Make memories on the Whitefish Chain at this 3-bedroom, 3-bath Rush Lake, featuring 100 feet of lake frontage with gradual elevation and excellent sand. Enjoy a lakeside paver patio with northern views perfect for watching a stunning summer sunset. The home’s open floor plan on the main level showcases a vaulted wooden ceiling, a lakeside living room with a gas fireplace, a dining area, and a lakeside wall of glass to admire the spectacular lake views. This floor also includes a bedroom and a three-quarters bathroom. The upper level is ideal for kids or guests, offering 2 bedrooms and a three-quarters bathroom. Meanwhile, the walkout full lower level, partially with knotty pine walls, comes with a three-quarters bathroom, laundry area, and ample storage space, currently set up for a sleeping area but is ready for your personal touches. Outdoor amenities include a lakeside deck, a three-season porch, a back deck, and a lower lakeside patio, providing multiple areas to dine with friends or unwind after a long day in the sun. Additionally, the yard offers plenty of room to play games and hang out when you are not out on the boat on the Whitefish Chain. The detached 2-stall garage has storage options and a finished space above for additional sleeping accommodations. You will be conveniently minutes from all the Crosslake amenities for dining, shopping, and golfing. Start enjoying lake life on the Whitefish Chain right here on Rush Lake!
Closed
$1,010,000
12048 Harbor Ln, Crosslake, MN 56442
3beds
2,904sqft
Single Family Residence
Built in 1990
0.96 Acres Lot
$1,030,000 Zestimate®
$348/sqft
$2,860 Estimated rent
Home value
$1,030,000
$896,000 - $1.18M
$2,860/mo
Zestimate® history
Owner options
List your home for rent
$2,860/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,860/mo
Rent Zestimate®
Refinance and save
$6,003/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$6,003/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Gas fireplaceLake frontageNorthern viewsSpectacular lake viewsLakeside paver patioExcellent sandVaulted wooden ceiling
Zillow last checked:
Listing updated:
Listed by:
Bruce Larson 218-831-7653,
Larson Group Real Estate/Kelle,
Mike O'Connell 218-831-6787
Bought with:
James Fogarty
Lakes & Leisure Realty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6791049
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- 3/4 bathrooms: 3
Bedroom
- Level: Main
- Area: 142.44 Square Feet
- Dimensions: 10'9 x 13'3
Bedroom 2
- Level: Upper
- Area: 96.33 Square Feet
- Dimensions: 8'6 x 11'4
Bedroom 3
- Level: Upper
- Area: 96.33 Square Feet
- Dimensions: 8'6 x 11'4
Bedroom 4
- Level: Lower
- Area: 477.75 Square Feet
- Dimensions: 15'2 x 31'6
Dining room
- Level: Main
- Area: 182.78 Square Feet
- Dimensions: 9'4 x 19'7
Kitchen
- Level: Main
- Area: 155.19 Square Feet
- Dimensions: 12'4 x 12'7
Living room
- Level: Main
- Area: 304.22 Square Feet
- Dimensions: 12'4 x 24'8
Other
- Level: Upper
- Area: 542.5 Square Feet
- Dimensions: 23'3 x 23'4
Other
- Level: Main
- Area: 176.65 Square Feet
- Dimensions: 11'7 x 15'3
Heating
- Baseboard, Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Chandelier, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: In Basement, Electric Dryer Hookup, Laundry Room, Sink, Washer Hookup
Features
- Basement: Block,Finished,Full,Partially Finished,Storage Space,Sump Pump,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas, Insert, Living Room
Interior area
- Total structure area: 2,904
- Total interior livable area: 2,904 sqft
- Finished area above ground: 1,608
- Finished area below ground: 1,296
