PRICE IMPROVEMENT! ASSUMABLE 2.5% LOAN AVAILABLE FOR QUALIFIED BUYERS—an incredible opportunity to secure a below-market interest rate while enjoying one of Colonial Beach’s most desirable neighborhoods. Receive a 1% lender credit when you finance your purchase through our preferred lender and close with our preferred title company. Welcome to The Point, Colonial Beach’s vibrant golf cart community where coastal charm, waterfront living, and small-town hospitality come together. Just two blocks from both the Potomac River and Monroe Bay, you’ll enjoy easy access to beaches, marinas, waterfront restaurants, boutique shopping, breweries, the boardwalk, and year-round community events—all just a golf cart ride away. Built in 2009, this beautifully maintained 3-bedroom, 2.5-bath home offers exceptional space rarely found in this location. The expansive living room addition creates incredible flexibility for entertaining, a second family room, formal dining, a game room, or a home office. Hardwood floors, a cozy propane fireplace, and an open, inviting floor plan make this home ideal for everyday living. The recently updated kitchen and bathrooms blend timeless style with modern finishes. Upstairs, the oversized primary suite features a walk-in closet and a relaxing jetted soaking tub. Outside, enjoy the low-maintenance Trex front porch, screened rear porch, oversized fenced yard, and oversized two-car garage with plenty of room for storage, hobbies, or your golf cart. Best of all—there’s no HOA. Whether you’re searching for a full-time residence, a weekend retreat, or an investment in one of Virginia’s favorite waterfront towns, this home offers a rare combination of location, lifestyle, space, and financing opportunities. Schedule your private showing today and discover why so many people fall in love with life in Colonial Beach.
For sale
Price cut: $15K (7/25)
$634,900
1226 Bancroft Ave, Colonial Beach, VA 22443
3beds
2,650sqft
Single Family Residence
Built in 2009
7,500 Square Feet Lot
$628,500 Zestimate®
$240/sqft
$-- HOA
What's special
Cozy propane fireplaceLow-maintenance trex front porchOversized fenced yardOpen inviting floor planScreened rear porchHardwood floorsWalk-in closet
- 188 days
- 324
- 10
Zillow last checked:
Listing updated:
Listed by:
Ms. Heidi C HomFeldt 540-455-8034,
United Real Estate Premier 5403694460
Source: Bright MLS,MLS#: VAWE2010528
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Kitchen
Kitchen
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Ice Maker, Microwave, Oven/Range - Electric, Refrigerator, Washer, Dryer, Dishwasher, Disposal, Electric Water Heater
- Laundry: Upper Level
Features
- Kitchen - Gourmet, Floor Plan - Traditional
- Flooring: Hardwood, Carpet
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,650
- Total interior livable area: 2,650 sqft
- Finished area above ground: 2,650
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Driveway, Surface, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch, Screened
- Pool features: None
- Fencing: Chain Link,Back Yard
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: River
- Body of water: Potomac
Lot
- Size: 7,500 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 3A1 2 16 2
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: The Point
HOA
- Has HOA: No
- Amenities included: Community Center, Picnic Area, Pier/Dock, Taxi Service
Location
- Region: Colonial Beach
Financial & listing details
- Price per square foot: $240/sqft
- Tax assessed value: $427,000
- Annual tax amount: $5,124
- Date on market: 2/21/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$628,500
$597,000 - $660,000
$2,358/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/25/2026 | Price change | $634,900-2.3%$240/sqft |
Source: | ||
| 5/15/2026 | Price change | $649,900-2.3%$245/sqft |
Source: | ||
| 4/17/2026 | Price change | $665,000-0.7%$251/sqft |
Source: | ||
| 2/21/2026 | Listed for sale | $670,000+26.4%$253/sqft |
Source: | ||
| 10/12/2023 | Listing removed | $529,900$200/sqft |
Source: | ||
| 8/1/2023 | Listed for sale | $529,900+51.4%$200/sqft |
Source: | ||
| 11/1/2019 | Listing removed | $349,900$132/sqft |
Source: Coldwell Banker Elite #VAWE114410 Report a problem | ||
| 5/2/2019 | Listed for sale | $349,900-4.1%$132/sqft |
Source: Coldwell Banker Elite #VAWE114410 Report a problem | ||
| 10/24/2018 | Listing removed | $365,000$138/sqft |
Source: Coldwell Banker Elite #1000380382 Report a problem | ||
| 9/27/2018 | Price change | $365,000-2.7%$138/sqft |
Source: Coldwell Banker Elite #1000380382 Report a problem | ||
| 4/13/2018 | Listed for sale | $375,000+7.2%$142/sqft |
Source: Coldwell Banker Elite #1000380382 Report a problem | ||
| 6/28/2017 | Listing removed | $349,900$132/sqft |
Source: EXIT MID-RIVERS REALTY #WE9866105 Report a problem | ||
| 2/18/2017 | Listed for sale | $349,900+26.8%$132/sqft |
Source: Exit Mid-Rivers Realty #WE9866105 Report a problem | ||
| 11/19/2009 | Sold | $276,000$104/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,793 | $427,000 |
| 2024 | $1,793 +5% | $427,000 |
| 2023 | $1,708 | $427,000 |
| 2022 | $1,708 +9.9% | $427,000 +29.2% |
| 2021 | $1,554 | $330,600 |
| 2020 | $1,554 -25.4% | $330,600 |
| 2018 | $2,083 | $330,600 |
| 2017 | -- | $330,600 |
| 2016 | -- | $330,600 +13.4% |
| 2015 | -- | $291,500 |
| 2014 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22443
Nearby schools
Schools provided by the listing agent
- District: Colonial Beach Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





