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For sale
    • Price cut: $10.1K (7/29)
    $429,900

    12011 Front Beach Rd #1004B, Panama City Beach, FL 32413

    2beds
    1,076sqft
    : 
    $3,738/mo
    Get pre-qualified
    Condominium
    Built in 2005
    -- sqft lot
    $-- Zestimate®
    $400/sqft
    $977/mo HOA

    What's special

    Super cute condoGulf-front livingTerrace grilling areaTrue gulf-front primary bedroom
    Enjoy stunning Gulf-front living with a true Gulf-front primary bedroom and gorgeous views from the living room, dining area, and kitchen. This charming condo is perfectly positioned on an ideal floor height to fully capture sweeping views of the Emerald Coast's sugar-white sands and emerald-green waters. Sterling Reef offers a prime Panama City Beach location just steps from Shipwreck Island Water Park and within walking distance to the fishing pier. The resort features outstanding amenities including a bi-level Gulf-front pool (heated seasonally), a fitness center overlooking the pool and beach, a terrace grilling area, an Owner's Lounge with flat-screen TV, and convenient covered parking located directly beneath the building. Whether you're searching for a personal beach getaway or a strong rental investment, this super cute condo is a must-see. Call today to make it yours!
    189 days
    |
    368
    |
    30
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michele Morros 850-258-9878,

    Keller Williams Success Realty,

    Ann Wohlford 850-624-6909,

    Keller Williams Success Realty

    Source: CPAR,MLS#: 784981MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 17 x 11
      Bedroom
      • Level: First
      • Dimensions: 10 x 10
      Living room
      • Level: First
      • Dimensions: 18 x 15
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Washer/Dryer Stacked, Electric Oven
      • Laundry: Stacked
      Features
      • Balcony, Double Vanity, Main Level Primary, Separate Shower
      Interior area
      • Total structure area: 1,076
      • Total interior livable area: 1,076 sqft

      Property

      Parking
      • Parking features: Paved
      Features
      • Patio & porch: Balcony
      • Pool features: Electric Heat, In Ground, Community
      • Has view: Yes
      • View description: Gulf, Water
      • Has water view: Yes
      • Water view: Gulf,Water
      • Waterfront features: Gulf
      Lot
      • Features: Paved
      Details
      • Parcel number: 34809610067
      • Zoning description: Resort
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Pool, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Fire Sprinkler System, Fire Alarm
      • Subdivision: Sterling Reef
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Barbecue, Spa/Hot Tub
      • Services included: Clubhouse, Cable TV, Fitness Facility, Insurance, Internet, Pest Control, Pool(s), Sewer, Trash, Water
      • HOA fee: $977 monthly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $400/sqft
      • Tax assessed value: $461,975
      • Annual tax amount: $5,454
      • Date on market: 2/10/2026
      • Cumulative days on market: 189 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,416/mo

        Price history

        DateEventPrice
        7/29/2026Price change$429,900-2.3%$400/sqft
        Source: CPAR #784981 Report a problem
        7/14/2026Price change$440,000-1.1%$409/sqft
        Source: CPAR #784981 Report a problem
        4/17/2026Price change$445,000-7.3%$414/sqft
        Source: CPAR #784981 Report a problem
        2/10/2026Listed for sale$480,000-3.4%$446/sqft
        Source: CPAR #784981 Report a problem
        11/8/2025Listing removed$496,900$462/sqft
        Source: CPAR #765242 Report a problem
        8/1/2025Price change$496,900-0.6%$462/sqft
        Source: CPAR #765242 Report a problem
        3/31/2025Price change$499,900-2%$465/sqft
        Source: CPAR #765242 Report a problem
        11/19/2024Listed for sale$510,000+2.2%$474/sqft
        Source: CPAR #765242 Report a problem
        10/2/2024Listing removed$499,000$464/sqft
        Source: CPAR #757914 Report a problem
        9/7/2024Price change$499,000-1.2%$464/sqft
        Source: CPAR #757914 Report a problem
        8/9/2024Price change$505,000-3.8%$469/sqft
        Source: CPAR #757914 Report a problem
        7/23/2024Price change$525,000-1.9%$488/sqft
        Source: CPAR #757914 Report a problem
        5/31/2024Listed for sale$535,000+118.4%$497/sqft
        Source: CPAR #757914 Report a problem
        8/10/2016Sold$245,000$228/sqft
        Source: ECAOR #758664 Report a problem
        5/20/2016Sold$245,000-12.5%$228/sqft
        Source: CPAR #644465 Report a problem
        4/11/2005Sold$279,900$260/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,465 +4.7%$390,316 +10%
        2023$5,220 +25.5%$354,833 +10%
        2022$4,161 $322,575
        2021-- --
        2020$3,308 +10.8%$269,488 +10%
        2019$2,985 $244,989 +10%
        2018$2,985 +8.5%$222,717 +10%
        2017$2,752 +19%$202,470 +0.4%
        2016$2,312 +0%$201,607 +10%
        2015$2,311 $183,279 +10%
        2014$2,311 $166,617 +10%
        2013-- $151,470 +10%
        2012-- $137,700 -15.3%
        2011-- $162,565 -8.9%
        2010-- $178,500 -19.1%
        2009-- $220,580 -19.8%
        2008-- $274,890 -16%
        2007-- $327,250 -30%
        2006-- $467,500 +1458.3%
        2005-- $30,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32413

        Getting around

        32 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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        A local lender can help you make sure your offer is ready when you are.

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