Welcome to this charming 1911 1.5-story home, ideally situated in a unique Central Business District that offers both residential and business opportunities. This property features an easy access ramp and has preserved much of its original millwork and flooring, showcasing the character and charm of the era. Inside, you'll find four spacious bedrooms, with a potential fifth bedroom or office space, along with three bathrooms and two dining rooms. The inviting front entryway leads to 2,420 square feet of thoughtfully designed living space across the main and second floors. The basement has been recently mitigated from flooding and includes an egress window, potential family room, second kitchen, and additional laundry hookups, as well as a fourth bathroom. An attached two-car garage with paved alley access features 11-foot walls accommodating a 10' x 18' garage door, in-floor heating, a floor drain, and the convenience of the fourth bathroom. Don’t miss the list of updates available in the documents—schedule your viewing today to experience this property for yourself. This property is being offered "As Is"
Sold for $182,000
$182,000
120 W 4th St, Spencer, IA 51301
4beds
2,420sqft
Single Family Residence
Built in 1911
0.25 Acres Lot
$185,100 Zestimate®
$75/sqft
$2,067 Estimated rent
Home value
$185,100
Estimated sales range
Not available
$2,067/mo
Zestimate® history
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List your homeWhat's special
Two dining roomsEgress windowIn-floor heatingAdditional laundry hookupsFloor drainPaved alley accessEasy access ramp
Zillow last checked:
Listing updated:
Listed by:
Doug Small PRIM:712-260-4776,
Hinn Real Estate
Bought with:
Bryan Sebastian, S65753
Northwest Iowa Realty
Source: Iowa Great Lakes BOR,MLS#: 241285
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
Bedroom 1
- Level: Main
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Bedroom 4
- Level: Second
Bathroom 1
- Level: Main
Bathroom 2
- Level: Second
Bathroom 3
- Level: Main
Dining room
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Foyer
- Level: Main
Kitchen
- Level: Main
Office
- Level: Main
Pantry
- Level: Main
Heating
- Forced Air, In-Floor
Cooling
- Central Air
Appliances
- Included: Electric Water Heater
- Laundry: Main Level, Washer/Dryer Hkups
Features
- Main Floor Bedrooms, Pantry
- Flooring: Hardwood
- Basement: Egress Windows,Block,Full
- Has fireplace: Yes
Interior area
- Total structure area: 3,904
- Total interior livable area: 2,420 sqft
- Finished area above ground: 2,420
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two,One and One Half
- Stories: 1
- Patio & porch: Patio, Porch
Lot
- Size: 0.25 Acres
- Dimensions: 88 x 122
Details
- Parcel number: 963618103001
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Cement Siding, Frame/Wood, Stick Built
- Roof: Asphalt
Condition
- Year built: 1911
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & neighborhood
Location
- Region: Spencer
- Subdivision: IA
Price history
| Date | Event | Price |
|---|---|---|
| 9/11/2025 | Sold | $182,000-16.3%$75/sqft |
Source:  Iowa Great Lakes BOR #241285 Report a problem | ||
| 8/12/2025 | Pending sale | $217,500$90/sqft |
Source: Iowa Great Lakes BOR #241285 Report a problem | ||
| 7/22/2025 | Contingent | $217,500$90/sqft |
Source: Iowa Great Lakes BOR #241285 Report a problem | ||
| 10/24/2024 | Listed for sale | $217,500+36.8%$90/sqft |
Source: Iowa Great Lakes BOR #241285 Report a problem | ||
| 5/2/2020 | Sold | $159,000$66/sqft |
Source: Agent Provided Report a problem | ||
| 3/13/2020 | Pending sale | $159,000$66/sqft |
Source: Integrity Real Estate- Arnolds Park #19-1863 Report a problem | ||
| 12/13/2019 | Price change | $159,000+6.7%$66/sqft |
Source: Integrity Real Estate- Arnolds Park #19-1863 Report a problem | ||
| 10/21/2019 | Price change | $149,000-3.9%$62/sqft |
Source: Iowa Realty #19-761 Report a problem | ||
| 7/27/2019 | Price change | $155,000-3.1%$64/sqft |
Source: Iowa Realty #19-761 Report a problem | ||
| 5/23/2019 | Price change | $160,000-5.8%$66/sqft |
Source: Iowa Realty #19-761 Report a problem | ||
| 10/8/2018 | Price change | $169,900-5.6%$70/sqft |
Source: Integrity Real Estate- Arnolds Park #18-678 Report a problem | ||
| 8/20/2018 | Price change | $179,900-2.7%$74/sqft |
Source: Integrity Real Estate- Arnolds Park #18-678 Report a problem | ||
| 8/10/2018 | Listed for sale | $184,900-2.6%$76/sqft |
Source: Integrity Real Estate- Arnolds Park #18-678 Report a problem | ||
| 6/26/2018 | Listing removed | $189,900$78/sqft |
Source: Integrity Real Estate- Arnolds Park #18-678 Report a problem | ||
| 6/7/2018 | Price change | $189,900-4.6%$78/sqft |
Source: Integrity Real Estate- Arnolds Park #18-678 Report a problem | ||
| 5/17/2018 | Listed for sale | $199,000+132.7%$82/sqft |
Source: Integrity Real Estate- Arnolds Park #18-678 Report a problem | ||
| 9/22/2005 | Sold | $85,500$35/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $182,650 |
| 2023 | -- | $182,650 +30.1% |
| 2022 | -- | $140,340 |
| 2021 | $2,798 | $140,340 -5.5% |
| 2020 | $2,798 +139.6% | $148,550 |
| 2019 | $1,168 +1.7% | $148,550 -0.3% |
| 2018 | $1,148 | $148,940 +114.6% |
| 2017 | $1,148 +0.9% | $69,400 |
| 2016 | $1,138 +10.9% | $69,400 +9.5% |
| 2015 | $1,026 | $63,400 -43.2% |
| 2014 | $1,026 +5.8% | $111,530 |
| 2013 | $970 +1.7% | -- |
| 2012 | $954 -26.5% | -- |
| 2011 | $1,298 +4.2% | -- |
| 2010 | $1,246 -2% | -- |
| 2009 | $1,272 +7.4% | -- |
| 2007 | $1,184 | -- |
Find assessor info on the county website
Neighborhood: 51301
Nearby schools
GreatSchools rating
- NAJohnson Elementary SchoolGrades: PK-KDistance: 0.6 mi
- 9/10Spencer Middle SchoolGrades: 6-8Distance: 1.2 mi
- 7/10Spencer High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Spencer
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Iowa
- Clay County
- Spencer
- 51301
- 120 W 4th St
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