Sold

$200,000

120 W Franklin St, Otsego, MI 49078

4beds

1,763sqft

Single Family Residence

Built in 1906

8,276 Square Feet Lot

$206,900 Zestimate^®

$113/sqft

$1,995 Estimated rent

Home value

$206,900

$180,000 - $238,000

$1,995/mo

Zestimate^® history

Owner options

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$1,995/mo

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$1,995/mo

Rent Zestimate^®

Refinance and save

$1,321/mo

Est. payment

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$1,321/mo

Est. payment

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What's special

Welcome to 120 W Franklin Street, a 3-bedroom, 2-bath home located in the heart of Otsego. This inviting property offers plenty of space with a comfortable main living area, a versatile den that can be used as a home office or playroom, and a bright three-season porch perfect for relaxing or entertaining year-round. The kitchen and dining areas flow nicely, making it easy to gather with family or guests. Outside, you'll enjoy a fully fenced backyard that provides privacy and room to garden, play, or host cookouts. The two-car garage offers additional storage and convenience. Located just minutes from downtown Otsego, local shops, parks, and schools, this home combines small-town charm with everyday functionality. Come and make it your own!

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 1

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dryer, Range, Refrigerator, Washer
Laundry: Main Level

Features

Pantry
Basement: Michigan Basement
Has fireplace: No

Interior area

Total structure area: 1,763
Total interior livable area: 1,763 sqft
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Garage Door Opener, Detached
Garage spaces: 2

Features

Stories: 2

Lot

Size: 8,276 Square Feet
Dimensions: 85 x 97
Features: Sidewalk

Details

Parcel number: 035410007300

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Composition

Condition

New construction: No
Year built: 1906

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected

Community & HOA

Location

Region: Otsego

Financial & listing details

Price per square foot: $113/sqft
Tax assessed value: $48,903
Annual tax amount: $2,169
Date on market: 12/11/2025
Listing terms: Cash,FHA,VA Loan,USDA Loan,MSHDA,Conventional
Electric utility on property: Yes
Road surface type: Paved

Price history

Date	Event	Price
1/16/2026	Sold	$200,000$113/sqft
Source: MichRIC #25061608 Report a problem
12/18/2025	Pending sale	$200,000$113/sqft
Source: MichRIC #25061608 Report a problem
12/11/2025	Price change	$200,000-4.8%$113/sqft
Source: MichRIC #25061608 Report a problem
11/12/2025	Price change	$210,000-2.3%$119/sqft
Source: MichRIC #25055492 Report a problem
10/29/2025	Listed for sale	$215,000+72%$122/sqft
Source: MichRIC #25055492 Report a problem
10/6/2022	Sold	$125,000+34.6%$71/sqft
Source: Public Record Report a problem
1/27/2014	Listing removed	$92,900$53/sqft
Source: Prudential Preferred, REALTORS� #13045033 Report a problem
7/31/2013	Listed for sale	$92,900$53/sqft
Source: Prudential Preferred, REALTORS #13045033 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,140 +4.1%	$97,000 +12.5%
2024	$2,057	$86,200 +13.4%
2023	--	$76,000 +12.3%
2022	--	$67,700 +6.4%
2021	--	$63,600 +3.4%
2020	--	$61,500 +16.9%
2019	$1,753 +2.6%	$52,600 +8.7%
2018	$1,708	$48,400 +17.2%
2017	--	$41,300 +8.4%
2016	--	$38,100
2015	--	$38,100 +5.5%
2014	$2,419	$36,100 +5.9%
2013	$2,419	$34,100 -4.7%
2012	--	$35,800 -6.5%
2011	--	$38,300 -4.5%
2010	--	$40,100 -6.1%
2009	--	$42,700 -16.9%
2008	--	$51,400
2007	--	$51,400 +2.8%
2006	--	$50,000 +1.6%
2005	--	$49,200 +1.4%
2004	--	$48,500 +3%
2003	--	$47,100 +5.8%
2002	--	$44,500 +39.1%
2001	--	$32,000