Enjoy lakefront living on Lake Wylie in this beautifully appointed waterfront home, situated on over half an acre along Windjammer Cove in Tega Cay. Located on a private cul-de-sac lot, the property features a covered boat slip with lift, fenced backyard and multiple outdoor living spaces, including a deck, patio and a newly added screened porch. The thoughtfully designed floor plan offers five bedrooms, a spacious bonus room, private office and numerous flex spaces to accommodate a variety of needs. The main-level primary suite features lake views, while the open kitchen offers granite countertops, an island and stainless steel appliances. Upstairs, three additional bedrooms and a spacious bonus room provide ample flexibility. The finished walk-out basement adds even more living space, including a fifth bedroom and full bath, recreation room, wet bar and additional flex space ideal for a fitness room, playroom or study. Additional features include an oversized two-car garage, fresh interior paint and new carpet. With no HOA and direct access to Lake Wylie, this home offers a combination of space, privacy and versatile living in a sought-after waterfront setting. Convenient to Tega Cay's many amenities, including the golf course, tennis courts, walking trails, parks, marina and Beach & Swim Center. Nearby shopping and dining provide additional convenience, while the location offers easy access to Fort Mill and Charlotte.
Active
$1,200,000
12039 Spinnaker Dr, Tega Cay, SC 29708
5beds
4,568sqft
Single Family Residence
Built in 2015
0.53 Acres Lot
$1,176,700 Zestimate®
$263/sqft
$-- HOA
What's special
Private officeWaterfront homeFinished walk-out basementRecreation roomFresh interior paintNew carpetPrivate cul-de-sac lot
- 1 day
- 477
- 56
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Lauren Dayton ldayton@helenadamsrealty.com,
Helen Adams Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4429400
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Lower
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Lower
Bonus room
- Level: Upper
Dining area
- Level: Main
Flex space
- Level: Lower
Great room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Main
Recreation room
- Level: Lower
Utility room
- Level: Lower
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
- Laundry: Laundry Room, Main Level
Features
- Drop Zone, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Carpet, Hardwood, Tile
- Basement: Basement Shop,Full,Partially Finished,Walk-Out Access,Walk-Up Access
Interior area
- Total structure area: 3,313
- Total interior livable area: 4,568 sqft
- Finished area above ground: 3,313
- Finished area below ground: 1,255
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch, Patio, Screened
- Exterior features: Fire Pit, Other - See Remarks
- Pool features: Community
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public, Boat Lift, Boat Ramp – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier - Community, Other - See Remarks, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.53 Acres
- Features: Views, Wooded
Details
- Parcel number: 6430401039
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stone Veneer
Condition
- New construction: No
- Year built: 2015
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Clubhouse, Game Court, Golf, Lake Access, Picnic Area, Playground, Recreation Area, Sidewalks, Sport Court, Tennis Court(s), Walking Trails, Other
- Subdivision: Tega Cay
Location
- Region: Tega Cay
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $929,300
- Annual tax amount: $9,133
- Date on market: 10/5/2026
- Cumulative days on market: 1 day
- Road surface type: Concrete, Paved
Estimated market value
$1,176,700
$1.12M - $1.24M
$4,140/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/5/2026 | Listed for sale | $1,200,000-17.2%$263/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4429400 Report a problem | ||
| 7/27/2026 | Listing removed | $1,450,000$317/sqft |
Source: Canopy MLS as distributed by MLS GRID #4337910 Report a problem | ||
| 5/27/2026 | Price change | $1,450,000-7.9%$317/sqft |
Source: Canopy MLS as distributed by MLS GRID #4337910 Report a problem | ||
| 2/17/2026 | Listed for sale | $1,575,000+80%$345/sqft |
Source: Canopy MLS as distributed by MLS GRID #4337910 Report a problem | ||
| 10/9/2020 | Sold | $875,000+1.2%$192/sqft |
Source: Canopy MLS as distributed by MLS GRID #3649958 Report a problem | ||
| 8/24/2020 | Pending sale | $865,000$189/sqft |
Source: Helen Adams Realty #3649958 Report a problem | ||
| 8/22/2020 | Listed for sale | $865,000$189/sqft |
Source: Helen Adams Realty #3649958 Report a problem | ||
| 8/14/2020 | Pending sale | $865,000$189/sqft |
Source: Helen Adams Realty #3649958 Report a problem | ||
| 8/13/2020 | Listed for sale | $865,000+302.3%$189/sqft |
Source: Helen Adams Realty #3649958 Report a problem | ||
| 5/6/2014 | Sold | $215,000+79.2%$47/sqft |
Source: Canopy MLS as distributed by MLS GRID #2209662 Report a problem | ||
| 5/10/2002 | Sold | $120,000$26/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,133 +11.1% | $37,172 +12.7% |
| 2024 | $8,217 +3.1% | $32,989 |
| 2023 | $7,967 +0.5% | $32,989 |
| 2022 | $7,926 +889.1% | $32,989 |
| 2021 | $801 | $32,989 +37.9% |
| 2020 | -- | $23,920 +15% |
| 2019 | -- | $20,800 |
| 2018 | -- | $20,800 |
| 2017 | $3,560 | $20,800 -31.8% |
| 2016 | $3,560 | $30,480 +154% |
| 2014 | $3,560 | $12,000 +33.8% |
| 2013 | $3,560 | $8,970 |
| 2012 | -- | $8,970 +15% |
| 2010 | -- | $7,800 |
| 2009 | -- | $7,800 |
| 2008 | -- | $7,800 |
| 2007 | -- | $7,800 |
| 2006 | -- | $7,800 +73.3% |
| 2005 | -- | $4,500 |
| 2004 | -- | $4,500 |
| 2003 | -- | $4,500 |
| 2002 | -- | $4,500 |
| 2001 | -- | $4,500 +25% |
| 2000 | -- | $3,600 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 29708
Nearby schools
Schools provided by the listing agent
- Elementary: Tega Cay
- Middle: Gold Hill
- High: Fort Mill
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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