Discover this beautifully maintained, 2-bedroom, 2-bath ranch-style Clayton manufactured home in a sought-after Virginia Beach cul-de-sac! Built in December 2020 with enclosed foundation for additional protection. Original owner occupied; this residence is in like-new condition. Move-in ready, this home offers a stylish and convenient lifestyle. I am not a lender, however want folks to know they can apply for a HUD Title I mortgage (specific home loan approved for manufactured homes). I am the owner, not a realtor or lender. Some well known approved Title I lenders are 21st Century and Rocket mortgage, search Google for more lenders. Key Features: Bright and Open Layout: Step into a spacious, open-concept living and dining area that effortlessly flows into a modern kitchen. The kitchen is equipped with energy-efficient Frigidaire appliances, ample cabinetry, a double stainless-steel sink, and durable laminate countertops—ideal for daily living and entertaining. Privacy and Comfort: Designed with privacy in mind, the bedrooms are located on opposite ends of the home. The bedrooms feature cozy carpeting, while the rest of the home boasts easy-to-maintain laminate flooring. Energy-Efficient Construction: Enjoy year-round comfort with central air, a smart Ecobee thermostat, and low-energy Thermopane windows. This home is built with energy efficiency in mind, helping to keep your utility costs low. Prime Location: Situated just 5 minutes from Oceana Naval Base and close to Dam Neck Amphibious Base, this home is perfect for military families. The quiet neighborhood is also conveniently located near Interstate 64, making commutes easy. Affordable Living: Priced WELL under the 2024 HUD Title I limit, this home is an exceptional value for first-time buyers. With a *$585 monthly lot rent that includes water and sewer, owning this home is both affordable and budget-friendly.*535 for owners 65 years or older Move-In Ready: This home is truly move-in ready, with all the essential energy-efficient appliances included—Frigidaire refrigerator, stove, dishwasher, microwave, washer, and dryer. A Valuable Opportunity: While this home is worth more, it’s priced to provide an unbeatable opportunity for homeownership. Note: Buyer must be approved by Deby Run Mobile Park Management prior to sale. Directly from https://www.hud.gov/program_offices/housing/sfh/title/repair website: Manufactured Home Unit Home may be classified as personal property. Includes the Unit only exclusive of the lot or site and may include appurtenances. Maximum Loan Amount- All TItle I Manufactured Home Loans are subject to loan amount limits based on the following: Nation Wide Loan Limits; Minium Cash Investments (MCI); Minium Decision Credit Score limitations; Maximum Loan-to-Value (LTV); and LTV calculation applicable to the transaction type. Manufactured Homes Placed on a Leased Lot Borrowers may lease the lot on which their manufactured home is placed, such as a site within a manufactured home community or mobile home park. When the land/lot is leased, HUD requires the initial lease term of three years. The lease must provide that the homeowner will receive advance written notice of at least 180 days, in the event the lease is to be terminated. These lease terms are designed to protect homeowners in case the lessors sell the land or close the park. Eligible Borrowers Must Meet FHA eligibility and credit underwriting standards. Intend to occupy the manufactured home as their principal residence. Have a suitable site on which to place the manufactured home. The home may be situated on an individual homesite owned or leased by the borrower.
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