Oceanfront luxury living in Islamorada.Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool -- the perfect blend of privacy, luxury, and island lifestyle.Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds. Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access.Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and efficiency. The expansive entertainment areas, large balconies, and open-concept living spaces make this home ideal for hosting and relaxing in style.This is more than a home -- it's an oceanfront sanctuary built for comfort, security, and the best of Florida Keys living. This is not a drive by, must see to appreciate!
For sale
$5,493,000
120 Toner Ln, Plantation Key, FL 33036
4beds
3,052sqft
Single Family Residence
Built in 1979
0.55 Acres Lot
$-- Zestimate®
$1,800/sqft
$-- HOA
What's special
Room for a poolThree-story residencePanoramic ocean vistasOpen-concept living spacesExpansive entertainment areasPrivate balcony accessLarge balconies
- 347 days |
- 574 |
- 18 |
Zillow last checked:
Listing updated:
Listed by:
Kim Bagnell Thaler 305-393-2787,
Ocean Sotheby's International Realty
Source: FLKMLS,MLS#: 615862
Originating MLS: Florida Keys
Originating MLS: Florida KeysLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Central
Cooling
- Central Air, Ductless, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Laundry: Laundry Room
Features
- Wet Bar, Granite Counters, Bar, Walk-In Closet(s), Entrance Foyer
- Flooring: Tile, Wood
- Doors: Sliding Glass Doors, Impact Rstnce Doors
- Windows: Impact Rstnce Window
- Furnished: Yes
Interior area
- Total interior livable area: 3,052 sqft
Video & virtual tour
Property
Parking
- Parking features: Garage, RV Parking Open, Attached
- Has attached garage: Yes
- Has uncovered spaces: Yes
Features
- Levels: 3 Stories
- Stories: 3
- Patio & porch: Open Porch/Balcony, Patio
- Exterior features: Sprinkler System
- Has view: Yes
- View description: Ocean, Water
- Has water view: Yes
- Water view: Ocean,Water
- Waterfront features: Oceanfront, Open Water, Waterfront, Seawall: Concrete, Dock: Wood, Dockage: Boat Ramp
Lot
- Size: 0.55 Acres
- Features: 1/2 - Less Than 1 AC
Details
- Parcel number: 00412210000000
- Zoning: R1
- Zoning description: Residential Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Metal
Condition
- Year built: 1979
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Cable Available, Buyer to Verify, Cable Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Toners Nautical Sh (87.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Plantation Key
Financial & listing details
- Price per square foot: $1,800/sqft
- Tax assessed value: $3,452,281
- Annual tax amount: $24,469
- Date on market: 7/20/2025
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/20/2025 | Listed for sale | $5,493,000+103.4%$1,800/sqft |
Source:  FLKMLS #615862 Report a problem | ||
| 4/23/2008 | Listing removed | $2,700,000$885/sqft |
Source: Visual Tour Report a problem | ||
| 1/18/2008 | Listed for sale | $2,700,000+14.9%$885/sqft |
Source: Visual Tour #541164 Report a problem | ||
| 11/19/2007 | Sold | $2,350,000+132.4%$770/sqft |
Source: FLKMLS #541164 Report a problem | ||
| 12/7/2005 | Sold | $1,011,300-36.8%$331/sqft |
Source: Public Record Report a problem | ||
| 4/17/2003 | Sold | $1,600,000$524/sqft |
Source: FLKMLS #515393 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $26,067 +6.5% | $2,570,123 +10% |
| 2024 | $24,469 +3.3% | $2,336,475 +10% |
| 2023 | $23,688 +16.9% | $2,124,068 +10% |
| 2022 | $20,272 +16.7% | $1,930,971 +10% |
| 2021 | $17,376 -1.2% | $1,755,428 -0.8% |
| 2020 | $17,587 | $1,769,447 +19.1% |
| 2019 | $17,587 +27.4% | $1,485,367 +27.5% |
| 2018 | $13,805 +16% | $1,164,734 -26.9% |
| 2017 | $11,904 -21.3% | $1,593,125 +17.5% |
| 2016 | $15,135 +5.8% | $1,355,282 +5.3% |
| 2015 | $14,301 | $1,286,830 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33036
Nearby schools
GreatSchools rating
- 10/10Plantation Key SchoolGrades: PK-8Distance: 3.2 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 3.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Monroe County
- Islamorada
- 33036
- 120 Toner Ln
Nearby cities
Nearby zip codes
Other Islamorada Topics
