FSBO*OWNER FINANCING*MUST SELL* NO BANKS NEEDED ~ KINGSPORT TN $154,000 Kingsport, TN For sale by owner with owner financing. 3 bed/2 bath, approx 1000 sq ft with a great location. It has the perfect location convenient to everything. Nice ranch style brick home with a metal roof and a nice master bedroom and bath. House has a separate garage. Kitchen has all appliances and is move in ready. House does need a little TLC but you can live in it while you make it yours. Probably the best part is that we are OWNER FINANCING this home for $154,000. This is NOT a lease purchase or rent to own where you pay for years and own nothing, but a REAL owner financing where the buyer gets the deed and ownership at closing. The total sales price is $154,000, and the monthly payment will be at or around $1300 depending on your down payment. I will not bother with a credit check. I will use your income as qualification (must have the down payment and 3x the monthly payment in verifiable income). FAQ'S 1. Do I own the home? Do we have a closing? We close at a local title company, and you get the deed. You own the home. You pay us the monthly note just like a bank. 2. What if I want to make changes to the home? You own it, all we care about is the payment being made. Feel free to make any kind of changes to the home that you like. 3. What is the rate and down payment? Down payment depends on income, but getting 10%-20% is not uncommon. We can do a 20 or 30 yr note on this loan. 4. How do I qualify? You would need to have a monthly income of 3 times the amount of the monthly payment, a good job history with steady employment, and financial references. 4. I'm interested in the home, and have a reasonable down payment. How do I view? Contact me what you have you have for a down payment and when you are wanting to move. We will start a conversation about income and time on the job and will set up a reasonable time to see the home. Probably the best part is that we are OWNER FINANCING this home for $154,000. This is NOT a lease purchase or rent to own where you pay for years and own nothing, but a REAL owner financing where the buyer gets the deed and ownership at closing. The total sales price is $154,000, and the monthly payment will be at or around $1300 depending on your down payment. I will not bother with a credit check. I will use your income as qualification (must have the down payment and 3x the monthly payment in verifiable income). FAQ'S 1. Do I own the home? Do we have a closing? We close at a local title company, and you get the deed. You own the home. You pay us the monthly note just like a bank. 2. What if I want to make changes to the home? You own it, all we care about is the payment being made. Feel free to make any kind of changes to the home that you like. 3. What is the rate and down payment? Down payment depends on income, but getting 10%-20% is not uncommon. We can do a 20 or 30 yr note on this loan. 4. How do I qualify? You would need to have a monthly income of 3 times the amount of the monthly payment, a good job history with steady employment, and financial references. 4. I'm interested in the home, and have a reasonable down payment. How do I view? PM me what you have you have for a down payment and when you are wanting to move. We will start a conversation about income and time on the job and will set up a reasonable time to see the home.
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