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  • $395,000

    1203 Elm St, St Charles, IL 60174

    3beds
    1,148sqft
    Single Family Residence
    Built in 1949
    6,534 Square Feet Lot
    $405,300 Zestimate®
    $344/sqft
    $2,909 Estimated rent

    Home value

    $405,300

    $365,000 - $450,000

    $2,909/mo

    Zestimate® history
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    What's special

    Cozy breakfast roomCorner lotNewer drivewaySpacious kitchenBright picture windowBuilt-in hutchGlass french door
    This beautifully maintained 3 bedroom, 2 bath vinyl and cedar ranch sits on a corner lot in St. Charles and blends comfort, charm, updates, and location. Enjoy a fenced backyard with deck and paver patio, perfect for relaxing or entertaining. Inside, the living room features hardwood flooring, a bright picture window, built-in hutch, and glass French door. The spacious kitchen offers granite countertops, stainless steel appliances, and a cozy breakfast room, with key upgrades including a new dishwasher in 2023, refrigerator in 2024, and microwave in 2025. The primary bedroom has wood laminate flooring, while the additional bedrooms feature hardwood and ceiling fans. Both bathrooms are updated, and the partially finished basement adds great extra living space, along with a washer and dryer new in 2022. Major mechanical peace of mind includes a septic sewer line replaced in 2021, plus a newer driveway, AC, and sump pump. All just minutes from parks, the Fox River, schools, and downtown St. Charles, with Geneva close by as well.

    Zillow last checked:

    Listing updated:

    Listing courtesy of:

    Matthew Kombrink, GRI,SFR 630-803-8444,

    One Source Realty,

    Miles Tischhauser 815-739-3458,

    One Source Realty

    Bought with:

    Russell Clements

    Baird & Warner

    Source: MRED as distributed by MLS GRID,MLS#: 12535590MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Features: Flooring (Wood Laminate), Window Treatments (All)
    • Level: Main
    • Area: 210 Square Feet
    • Dimensions: 15X14
    Bedroom 2
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 132 Square Feet
    • Dimensions: 12X11
    Bedroom 3
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 99 Square Feet
    • Dimensions: 11X9
    Dining room
    • Features: Flooring (Ceramic Tile), Window Treatments (All)
    • Level: Main
    • Area: 210 Square Feet
    • Dimensions: 15X14
    Kitchen
    • Features: Kitchen (Eating Area-Table Space), Flooring (Ceramic Tile), Window Treatments (All)
    • Level: Main
    • Area: 91 Square Feet
    • Dimensions: 13X7
    Living room
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 182 Square Feet
    • Dimensions: 14X13
    Heating
    • Natural Gas, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
    Features
    • 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features
    • Flooring: Hardwood, Laminate
    • Windows: Screens
    • Basement: Partially Finished,Full
    Interior area
    • Total structure area: 0
    • Total interior livable area: 1,148 sqft

    Property

    Parking
    • Total spaces: 1.5
    • Parking features: Garage Door Opener, Yes, Garage Owned, Detached, Garage
    • Garage spaces: 1.5
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 1
    • Patio & porch: Deck, Patio
    • Fencing: Fenced
    Lot
    • Size: 6,534 sqft
    • Features: Corner Lot
    Details
    • Parcel number: 0934378009
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding, Cedar
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1949

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Security
    • Security features: Carbon Monoxide Detector(s)
    Community
    • Community features: Park, Curbs, Street Lights, Street Paved
    Location
    • Region: St Charles

    HOA & financial

    HOA
    • Services included: None

    Other

    Other facts
    • Listing terms: Conventional
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    2/26/2026Sold$395,000+1.3%$344/sqft
    Source: MRED as distributed by MLS GRID #12535590 Report a problem
    2/23/2026Pending sale$389,900$340/sqft
    Source: MRED as distributed by MLS GRID #12535590 Report a problem
    1/21/2026Contingent$389,900$340/sqft
    Source: MRED as distributed by MLS GRID #12535590 Report a problem
    1/20/2026Pending sale$389,900$340/sqft
    Source: MRED as distributed by MLS GRID #12535590 Report a problem
    1/2/2026Listed for sale$389,900+47.7%$340/sqft
    Source: MRED as distributed by MLS GRID #12535590 Report a problem
    7/17/2020Sold$264,000-2.2%$230/sqft
    Source: MRED as distributed by MLS GRID #10729752 Report a problem
    6/15/2020Pending sale$269,900$235/sqft
    Source: Homesmart Connect LLC #10729752 Report a problem
    6/4/2020Price change$269,900-1.8%$235/sqft
    Source: Homesmart Connect LLC #10729752 Report a problem
    5/30/2020Listed for sale$274,900+9.1%$239/sqft
    Source: Midwest Real Estate Data #10729752 Report a problem
    9/2/2016Sold$252,000+0.8%$220/sqft
    Source: Baird & Warnerc #09291848_60174 Report a problem
    7/22/2016Pending sale$250,000$218/sqft
    Source: Stone Tower Properties #09291848 Report a problem
    7/20/2016Listed for sale$250,000+12.6%$218/sqft
    Source: Stone Tower Properties #09291848 Report a problem
    9/18/2015Sold$222,000-1.3%$193/sqft
    Source: Public Record Report a problem
    8/10/2015Pending sale$224,900$196/sqft
    Source: RE/MAX Excels #08984558 Report a problem
    7/16/2015Listed for sale$224,900+6.3%$196/sqft
    Source: RE/MAX Excels #08984558 Report a problem
    6/19/2009Sold$211,500+15.7%$184/sqft
    Source: Public Record Report a problem
    3/18/2008Sold$182,751-32.3%$159/sqft
    Source: Public Record Report a problem
    2/2/2008Listed for sale$269,900+21.9%$235/sqft
    Source: Homes & Land Report a problem
    9/20/2004Sold$221,500+50.2%$193/sqft
    Source: Public Record Report a problem
    11/9/1999Sold$147,500$128/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$6,812 +4.7%$99,771 +11.7%
    2023$6,507 +3.7%$89,297 +6.7%
    2022$6,276 +4.3%$83,727 +4.9%
    2021$6,020 +1.1%$79,809 +1.9%
    2020$5,952 +1.9%$78,321 +2%
    2019$5,841 +6.1%$76,770 +6%
    2018$5,507 +2.8%$72,392 +3.5%
    2017$5,356 -13.8%$69,917 +2.8%
    2016$6,215 $68,033 +5.8%
    2015-- $64,292 +5.4%
    2014-- $61,016 -1.3%
    2013-- $61,836 -6.8%
    2012-- $66,316 -5.9%
    2011-- $70,498 -4.4%
    2010-- $73,708 -5.8%
    2009-- $78,272 -5.1%
    2008-- $82,435 +3.5%
    2007-- $79,682 +6.5%
    2006-- $74,829 +7.9%
    2005-- $69,321 +5.8%
    2004-- $65,506 +12.3%
    2003-- $58,338 +13.8%
    2002-- $51,262 +5.4%
    2001-- $48,649 +5.9%
    2000-- $45,933

    Find assessor info on the county website

    Neighborhood: 60174

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Davis Elementary School
    • Middle: Thompson Middle School
    • High: St Charles East High School
    • District: 303

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $405,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $405,300