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For sale
    • $364,735

    121 Ruth Way SW, Cleveland, TN 37311

    3beds
    1,299sqft
    : 
    $2,162/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.43 Acres Lot
    $359,600 Zestimate®
    $281/sqft
    $-- HOA

    What's special

    Welcome home to this charming 3-bedroom, 2-bath ranch offering 1,299 square feet of comfortable living space on an almost half-acre lot at the end of a quiet cul-de-sac in a desirable Cleveland location. Enjoy peace and privacy with a semi-private backyard, a fantastic deck perfect for entertaining, and plenty of room to relax, garden, or play. Take the worry out of homeownership with major recent updates already completed for you, including a brand-new high-efficiency HVAC system, brand-new water heater, new garage door and opener, fresh paint throughout the entire home, new gutter guards, and a roof that's only 5 years old. The big-ticket items have already been taken care of, giving you peace of mind from day one. One of the standout features is the massive unfinished basement/garage, offering space for two vehicles plus endless possibilities. Whether you envision a workshop, home gym, hobby area, extra storage, or finishing part of the space into additional living space, this flexible area is ready for your vision. Conveniently located near shopping, dining, schools, and everyday amenities, this home offers the perfect combination of space, updates, and location. With wonderful neighbors, a fantastic backyard, and room to grow, this Cleveland gem is ready for its next owner!
    3 days
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    149
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    8
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    Zillow last checked:

    Listing updated:

    Listed by:

    Natalia Bauman 423-704-1723,

    LPT Realty LLC 877-366-2213,

    Jennifer Dixon 423-240-3396,

    LPT Realty LLC

    Source: Greater Chattanooga Realtors,MLS#: 1539935

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Electric, ENERGY STAR Qualified Equipment
      Cooling
      • Central Air, Ceiling Fan(s), Electric, ENERGY STAR Qualified Equipment
      Appliances
      • Included: Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
      • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Coffered Ceiling(s), High Ceilings, Open Floorplan, Walk-In Closet(s), Tub/shower Combo, En Suite
      • Flooring: Carpet, Hardwood, Vinyl
      • Windows: Insulated Windows, Vinyl Frames
      • Basement: Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 1,299
      • Total interior livable area: 1,299 sqft
      • Finished area above ground: 1,299

      Property

      Parking
      • Total spaces: 2
      • Parking features: Basement, Driveway, Garage, Garage Door Opener, Off Street, Paved, Garage Faces Side
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Covered, Deck, Rear Porch
      • Exterior features: Awning(s), Rain Gutters
      • Fencing: Fenced,Wood
      Lot
      • Size: 0.43 Acres
      • Dimensions: 205 x 100 IR
      • Features: Cul-De-Sac, Gentle Sloping, Rectangular Lot
      Details
      • Additional structures: Pergola
      • Parcel number: 065j H 001.00
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Brick/Mortar, Stone
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Not Available, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Morgan Ridge
      HOA
      • Has HOA: No
      Location
      • Region: Cleveland

      Financial & listing details

      • Price per square foot: $281/sqft
      • Tax assessed value: $270,000
      • Annual tax amount: $817
      • Date on market: 8/6/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt, Paved

        Estimated market value

        $359,600

        $342,000 - $378,000

        $1,696/mo

        Price history

        DateEventPrice
        8/6/2026Listed for sale$364,735+14%$281/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3319300 Report a problem
        11/20/2024Sold$320,000+3.2%$246/sqft
        Source: Greater Chattanooga Realtors #1397793 Report a problem
        10/15/2024Pending sale$310,000$239/sqft
        Source: East Tennessee Realtors #1279054 Report a problem
        10/15/2024Contingent$310,000$239/sqft
        Source: Greater Chattanooga Realtors #1397793 Report a problem
        10/10/2024Listed for sale$310,000+14.9%$239/sqft
        Source: Greater Chattanooga Realtors #1397793 Report a problem
        6/3/2023Contingent$269,900$208/sqft
        Source: Greater Chattanooga Realtors #1373471 Report a problem
        6/2/2023Listed for sale$269,900+121.2%$208/sqft
        Source: Greater Chattanooga Realtors #1373471 Report a problem
        4/27/2009Sold$122,000-1.1%$94/sqft
        Source: Public Record Report a problem
        3/13/2009Listed for sale$123,400-9.5%$95/sqft
        Source: foreclosure.com Report a problem
        10/12/2006Sold$136,300+751.9%$105/sqft
        Source: Public Record Report a problem
        5/6/2005Sold$16,000$12/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $67,500 +51.6%
        2024$792 $44,525
        2023$792 $44,525
        2022$792 $44,525
        2021$792 +6.8%$44,525 +33.4%
        2019$742 +5.1%$33,375
        2018$706 0%--
        2017$706 -4.3%--
        2016$738 --
        2015$738 +1%--
        2014$731 --
        2013-- --
        2007$755 $30,425
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: South Cleveland

        Getting around

        3 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Black Fox Elementary
        • Middle: Lake Forest Middle
        • High: Bradley Central High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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