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For sale
  • Price cut: $15.1K (5/15)
    $649,900

    1226 Bancroft Ave, Colonial Beach, VA 22443

    3beds
    2,650sqft
    : 
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    Single Family Residence
    Built in 2009
    7,500 Square Feet Lot
    $638,500 Zestimate®
    $245/sqft
    $-- HOA

    What's special

    Cozy propane fireplaceLow-maintenance trex front porchRear porchFully fenced backyardOversized two-car garageHardwood floorsWalk-in closet
    ASSUMABLE 2.5% VA LOAN AVAILABLE FOR QUALIFIED BUYERS — a rare opportunity to secure an interest rate that's nearly impossible to find in today's market! Experience the best of coastal living in The Point, Colonial Beach's sought-after golf cart community, where waterfront charm meets everyday convenience. Located just a short drive from Northern Virginia, Richmond, and Washington, D.C., this home offers the perfect blend of small-town relaxation and commuter accessibility. Built in 2009, this beautifully maintained 3-bedroom, 2.5-bath home is ideally situated just two blocks from both the Potomac River and Monroe Bay. Spend your days enjoying nearby beaches, marinas, waterfront restaurants, breweries, boutique shopping, fishing, and the scenic boardwalk—all just a quick golf cart ride from your front door. Inside, you'll find hardwood floors, a cozy propane fireplace, and a spacious living room addition that significantly expands the main level, creating flexible space for entertaining, a second family room, formal dining, or a home office. The kitchen and bathrooms were tastefully updated in Winter 2025 with fresh, modern finishes that complement the home's timeless style. Upstairs, the oversized primary suite serves as a peaceful retreat, complete with a walk-in closet and a jetted soaking tub perfect for unwinding at the end of the day. Step outside to enjoy the low-maintenance Trex front porch, rear porch, fully fenced backyard, and oversized two-car garage—ideal for storage, hobbies, or parking your golf cart. Best of all, there's no HOA, giving you added freedom and flexibility. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this home offers an unbeatable combination of location, lifestyle, and value. Schedule your private showing today and discover everything Colonial Beach has to offer!
    143 days
    |
    361
    |
    8
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ms. Heidi C HomFeldt 540-455-8034,

    United Real Estate Premier

    Source: Bright MLS,MLS#: VAWE2010528MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Ice Maker, Microwave, Oven/Range - Electric, Refrigerator, Washer, Dryer, Dishwasher, Disposal, Electric Water Heater
      • Laundry: Upper Level
      Features
      • Kitchen - Gourmet, Floor Plan - Traditional
      • Flooring: Hardwood, Carpet
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 2,650
      • Total interior livable area: 2,650 sqft
      • Finished area above ground: 2,650
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Driveway, Surface, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch, Screened
      • Pool features: None
      • Fencing: Chain Link,Back Yard
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: River
      • Body of water: Potomac
      Lot
      • Size: 7,500 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 3A1 2 16 2
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2009

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: The Point
      HOA
      • Has HOA: No
      • Amenities included: Community Center, Picnic Area, Pier/Dock, Taxi Service
      Location
      • Region: Colonial Beach

      Financial & listing details

      • Price per square foot: $245/sqft
      • Tax assessed value: $427,000
      • Annual tax amount: $5,124
      • Date on market: 2/21/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $638,500

        $607,000 - $670,000

        $2,389/mo

        Price history

        DateEventPrice
        5/15/2026Price change$649,900-2.3%$245/sqft
        Source: Bright MLS #VAWE2010528 Report a problem
        4/17/2026Price change$665,000-0.7%$251/sqft
        Source: Bright MLS #VAWE2010528 Report a problem
        2/21/2026Listed for sale$670,000+26.4%$253/sqft
        Source: Bright MLS #VAWE2010528 Report a problem
        10/12/2023Listing removed$529,900$200/sqft
        Source: Bright MLS #VAWE2004906 Report a problem
        8/1/2023Listed for sale$529,900+51.4%$200/sqft
        Source: Bright MLS #VAWE2004906 Report a problem
        11/1/2019Listing removed$349,900$132/sqft
        Source: Coldwell Banker Elite #VAWE114410 Report a problem
        5/2/2019Listed for sale$349,900-4.1%$132/sqft
        Source: Coldwell Banker Elite #VAWE114410 Report a problem
        10/24/2018Listing removed$365,000$138/sqft
        Source: Coldwell Banker Elite #1000380382 Report a problem
        9/27/2018Price change$365,000-2.7%$138/sqft
        Source: Coldwell Banker Elite #1000380382 Report a problem
        4/13/2018Listed for sale$375,000+7.2%$142/sqft
        Source: Coldwell Banker Elite #1000380382 Report a problem
        6/28/2017Listing removed$349,900$132/sqft
        Source: EXIT MID-RIVERS REALTY #WE9866105 Report a problem
        2/18/2017Listed for sale$349,900+26.8%$132/sqft
        Source: Exit Mid-Rivers Realty #WE9866105 Report a problem
        11/19/2009Sold$276,000$104/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,793 $427,000
        2024$1,793 +5%$427,000
        2023$1,708 $427,000
        2022$1,708 +9.9%$427,000 +29.2%
        2021$1,554 $330,600
        2020$1,554 -25.4%$330,600
        2018$2,083 $330,600
        2017-- $330,600
        2016-- $330,600 +13.4%
        2015-- $291,500
        2014-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22443

        Getting around

        13 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Colonial Beach Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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