Smith Lake (Ryan Creek) One of the most recognizable properties on Smith Lake! First time on the market! Absolutely one of the most unique pieces of real estate on the entire lake. It is 100% eclectic, distinctive, and was featured on Fred Hunter's Absolutely Alabama. Situated on a prime piece of waterfront totaling approx 1.3 acres. The shoreline is solid rock that drops off into deep water. You have multiple structures on this property. The main home is a 2BR/1BA which is cantilevered right over the water. You can literally fish right off the deck! Just above it is an art studio which would make a great bunkhouse. Next, you have the reading room which is a neat 1BR cottage. This structure is between each of the main cottages.
The 3rd cottage has 1BR/1BA and a massive two story great room. All of this overlooks the lake with a lakeside terrace. In addition, you have a shop building and a camper used as a guest house.
Wooded, unrestricted, and completely private! No HOA. Over 300 feet of Smith Lake's finest and cleanest waterfront. A swim pier is on the property now, and a full size boathouse can be permitted.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: Walker County Area MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.