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  • $295,000

    1223 S 3rd St, Saint Charles, IL 60174

    3beds
    1,121sqft
    Single Family Residence
    Built in 1948
    8,886.24 Square Feet Lot
    $399,000 Zestimate®
    $263/sqft
    $2,798 Estimated rent

    Home value

    $399,000

    $359,000 - $439,000

    $2,798/mo

    Zestimate® history
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    $2,114/mo

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    What's special

    Full partially finished basementBrand-new roof
    This charming 2-bedroom, 1-bathroom home in beautiful St. Charles presents a fantastic opportunity for buyers ready to make it their own. While the interior could benefit from some cosmetic updates, many of the major improvements have already been completed, including a newer furnace and air conditioning system, a brand-new roof, and new siding. The full, partially finished basement provides extra space for storage, a home office, or recreational use, and the 1-car attached garage features convenient alley access. There's also space at the rear of the property for a potential detached garage, offering added flexibility. Located in a quiet, well-established neighborhood, this home is ideally situated just 5 minutes from vibrant downtown St. Charles, where you can enjoy riverfront dining, shopping, and year-round community events. You're also just minutes from the popular 3rd Street shopping and dining district in downtown Geneva-perfect for weekend strolls, coffee dates, and exploring local boutiques. Enjoy easy access to Lincoln Park, the Fox River Trail, and the historic Arcada Theatre, as well as commuter routes like Route 64 and Randall Road. With highly rated schools nearby and endless amenities just around the corner, this home is full of potential and perfectly located for enjoying the best of the Fox Valley lifestyle.

    Zillow last checked:

    Listing updated:

    Listing courtesy of:

    Tracey Larsen, CNC 847-533-8708,

    Coldwell Banker Realty,

    Graham Mcdonald 847-269-6409,

    Coldwell Banker Realty

    Bought with:

    Brooke Wilke

    Best Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12375333MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 1
    • Full bathrooms: 1
    Primary bedroom
    • Level: Main
    • Area: 140 Square Feet
    • Dimensions: 14X10
    Bedroom 2
    • Level: Main
    • Area: 120 Square Feet
    • Dimensions: 12X10
    Bedroom 3
    • Level: Basement
    • Area: 210 Square Feet
    • Dimensions: 14X15
    Dining room
    • Level: Main
    • Area: 120 Square Feet
    • Dimensions: 12X10
    Kitchen
    • Level: Main
    • Area: 100 Square Feet
    • Dimensions: 10X10
    Living room
    • Level: Main
    • Area: 308 Square Feet
    • Dimensions: 14X22
    Heating
    • Natural Gas
    Cooling
    • Central Air
    Features
    • Basement: Unfinished,Full
    Interior area
    • Total structure area: 2,242
    • Total interior livable area: 1,121 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: On Site, Garage Owned, Attached, Garage
    • Attached garage spaces: 1
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 1
    Lot
    • Size: 8,886 sqft
    Details
    • Parcel number: 0934376011
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • New construction: No
    • Year built: 1948

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Location
    • Region: Saint Charles

    HOA & financial

    HOA
    • Services included: None

    Other

    Other facts
    • Listing terms: Conventional
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    7/7/2025Sold$295,000-3.3%$263/sqft
    Source: MRED as distributed by MLS GRID #12375333 Report a problem
    6/10/2025Contingent$305,000$272/sqft
    Source: MRED as distributed by MLS GRID #12375333 Report a problem
    6/6/2025Price change$305,000-6.2%$272/sqft
    Source: MRED as distributed by MLS GRID #12375333 Report a problem
    5/29/2025Listed for sale$325,000$290/sqft
    Source: MRED as distributed by MLS GRID #12375333 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$5,808 +23.1%$94,248 +11.7%
    2023$4,718 -8.6%$84,353 +5.3%
    2022$5,164 -1%$80,131 +4.9%
    2021$5,216 -8.1%$76,380 +1.9%
    2020$5,675 +1.9%$74,955 +2%
    2019$5,569 +6.4%$73,471 +6.3%
    2018$5,236 +2.8%$69,125 +3.5%
    2017$5,091 -13.5%$66,761 +3.6%
    2016$5,884 $64,416 +5.3%
    2015-- $61,186 +4.8%
    2014-- $58,407 -1.3%
    2013-- $59,173 -6.1%
    2012-- $63,013 -5.6%
    2011-- $66,774 -4.3%
    2010-- $69,744 -5.3%
    2009-- $73,671 -4.7%
    2008-- $77,278 +3.1%
    2007-- $74,973 +7%
    2006-- $70,081 +9.8%
    2005-- $63,799 +5.8%
    2004-- $60,314 +12.1%
    2003-- $53,803 +15.4%
    2002-- $46,617 +4.6%
    2001-- $44,573 +11%
    2000-- $40,164

    Find assessor info on the county website

    Neighborhood: 60174

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: 303

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $399,000
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $399,000