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For sale
$469,000
2beds
2,146sqft

1220 Bridgewater Ln, Chattanooga, TN 37405

2beds
2,146sqft
Townhouse
Built in 1991
$445,700 Zestimate®
$219/sqft
$668/mo HOA

What's special

Two poolsPrivate streets and lakesGas-log fireplaceGenerous casual dining areaOversized garageExceptional storageWood cabinetry

Some homes give you more space. Others give you more freedom. This beautifully maintained corner residence in gated Heritage Landing offers both, pairing gracious interiors and exceptional storage with a low-maintenance lifestyle along the Tennessee River in North Chattanooga. Upstairs from the welcoming entry and oversized garage, the living space is thoughtfully arranged on one level. Natural light pours into the spacious living and dining area, where high ceilings, hardwood floors and a gas-log fireplace create an inviting setting for everyday living and entertaining. Luxury vinyl flooring in additional areas adds durability and easy care, particularly for pets. French doors open to a sunroom overlooking the pond, creating a peaceful connection to the outdoors. Enjoy morning coffee with the view, settle in with a book, create a beautiful home office or use the space as an intimate second living area. The warm, welcoming kitchen features wood cabinetry, granite countertops and a generous casual dining area. Thoughtful storage is found at every turn, including three hallway closets and a walk-in closet in the guest bedroom. The primary suite is especially inviting, with enough room to create a private sitting area and direct access to the sunroom. An exceptionally large walk-in closet provides remarkable storage, while the ensuite bath offers dual vanities, a soaking tub and a large tiled shower. Even the oversized garage delivers more than expected, with an immense storage room offering space for everything from bicycles and outdoor gear to seasonal decor, hobbies and keepsakes. Outside your door, Heritage Landing becomes an extension of home. Spend summer afternoons at one of two pools, play a round of tennis, stroll the private streets and lakes, gather at the clubhouse or take a picnic down to the community's park along the Tennessee River with views toward Lookout Mountain. Exterior home and private street maintenance help make this an appealing lock-and-leave lifestyle, whether you travel frequently or simply prefer spending your weekends enjoying Chattanooga rather than maintaining a property. North Chattanooga is right outside the gates. Frazier Avenue, Coolidge Park, Walnut Street Bridge, Bluff View Art District, downtown Chattanooga and the riverfront are all just minutes away, with Chattanooga Golf and Country Club nearby. Normal Park Schools are within walking distance, and Girls Preparatory School is also conveniently accessible. For those simplifying from a larger home, relocating to Chattanooga, seeking a secure lock-and-leave property or simply wanting more freedom without sacrificing comfortable living space, this Heritage Landing home offers a rare combination: room to live beautifully, amenities to enjoy and a location that makes it easy to experience the best of Chattanooga.

11 days
460
36
Source: Greater Chattanooga Realtors,MLS#: 1543827
Travel times

Living Room

Kitchen

Dining Room

Bedroom

Closet

Garage

Office

Foyer

Bathroom

Bedroom

Bathroom

Zillow last checked:

Listing updated:

Listed by:

Diane Patty 423-504-5006,

Keller Williams Realty 423-664-1900,

Lisa A Brown 423-432-2100,

Keller Williams Realty

Source: Greater Chattanooga Realtors,MLS#: 1543827

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Primary bedroom
  • Level: Second
Bedroom
  • Level: Second
Primary bathroom
  • Level: Second
Bathroom
  • Level: Second
Dining room
  • Level: Second
Living room
  • Level: Second
Sunroom
  • Level: Second
Heating
  • Central, Natural Gas
Cooling
  • Central Air, Electric
Appliances
  • Included: Dryer, Electric Range, Free-Standing Electric Range, Gas Water Heater, Microwave, Oven, Washer, Water Heater
  • Laundry: Laundry Closet, In Kitchen, Upper Level
Features
  • Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, High Speed Internet, Open Floorplan, Soaking Tub, Walk-In Closet(s), Separate Shower, Tub/shower Combo
  • Flooring: Hardwood, Luxury Vinyl
  • Basement: None
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter, Gas Log, Living Room
Interior area
  • Total structure area: 2,146
  • Total interior livable area: 2,146 sqft
  • Finished area above ground: 2,146
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Asphalt, Driveway, Garage, Garage Door Opener, Off Street, Garage Faces Side
  • Attached garage spaces: 2
Features
  • Levels: One
  • Stories: 2
  • Patio & porch: Awning(s)
  • Exterior features: Awning(s), Rain Gutters, Tennis Court(s)
  • Pool features: Association, Community, In Ground
  • Fencing: None
  • Has view: Yes
  • View description: Pond, River
  • Has water view: Yes
  • Water view: Pond,River
  • Waterfront features: Pond
Lot
  • Features: City Lot, Corner Lot, Front Yard, Level, Pond on Lot
Details
  • Additional structures: None
  • Parcel number: 136h J 038 C164

