For sale

$119,000

121 Shinbone Dr, Monticello, KY 42633

3beds

1,064sqft

Manufactured Home

Built in 1987

9,583 Square Feet Lot

$-- Zestimate^®

$112/sqft

$-- HOA

What's special

Turn-key Lake Cumberland retreat! This fully furnished 3-bedroom, 2-bathroom 16' x 76' manufactured home is move-in ready and perfect for enjoying lake life from day one. Nestled in a desirable lake community, you'll have a public boat ramp less than half a mile away, making it easy to spend your days boating, fishing, and exploring beautiful Lake Cumberland. A 10' x 12' storage building, only 5 years old, provides ample space for your boat, fishing gear, and all your lake toys. Conveniently located just minutes from Conley Bottom Marina, you'll enjoy quick access to the marina, waterfront dining, and endless outdoor recreation. Whether you're looking for a weekend getaway, vacation home, short-term rental investment, or full-time residence, this affordable, turn-key property offers everything you need to start making memories at the lake.

11 hours

110

8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom 1

Level: First

Bedroom 2

Level: First

Bathroom 1

Level: First

Bathroom 2

Level: First

Kitchen

Level: First

Living room

Level: First

Heating

Space Heater

Cooling

Window Unit(s)

Appliances

Laundry: Electric Dryer Hookup, Washer Hookup

Features

Flooring: Carpet, Laminate
Has basement: No
Has fireplace: No

Interior area

Total structure area: 1,064
Total interior livable area: 1,064 sqft
Finished area above ground: 1,064
Finished area below ground: 0

Property

Features

Levels: One

Lot

Size: 9,583 Square Feet

Details

Additional structures: Shed(s)
Parcel number: 0486003011.00

Construction

Type & style

Home type: MobileManufactured
Property subtype: Manufactured Home

Materials

Vinyl Siding
Foundation: Other
Roof: Metal

Condition

Year built: 1987

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Connected, Water Connected

Community & HOA

Community

Subdivision: Rural

HOA

Has HOA: No

Location

Region: Monticello

Financial & listing details

Price per square foot: $112/sqft
Tax assessed value: $75,000
Annual tax amount: $677
Date on market: 7/17/2026

Kendra Roark

(606) 307-9441

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Estimated market value

Not available

Estimated sales range

Not available

$784/mo

Price history

Date	Event	Price
7/17/2026	Listed for sale	$119,000-4.8%$112/sqft
Source: Imagine MLS #26018904 Report a problem
7/8/2026	Listing removed	$125,000$117/sqft
Source: Imagine MLS #25503070 Report a problem
4/8/2026	Price change	$125,000-7.4%$117/sqft
Source: Imagine MLS #25503070 Report a problem
1/7/2026	Price change	$135,000-3.6%$127/sqft
Source: Imagine MLS #25503070 Report a problem
10/21/2025	Price change	$140,000-6.7%$132/sqft
Source: Imagine MLS #25503070 Report a problem
10/6/2025	Listed for sale	$150,000+328.6%$141/sqft
Source: Imagine MLS #25503070 Report a problem
4/18/2014	Sold	$35,000$33/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$677 -4.4%	$75,000
2023	$708 -0.8%	$75,000
2022	$714 +112.7%	$75,000 +114.3%
2021	$336 -1.1%	$35,000
2020	$340 -0.1%	$35,000
2019	$340 +0.3%	$35,000
2018	$339 +1.4%	$35,000
2017	$334 +5.6%	$35,000
2016	$316 -0.4%	$35,000
2015	$318 +5.3%	$35,000
2012	$302	$35,000
2011	--	$35,000

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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