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage, Gravel, Shared Driveway, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (23x24), Garage Door Height (7), Garage Door Width (16)
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Patio, Wrap Around
- Pool features: None
- Fencing: Partial,Split Rail
- Has view: Yes
- View description: Lake, North, Panoramic
- Has water view: Yes
- Water view: Lake
- Waterfront features: Dock, Lake Front, Lake View, Waterfront Elevation(4-10), Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 100
Lot
- Size: 0.96 Acres
- Dimensions: 100 x 420
- Features: Accessible Shoreline, Tree Coverage - Medium
Details
- Additional structures: Garage(s), Bunk House
- Foundation area: 1368
- Parcel number: 14180561
- Zoning description: Shoreline,Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Age 8 Years or Less,Asphalt,Pitched
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service, Power Company: Crow Wing Power
- Gas: Electric, Natural Gas
- Sewer: Private Sewer, Tank with Drainage Field
- Water: 4-Inch Submersible, Drilled, Private, Well
- Utilities for property: Underground Utilities
Community & HOA
Community
- Subdivision: Golden Sands
HOA
- Has HOA: No
Location
- Region: Crosslake
Financial & listing details
- Price per square foot: $348/sqft
- Tax assessed value: $1,331,000
- Annual tax amount: $8,083
- Date on market: 9/19/2025
- Cumulative days on market: 40 days
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/5/2025 | Sold | $1,010,000-3.8%$348/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6791049 Report a problem | ||
| 10/28/2025 | Pending sale | $1,050,000$362/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6791049 Report a problem | ||
| 10/15/2025 | Price change | $1,050,000-12.5%$362/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6791049 Report a problem | ||
| 9/19/2025 | Listed for sale | $1,200,000$413/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6791049 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,083 +5.4% | $1,331,000 +4% |
| 2024 | $7,667 +1.6% | $1,280,300 +3.6% |
| 2023 | $7,547 +22.7% | $1,235,900 +11.3% |
| 2022 | $6,149 +2.1% | $1,110,500 +53.4% |
| 2021 | $6,023 +2.1% | $723,700 +9.9% |
| 2020 | $5,897 +22.9% | $658,300 +9.7% |
| 2017 | $4,798 | $600,100 +9% |
| 2016 | $4,798 +1.8% | $550,300 -4.4% |
| 2015 | $4,714 +109% | $575,500 +1.5% |
| 2014 | $2,255 -44.7% | $566,800 -0.3% |
| 2012 | $4,080 +0.3% | $568,700 |
| 2011 | $4,068 +2.8% | $568,700 -13.7% |
| 2010 | $3,956 -1.7% | $658,900 +0.3% |
| 2009 | $4,026 | $656,900 |
Find assessor info on the county website
Neighborhood: 56442
Nearby homes
- $2,826,8006 bd6 ba6.7k sqft12046 Harbor Ln, Crosslake, MN 56442Off Market
- $946,3002 bd1 ba960 sqft12044 Harbor Ln, Crosslake, MN 56442Off Market
- $992,2002 bd1 ba640 sqft12257 Abc Dr, Crosslake, MN 56442Off Market
- $---- bd-- ba-- sqft12268 Abc Dr, Crosslake, MN 56442Off Market
- $4,831,5007 bd5 ba6k sqft12038 Harbor Ln, Crosslake, MN 56442Off Market
- $2,006,2006 bd4 ba4.6k sqft12286 Abc Dr, Crosslake, MN 56442Off Market
- $327,8003 bd1 ba1.1k sqft12067 Harbor Ln, Crosslake, MN 56442Off Market
- $---- bd-- ba-- sqft12338 Abc Dr, Crosslake, MN 56442Off Market
Nearby schools
GreatSchools rating
- 8/10Eagle View Elementary SchoolGrades: PK-4Distance: 7.9 mi
- 6/10Pequot Lakes Middle SchoolGrades: 5-8Distance: 9.9 mi
- 8/10Pequot Lakes Senior High SchoolGrades: 9-12Distance: 9.9 mi
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$1,030,000
2% more
+$20,600
With Zillow Showcase(estimated)
$1,050,600
- Minnesota
- Crow Wing County
- Crosslake
- 56442
- 12048 Harbor Ln
Nearby cities
Nearby zip codes
Other Crosslake Topics