Construction

Type & style
  • Home type: Townhouse
  • Architectural style: Other
  • Property subtype: Townhouse
Materials
  • Fiber Cement
  • Foundation: Concrete Perimeter
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 1991

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community & HOA

Community
  • Features: Curbs, Clubhouse, Gated, Lake, Park, Pool, Sidewalks, Tennis Court(s), Pond
  • Security: Gated Community
  • Subdivision: Heritage Landing
HOA
  • Has HOA: Yes
  • Amenities included: Clubhouse, Gated, Pool, Pond Year Round, Tennis Court(s)
  • Services included: Maintenance Grounds, Pest Control, Security
  • HOA fee: $668 monthly
Location
  • Region: Chattanooga

Financial & listing details

  • Price per square foot: $219/sqft
  • Tax assessed value: $683,100
  • Annual tax amount: $5,884
  • Date on market: 10/2/2026
  • Listing terms: Cash,Conventional,VA Loan
  • Road surface type: Asphalt

Price history

DateEventPrice
10/2/2026Listed for sale$469,000-0.2%$219/sqft
Source: Greater Chattanooga Realtors #1543827 Report a problem
9/21/2026Listing removed$469,900$219/sqft
Source: Greater Chattanooga Realtors #1525870 Report a problem
8/28/2026Price change$469,900-5.9%$219/sqft
Source: Greater Chattanooga Realtors #1525870 Report a problem
5/21/2026Price change$499,500-4.8%$233/sqft
Source: Greater Chattanooga Realtors #1525870 Report a problem
4/20/2026Price change$524,900-4.5%$245/sqft
Source: Greater Chattanooga Realtors #1525870 Report a problem
1/2/2026Listed for sale$549,900$256/sqft
Source: Greater Chattanooga Realtors #1525870 Report a problem
1/2/2026Listing removed$549,900$256/sqft
Source: RealTracs MLS as distributed by MLS GRID #2992484 Report a problem
11/21/2025Price change$549,900-7.6%$256/sqft
Source: Greater Chattanooga Realtors #1520256 Report a problem
10/2/2025Price change$595,000-4.8%$277/sqft
Source: Greater Chattanooga Realtors #1520256 Report a problem
9/22/2025Listed for sale$625,000+92.3%$291/sqft
Source: Greater Chattanooga Realtors #1520256 Report a problem
1/8/2021Sold$325,000-7.1%$151/sqft
Source: Greater Chattanooga Realtors #1324173 Report a problem
9/11/2020Price change$349,900+4.5%$163/sqft
Source: Real Estate Partners Chattanooga LLC #1324173 Report a problem
7/11/2020Price change$334,900-4.3%$156/sqft
Source: ResultsMLScom #1319505 Report a problem
6/15/2020Listed for sale$349,900+30.6%$163/sqft
Source: ResultsMLScom #1319505 Report a problem
9/4/2015Sold$268,000+3.1%$125/sqft
Source: Public Record Report a problem
10/15/2014Sold$260,000-13%$121/sqft
Source: Public Record Report a problem
4/23/2014Price change$299,000-0.3%$139/sqft
Source: Keller Williams Realty #1209009 Report a problem
4/10/2014Listed for sale$299,999-1.3%$140/sqft
Source: Keller Williams Realty #1209009 Report a problem
4/16/2009Sold$303,875+117.1%$142/sqft
Source: Public Record Report a problem
3/10/2005Sold$140,000-37.2%$65/sqft
Source: Public Record Report a problem
2/2/2000Sold$223,000+20.5%$104/sqft
Source: Public Record Report a problem
3/12/1998Sold$185,000$86/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$2,588 $170,775 +97.2%
2024-- $86,600
2023$1,938 $86,600
2022$1,938 $86,600
2021$1,938 -3.4%$86,600 +19.4%
2020$2,005 $72,500
2019$2,005 $72,500
2018$2,005 -45.2%$72,500
2017$3,656 +4.1%$72,500
2016$3,511 --
2015$3,511 --
2014$3,511 +72.1%--
2013$2,041 $69,200 -6.2%
2012$2,041 $73,800
2011$2,041 $73,800
2010$2,041 $73,800
2009$2,041 $73,800 +15.8%
2008-- $63,750
2007-- $63,750
2006-- $63,750
2005-- $63,750 +18.6%
2004-- $53,750
2003-- $53,750
2002-- $53,750
2001-- $53,750 +19.4%
2000-- $45,000
Find assessor info on the county website

Monthly payment

Est. payment
$3,450/mo
Principal & interest
$2567
HOA Fees
$668
Property taxes
$215
More affordability toolsChevron Right

Estimated market value

$445,700

$423,000 - $468,000

$3,093/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: North Chattanooga

Nearby schools

Normal Park Museum Magnet School
Grades PK-8 • 1.3 miles
8/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
6/10
Red Bank High School
Grades 9-12 • 4.4 miles
5/10
GreatSchools® Rating
Test Score Rating
2/10
College Readiness Rating
8/10
Student Progress Rating
4/10