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For sale
    • Price cut: $25K (5/1)
    $1,695,000

    1210 Cactus St, Key Largo, FL 33037

    4beds
    3,120sqft
    : 
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    Single Family Residence
    Built in 1979
    7,405 Square Feet Lot
    $1,611,500 Zestimate®
    $543/sqft
    $17/mo HOA

    What's special

    Direct ocean accessGuest bedroomGuest bathroom
    Waterfront Key Largo RetreatThis is an exceptional all-CBS-constructed home, featuring a concrete roof that enhances durability and peace of mind, offering direct ocean access and putting world-class fishing and diving right at your doorstep, all while being ideally located for an easy mainland commute.This spacious two-story home offers over 3,100 square feet of living space. The top floor features an open-concept design that seamlessly combines the living, dining, and kitchen areas--ideal for entertaining family and friends. A guest bedroom, guest bathroom, and an office/multi-purpose room with a full bathroom, along with a stunning master suite with a spacious bedroom and spa-like bath, provide versatile living options.The permitted first-floor addition was added in 2001 and features 2 bedrooms, 1.5 baths, and a garage. Enjoy a 60-foot split-level concrete dock with step-down access perfect for kayaks, paddle boards, and low-profile vessels, plus ample parking space for boats, RVs, and trailers to support your outdoor adventuresWhether it's a sunrise paddle, an afternoon fishing trip, or an evening cruise, this property is your launch point for all your Florida Keys adventures. Envision living the waterfront lifestyle you've always dreamed of.
    317 days
    |
    708
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Joel Young 305-432-6610,

    American Caribbean Real Estate, Christie's International Real Estate

    Source: FLKMLS,MLS#: 616136MLS LogoOriginating MLS: Florida Keys

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer, Tankless Water Heater
      Features
      • Walk-In Closet(s)
      • Flooring: Tile, Laminate
      • Windows: Window Treatments, Impact Rstnce Window
      Interior area
      • Total interior livable area: 3,120 sqft

      Property

      Parking
      • Parking features: Garage, Covered, Garage Door Opener, Attached, Carport
      • Has garage: Yes
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open Porch/Balcony, Roof Top Deck
      • Fencing: Fenced
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Front, Waterfront, Dock: Concrete, Dock Length: 60
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 60 x 124
      • Features: Less Than 1/4 Acre
      Details
      • Parcel number: 00520100000000
      • Zoning: IS
      • Zoning description: Improved Subivision District
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      • Roof: Concrete
      Condition
      • Year built: 1979

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Cable Available, Buyer to Verify

      Community & HOA

      Community
      • Features: Community Boat Ramp
      • Subdivision: Rock Harbor Est (98.0)
      HOA
      • Has HOA: Yes
      • Services included: Other
      • HOA fee: $200 yearly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $543/sqft
      • Tax assessed value: $1,374,511
      • Annual tax amount: $8,070
      • Date on market: 8/13/2025
      • Listing terms: Cash,FHA,Conventional

        Estimated market value

        $1,611,500

        $1.53M - $1.69M

        $7,044/mo

        Price history

        DateEventPrice
        5/1/2026Price change$1,695,000-1.5%$543/sqft
        Source: Key West AOR #616136 Report a problem
        3/29/2026Price change$1,720,000-1.4%$551/sqft
        Source: FLKMLS #616136 Report a problem
        2/6/2026Price change$1,745,000-1.4%$559/sqft
        Source: FLKMLS #616136 Report a problem
        1/23/2026Price change$1,770,000-1.4%$567/sqft
        Source: Key West AOR #616136 Report a problem
        8/13/2025Listed for sale$1,795,000+215.5%$575/sqft
        Source: FLKMLS #616136 Report a problem
        1/9/2015Sold$569,000-3.4%$182/sqft
        Source: FLKMLS #564866 Report a problem
        10/21/2014Pending sale$589,000$189/sqft
        Source: American Caribbean Real Estate #564866 Report a problem
        7/26/2014Listed for sale$589,000$189/sqft
        Source: American Caribbean Real Estate #564866 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,071 +4.8%$936,493 +2.9%
        2024$7,700 +3.3%$910,101 +3%
        2023$7,453 +6.2%$883,594 +3%
        2022$7,015 +16.8%$857,729 +32.5%
        2021$6,008 +8.3%$647,362 +10%
        2020$5,547 $588,511 -4.4%
        2019$5,547 -4%$615,579 +4.7%
        2018$5,779 +2.2%$588,108 -2.5%
        2017$5,653 +0.5%$603,008 +15.4%
        2016$5,626 +6.9%$522,526 +161%
        2015$5,265 $200,235

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 33037

          Getting around

          24 / 100
          Car-Dependent
          44 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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