Original hardwood floorsClassic window trimFull main-floor bathMature tree coverageFive bedrooms totalTall ceilingsGenerous corner lot
Solid Home, Nice Price! Set on a generous corner lot with mature tree coverage, the structure itself offers a strong foundation for someone ready to restore and reimagine a piece of local history. Original hardwood floors, tall ceilings, and classic window trim hint at the character waiting to be brought back to life. The layout offers flexibility and function, including five bedrooms total, with four upstairs and one conveniently located on the main floor, along with a full main-floor bath. A dedicated laundry and mudroom entry adds everyday practicality, while the room sizes and flow provide plenty of options for future updates, work-from-home space, or multi-generational living. Located in Ruthven, Iowa, this property is just minutes from Lost Island Lake, making it a great fit for those who love lake life, boating, fishing, and small-town living. Its position between Spencer and Emmetsburg offers accessible commuting options while still enjoying a quieter pace of life. This home is being offered as a fixer-upper and will appeal to buyers who appreciate history, vision, and the opportunity to restore rather than replace. With its solid bones, desirable location, and timeless charm, this is a rare chance to preserve a piece of the past while shaping its next chapter.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.