Skip main navigation
For sale
  • Price cut: $15K (7/25)
    $634,900

    1226 Bancroft Ave, Colonial Beach, VA 22443

    3beds
    2,650sqft
    : 
    $3,779/mo
    Get pre-qualified
    Single Family Residence
    Built in 2009
    7,500 Square Feet Lot
    $628,500 Zestimate®
    $240/sqft
    $-- HOA

    What's special

    Cozy propane fireplaceLow-maintenance trex front porchOversized fenced yardOpen inviting floor planScreened rear porchHardwood floorsWalk-in closet
    PRICE IMPROVEMENT! ASSUMABLE 2.5% LOAN AVAILABLE FOR QUALIFIED BUYERS—an incredible opportunity to secure a below-market interest rate while enjoying one of Colonial Beach’s most desirable neighborhoods. Receive a 1% lender credit when you finance your purchase through our preferred lender and close with our preferred title company. Welcome to The Point, Colonial Beach’s vibrant golf cart community where coastal charm, waterfront living, and small-town hospitality come together. Just two blocks from both the Potomac River and Monroe Bay, you’ll enjoy easy access to beaches, marinas, waterfront restaurants, boutique shopping, breweries, the boardwalk, and year-round community events—all just a golf cart ride away. Built in 2009, this beautifully maintained 3-bedroom, 2.5-bath home offers exceptional space rarely found in this location. The expansive living room addition creates incredible flexibility for entertaining, a second family room, formal dining, a game room, or a home office. Hardwood floors, a cozy propane fireplace, and an open, inviting floor plan make this home ideal for everyday living. The recently updated kitchen and bathrooms blend timeless style with modern finishes. Upstairs, the oversized primary suite features a walk-in closet and a relaxing jetted soaking tub. Outside, enjoy the low-maintenance Trex front porch, screened rear porch, oversized fenced yard, and oversized two-car garage with plenty of room for storage, hobbies, or your golf cart. Best of all—there’s no HOA. Whether you’re searching for a full-time residence, a weekend retreat, or an investment in one of Virginia’s favorite waterfront towns, this home offers a rare combination of location, lifestyle, space, and financing opportunities. Schedule your private showing today and discover why so many people fall in love with life in Colonial Beach.
    188 days
    324
    10

    Zillow last checked:

    Listing updated:

    Listed by:

    Ms. Heidi C HomFeldt 540-455-8034,

    United Real Estate Premier 5403694460

    Source: Bright MLS,MLS#: VAWE2010528MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Kitchen
      Kitchen
      • Level: Main
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Ice Maker, Microwave, Oven/Range - Electric, Refrigerator, Washer, Dryer, Dishwasher, Disposal, Electric Water Heater
      • Laundry: Upper Level
      Features
      • Kitchen - Gourmet, Floor Plan - Traditional
      • Flooring: Hardwood, Carpet
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 2,650
      • Total interior livable area: 2,650 sqft
      • Finished area above ground: 2,650
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Driveway, Surface, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch, Screened
      • Pool features: None
      • Fencing: Chain Link,Back Yard
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: River
      • Body of water: Potomac
      Lot
      • Size: 7,500 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 3A1 2 16 2
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2009

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: The Point
      HOA
      • Has HOA: No
      • Amenities included: Community Center, Picnic Area, Pier/Dock, Taxi Service
      Location
      • Region: Colonial Beach

      Financial & listing details

      • Price per square foot: $240/sqft
      • Tax assessed value: $427,000
      • Annual tax amount: $5,124
      • Date on market: 2/21/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $628,500

        $597,000 - $660,000

        $2,358/mo

        Price history

        DateEventPrice
        7/25/2026Price change$634,900-2.3%$240/sqft
        Source: Bright MLS #VAWE2010528 Report a problem
        5/15/2026Price change$649,900-2.3%$245/sqft
        Source: Bright MLS #VAWE2010528 Report a problem
        4/17/2026Price change$665,000-0.7%$251/sqft
        Source: Bright MLS #VAWE2010528 Report a problem
        2/21/2026Listed for sale$670,000+26.4%$253/sqft
        Source: Bright MLS #VAWE2010528 Report a problem
        10/12/2023Listing removed$529,900$200/sqft
        Source: Bright MLS #VAWE2004906 Report a problem
        8/1/2023Listed for sale$529,900+51.4%$200/sqft
        Source: Bright MLS #VAWE2004906 Report a problem
        11/1/2019Listing removed$349,900$132/sqft
        Source: Coldwell Banker Elite #VAWE114410 Report a problem
        5/2/2019Listed for sale$349,900-4.1%$132/sqft
        Source: Coldwell Banker Elite #VAWE114410 Report a problem
        10/24/2018Listing removed$365,000$138/sqft
        Source: Coldwell Banker Elite #1000380382 Report a problem
        9/27/2018Price change$365,000-2.7%$138/sqft
        Source: Coldwell Banker Elite #1000380382 Report a problem
        4/13/2018Listed for sale$375,000+7.2%$142/sqft
        Source: Coldwell Banker Elite #1000380382 Report a problem
        6/28/2017Listing removed$349,900$132/sqft
        Source: EXIT MID-RIVERS REALTY #WE9866105 Report a problem
        2/18/2017Listed for sale$349,900+26.8%$132/sqft
        Source: Exit Mid-Rivers Realty #WE9866105 Report a problem
        11/19/2009Sold$276,000$104/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,793 $427,000
        2024$1,793 +5%$427,000
        2023$1,708 $427,000
        2022$1,708 +9.9%$427,000 +29.2%
        2021$1,554 $330,600
        2020$1,554 -25.4%$330,600
        2018$2,083 $330,600
        2017-- $330,600
        2016-- $330,600 +13.4%
        2015-- $291,500
        2014-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22443

        Getting around

        13 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Colonial Beach Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts