Welcome to 120 Rustic Oaks Lane - a generational estate where the days are filled with the comfort and conveniences of home and every evening is a blank canvas waiting to be painted with the most vibrant colors of sunsets over the wide waters of the St. Johns River. This two-story, stately four-sided brick home is a boater's paradise, nestled on 1.25 acres of beautifully landscaped land with 110 feet of river frontage.
Through the upgraded double front doors and entry tower, you are immediately drawn outside to the pool and river, as this home was designed to maximize the views. A large entry foyer is highlighted by high ceilings, large chandelier and an enchanting curved staircase with iron spindles. The main level is the perfect place for large gatherings with the central Great Room features a two story wall of windows, custom fireplace, and custom built-ins. The gourmet kitchen has been updated to include quartzite countertops, glass tile backsplash, large cooking and eating island eat-in dining area, new stainless-steel appliances, and of course - a mesmerizing view of the pool and river from the large sink. Around the corner from the kitchen, a large flex room complete with French doors is yours to customize to your needs - a large home office, formal dining room, playroom, or a second den/media room. Adjacent powder room and a customized drop zone with loads of storage complete this wing of the main level. The opposite wing downstairs provides a main level primary suite, complete with en-suite bath, dedicated zoned temperature control and access out to the large screened lanai for more expansive river views. Up the grand staircase, you will find two spacious secondary bedrooms with shared bath and lovely views of the river and property. A wide upstairs balcony boasts sweeping views of the main level and out to the water. The large laundry room provides all the space you will need and is pre-plumbed for a future laundry sink. The main Primary Suite expands the entire wing of this upper level and is highlighted by a wall of windows and water vistas for days, bath with dual vanities, jetted garden tub, walk in shower, and large custom closet. Even more living space abounds over the 3-car garage, with a large finished room, closet, and powder room - the perfect space for a 5th bedroom, overflow guest space, music/band space, and much more. Speaking of the garage - in addition to 3 cars with one bay deep enough to store a 22 ft trailered boat, you will find loads of storage and workshop space.
Stepping outside, there is something for everyone! Centrally located in the backyard is the stunning salt-water pool with paver deck - perfect for floating on warm summer day, watching the Spanish moss sway from the stately oaks. Imagine smore's nights outside at the firepit overlooking the river - just bring your Adirondack chairs! A new seawall provides peace of mind protection for the property. Ready for fun boat days?! Take a stroll out on the dock (don't forget to say hi to the manatees!) out to the covered boatlift area, where you will always have deep water access! Venture to Black Creek in 15 minutes, Doctors Lake in 20 minutes, and the deep blue water in just over an hour! An added bonus is this property is high and dry X flood zone, so no lender flood insurance required!
This custom home features 2 by 6 construction, thick drywall, custom cabinetry, pre-planned and wired for central vac, and custom touches throughout with built-in bookcase, niches and upgraded millwork. Current owners have updated many of the systems of this home, including new roof, well and septic updates, new pool equipment, a whole home water treatment system with reverse osmosis and much more - please ask to see full list of updates and upgrades!
Located in the desirable Fruit Cove area in St. Johns County with easy access to shopping, grocery, medical and A-rated schools, this premium waterfront paradise is waiting for you to fill its walls with your memories, one sunset at a time!
