For sale

Price cut: $20K (6/29)

$229,000

121 W Division St, Boyne City, MI 49712

3beds

1,045sqft

$1,685/mo

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SingleFamily

Built in ----

0.43 Acres Lot

$228,000 Zestimate^®

$219/sqft

$-- HOA

What's special

Spacious double lotLarge two-car garage

Charming 3-bedroom, 1-bath home located in the heart of Boyne City on a spacious double lot. This property features a large two-car garage with plenty of room for storage, hobbies, or workshop space. Enjoy the convenience of being close to shops, restaurants, schools, and the waterfront while still having extra outdoor space for entertaining, gardening, or future possibilities. A great opportunity for year-round living, a vacation getaway, or investment property. Welcome Home!

77 days

2,458

112

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Heating

Natural Gas, Forced Air

Features

Basement: Michigan

Interior area

Total interior livable area: 1,045 sqft

Property

Parking

Parking features: Detached Garage
Has garage: Yes
Covered spaces: 2

Lot

Size: 0.43 Acres

Details

Parcel number: 05147704300

Construction

Type & style

Home type: SingleFamily

Materials

Wood Frame/Site Built

Utilities & green energy

Sewer: City
Water: City

Community & HOA

HOA

Has HOA: No

Location

Region: Boyne City

Financial & listing details

Price per square foot: $219/sqft
Tax assessed value: $203,800
Annual tax amount: $2,480
Date on market: 5/11/2026

Estimated market value

$228,000

$217,000 - $239,000

$1,838/mo

Price history

Date	Event	Price
6/29/2026	Price change	$229,000-8%$219/sqft
Source: Northern Michigan MLS #479300 Report a problem
5/11/2026	Listed for sale	$249,000$238/sqft
Source: Northern Michigan MLS #479300 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,480 +3.1%	$101,900 +13.5%
2024	$2,406 +5%	$89,800 +19.6%
2023	$2,291	$75,100 +34.6%
2022	--	$55,800 +11.6%
2021	--	$50,000 +10.6%
2020	--	$45,200 +3.2%
2019	--	$43,800 +0.7%
2018	--	$43,500
2017	--	$43,500 +9.3%
2016	--	$39,800 +5%
2015	--	$37,900 +6.5%
2014	--	$35,600 +3.2%
2013	--	$34,500 -2%
2012	--	$35,200 -5.4%
2011	--	$37,200 -9.9%
2010	--	$41,300

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 49712

Getting around

36 / 100

Car-Dependent

42 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Boyne City Middle School
Grades: 5-8Distance: 0.8 mi
7/10
Boyne City High School
Grades: 8-12Distance: 0.9 mi
6/10
Boyne City Elementary School
Grades: K-4Distance: 1 mi

Schools provided by the listing agent

District: Boyne City

Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.