Nestled in an X flood zone in Old Town , this lovely conch cottage has been well cared for, meticulously maintained and lightly used as a seasonal getaway. The two-bedroom, one-bath residence is fully furnished and move-in ready, offering a perfect blend of charm, comfort, and thoughtful design. Behind the private gate, the home immediately feels welcoming and serene, creating a true island escape.
Interior features include bamboo flooring throughout, soaring cathedral ceilings, recessed lighting in every room, and efficient ductless air conditioning. The kitchen and bath are finished with custom wood cabinetry and striking black granite countertops, reflecting quality craftsmanship and timeless style. French doors open from the living area and both bedrooms to outdoor living spaces, seamlessly connecting indoor and outdoor living.
Both the front porch and rear patio provide peaceful settings for morning coffee, evening gatherings, or simply enjoying the tropical surroundings. While quietly situated, the property is just a short distance from the vibrant heart of Key West, offering easy access to restaurants, nightlife, shopping, and cultural attractions. This turnkey pied-à-terre delivers the best of island living—privacy, convenience, and undeniable charm—all in one a special place to call home!
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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