Active
Price cut: $100K (9/18)
$2,195,000
120 RUSTIC OAKS Lane, St. Johns, FL 32259
5beds
3,878sqft
Single Family Residence
Built in 2003
1.25 Acres Lot
$-- Zestimate®
$566/sqft
$-- HOA
What's special
Custom fireplaceLarge laundry roomFirepit overlooking the riverQuartzite countertopsHigh ceilingsLarge chandelierCustom built-ins
- 57 days
- 1,620
- 106
Zillow last checked:
Listing updated:
Listed by:
KIMBERLY ROBERTSON 404-725-8397,
KELLER WILLIAMS ST JOHNS 904-867-7694
Source: realMLS,MLS#: 2160399
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Bathroom 2
- Area: 41.56 Square Feet
- Dimensions: 6.78 x 6.13
Bathroom 4
- Area: 36.9 Square Feet
- Dimensions: 4.94 x 7.47
Bathroom 5
- Area: 33.79 Square Feet
- Dimensions: 5.33 x 6.34
Dining room
- Area: 184.02 Square Feet
- Dimensions: 12.77 x 14.41
Kitchen
- Area: 245.72 Square Feet
- Dimensions: 13.07 x 18.80
Living room
- Area: 199.91 Square Feet
- Dimensions: 17.66 x 11.32
Heating
- Central, Electric, Zoned
Cooling
- Central Air, Electric, Multi Units, Zoned
Appliances
- Included: Dishwasher, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
- Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
Features
- Breakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom -Tub with Separate Shower, Master Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 5,563
- Total interior livable area: 3,878 sqft
Property
Parking
- Total spaces: 3
- Parking features: Additional Parking, Detached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, Guest
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio, Rear Porch, Screened
- Exterior features: Boat Lift, Dock, Fire Pit
- Pool features: In Ground, Salt Water
- Fencing: Chain Link,Wood
- Has view: Yes
- View description: River, Water
- Has water view: Yes
- Water view: River,Water
- Waterfront features: Navigable Water, River Front
Lot
- Size: 1.25 Acres
- Features: Dead End Street, Many Trees
Details
- Additional structures: Shed(s)
- Parcel number: 0071100000
- Zoning description: Recreational
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Shingle
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Subdivision: Fruit Cove Terrace
HOA
- Has HOA: No
Location
- Region: Saint Johns
Financial & listing details
- Price per square foot: $566/sqft
- Tax assessed value: $1,252,149
- Annual tax amount: $334
- Date on market: 8/16/2026
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/18/2026 | Price change | $2,195,000-4.4%$566/sqft |
Source: | ||
| 9/6/2026 | Price change | $2,295,000-2.3%$592/sqft |
Source: | ||
| 8/16/2026 | Listed for sale | $2,350,000+74.1%$606/sqft |
Source: | ||
| 10/4/2022 | Sold | $1,350,000-10%$348/sqft |
Source: | ||
| 9/14/2022 | Pending sale | $1,500,000$387/sqft |
Source: | ||
| 8/26/2022 | Contingent | $1,500,000$387/sqft |
Source: | ||
| 8/19/2022 | Listed for sale | $1,500,000$387/sqft |
Source: | ||
| 8/4/2022 | Contingent | $1,500,000$387/sqft |
Source: | ||
| 7/27/2022 | Price change | $1,500,000-3.2%$387/sqft |
Source: | ||
| 6/17/2022 | Listed for sale | $1,550,000$400/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $334 -97.1% | $969,650 +2.9% |
| 2024 | $11,514 +1.9% | $942,323 +3% |
| 2023 | $11,304 -2.7% | $914,877 -1.5% |
| 2022 | $11,623 +18.9% | $929,014 +28% |
| 2021 | $9,777 +3.9% | $725,567 -0.4% |
| 2020 | $9,409 -2.2% | $728,205 +2.3% |
| 2019 | $9,620 | $711,833 -0.8% |
| 2018 | $9,620 -1.9% | $717,489 +1.9% |
| 2017 | $9,804 | $704,071 -0.6% |
| 2016 | $9,804 -3.5% | $708,212 -5% |
| 2015 | $10,161 -5.1% | $745,803 0% |
| 2014 | $10,704 | $745,942 +4.5% |
| 2013 | -- | $713,513 +1.7% |
| 2012 | -- | $701,586 -6.5% |
| 2011 | -- | $750,463 -6.7% |
| 2010 | -- | $804,288 -4.9% |
| 2009 | -- | $845,296 +9.7% |
| 2008 | -- | $770,795 -9.6% |
| 2007 | -- | $853,046 +2.5% |
| 2006 | -- | $832,240 +3% |
| 2005 | -- | $808,000 |
| 2004 | -- | $808,000 +248.7% |
| 2000 | -- | $231,750 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Fruit Cove
Nearby schools
Schools provided by the listing agent
- Elementary: Julington Creek
- Middle: Fruit Cove
- High: Creekside
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




