
- Association name: Cross Creek HOA
Other
Other facts
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 5/14/2026 | Sold | $590,000-1.7%$172/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4359996 Report a problem | ||
| 3/21/2026 | Listed for sale | $599,900-4%$175/sqft |
Source: Canopy MLS as distributed by MLS GRID #4359996 Report a problem | ||
| 3/22/2024 | Listing removed | -- |
Source: Canopy MLS as distributed by MLS GRID #4107900 Report a problem | ||
| 2/12/2024 | Listed for sale | $625,000+1.6%$183/sqft |
Source: Canopy MLS as distributed by MLS GRID #4107900 Report a problem | ||
| 2/9/2024 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/2/2023 | Listed for sale | $615,000+79.8%$180/sqft |
Source: Owner Report a problem | ||
| 11/1/2019 | Sold | $342,000-0.7%$100/sqft |
Source: Canopy MLS as distributed by MLS GRID #3543216 Report a problem | ||
| 9/16/2019 | Pending sale | $344,500$101/sqft |
Source: Allen Tate Real Estate, Llc - Shelby #62464 Report a problem | ||
| 8/23/2019 | Listed for sale | $344,500+84.2%$101/sqft |
Source: Allen Tate Real Estate, Llc - Shelby #62464 Report a problem | ||
| 10/14/2010 | Sold | $187,000-22.1%$55/sqft |
Source: Public Record Report a problem | ||
| 8/12/2010 | Price change | $239,900-5.9%$70/sqft |
Source: Coldwell Banker Mountain View Real Estate #46089 Report a problem | ||
| 7/17/2010 | Price change | $254,900-1.2%$75/sqft |
Source: Coldwell Banker Mountain View Real Estate #46089 Report a problem | ||
| 7/3/2010 | Price change | $257,900-3.6%$75/sqft |
Source: Coldwell Banker Mountain View Real Estate #46089 Report a problem | ||
| 5/1/2010 | Price change | $267,400-2.4%$78/sqft |
Source: Coldwell Banker Mountain View Real Estate #46089 Report a problem | ||
| 2/28/2010 | Price change | $274,000-3.8%$80/sqft |
Source: Coldwell Banker Mountain View Real Estate #46089 Report a problem | ||
| 2/12/2010 | Price change | $284,900-3.4%$83/sqft |
Source: Coldwell Banker Mountain View Real Estate #46089 Report a problem | ||
| 6/20/2009 | Listed for sale | $294,900$86/sqft |
Source: Coldwell Banker Mountain View Real Estate #46089 Report a problem | ||
| 3/7/2009 | Listing removed | $294,900$86/sqft |
Source: Homes & Land #41812 Report a problem | ||
| 2/2/2008 | Listed for sale | $294,900+9%$86/sqft |
Source: Homes & Land #41812 Report a problem | ||
| 10/6/2005 | Sold | $270,540$79/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,304 +9% | $520,392 +36.9% |
| 2024 | $3,031 -0.2% | $380,086 |
| 2023 | $3,039 | $380,086 |
| 2022 | $3,039 0% | $380,086 |
| 2021 | $3,040 +50.6% | $380,086 +56.7% |
| 2020 | $2,019 | $242,498 |
| 2019 | $2,019 +0.1% | $242,498 |
| 2018 | $2,017 +4.8% | $242,498 |
| 2017 | $1,925 | $242,498 |
| 2016 | $1,925 | $242,498 +1.6% |
| 2015 | $1,925 | $238,714 |
| 2014 | $1,925 | $238,714 |
| 2013 | -- | $238,714 |
| 2012 | -- | $238,714 |
| 2011 | -- | $238,714 -7% |
| 2010 | -- | $256,667 |
| 2008 | -- | $256,667 +31.8% |
| 2007 | -- | $194,792 |
| 2006 | -- | $194,792 |
| 2005 | -- | $194,792 |
| 2003 | -- | $194,792 |
Find assessor info on the county website
Neighborhood: 28021
Nearby schools
GreatSchools rating
- 3/10Washington Math & Science Immersion SchoolGrades: PK-5Distance: 2.6 mi
- 4/10Burns MiddleGrades: 6-8Distance: 8.6 mi
- 9/10Cleveland County Early College High SchoolGrades: 9-12Distance: 3.2 mi
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Estimated market value
$590,100
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Estimated market value
$590,100
- North Carolina
- Cleveland County
- Cherryville
- 28021
- 120 Oak Point Dr
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