Modern construction, desirable upgrades, outdoor living spaces, and room to grow make this move-in-ready home an exceptional opportunity in one of the most welcoming communities. This spacious 4-bedroom, 3-bathroom home offers a thoughtfully designed floor plan with quality finishes throughout. The main level features durable commercial-grade vinyl plank flooring, an open-concept living area, and a well-appointed kitchen complete with granite countertops, a center island, pantry, and impressive 42-inch upper cabinets that provide abundant storage and style. Enjoy your time outside on the 10x22 deck, the patio underneath, or wait for the evening to start a fire to enjoy the evening skies. This is an opportunity to own a beautiful home in Cambridge, where small-town charm meets modern convenience. Enjoy easy access to local parks, trails, community events, shopping, and dining while still embracing the relaxed lifestyle that makes Cambridge such a desirable place to call home. Take a walk through the home with our Matterport tour!
Active with contingency
$396,000
123 20th Ave SW, Cambridge, MN 55008
4beds
1,688sqft
Single Family
Built in 2021
0.38 Acres Lot
$394,500 Zestimate®
$235/sqft
$-- HOA
What's special
Center islandQuality finishes throughoutOutdoor living spacesGranite countertopsWell-appointed kitchenPatio underneathAbundant storage and style
- 13 days |
- 315 |
- 29 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Michelle Nicollette Hosch 651-757-5296,
Century 21 Moline Realty Inc
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7037220
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Bedroom
- Level: Upper
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 2
- Level: Upper
- Area: 140 Square Feet
- Dimensions: 10x14
Bedroom 3
- Level: Lower
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 4
- Level: Lower
- Area: 143 Square Feet
- Dimensions: 11x13
Deck
- Area: 220 Square Feet
- Dimensions: 10x22
Dining room
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 10x11
Kitchen
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12x12
Living room
- Level: Upper
- Area: 180 Square Feet
- Dimensions: 12x15
Patio
- Area: 220 Square Feet
- Dimensions: 10x22
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- Laundry: In Basement, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
Features
- Basement: Block,Crawl Space,Daylight,Partially Finished,Sump Basket,Tile Shower,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 2,404
- Total interior livable area: 1,688 sqft
- Finished area above ground: 1,260
- Finished area below ground: 428
Property
Parking
- Total spaces: 3
- Parking features: Attached, Asphalt, Garage Door Opener
- Attached garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Dimensions (30x24), Garage Door Height (8), Garage Door Width (16)
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split
- Patio & porch: Deck, Patio
- Pool features: None
- Fencing: Invisible
Lot
- Size: 0.38 Acres
- Dimensions: 80 x 203 x 80 x 209
- Features: Tree Coverage - Medium
Details
- Additional structures: Storage Shed
- Foundation area: 1144
- Parcel number: 153170020
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block, Frame
- Roof: Age 8 Years or Less,Asphalt
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Electric: 200+ Amp Service, Power Company: East Central Energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Schumacher Add
HOA
- Has HOA: No
Location
- Region: Cambridge
Financial & listing details
- Price per square foot: $235/sqft
- Tax assessed value: $358,500
- Annual tax amount: $5,500
- Date on market: 6/23/2026
- Road surface type: Paved
Estimated market value
$394,500
$375,000 - $414,000
$2,012/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Listed for sale | $396,000+34.7%$235/sqft |
Source: | ||
| 6/17/2021 | Sold | $294,000$174/sqft |
Source: | ||
| 4/12/2021 | Pending sale | $294,000$174/sqft |
Source: | ||
| 4/9/2021 | Listed for sale | $294,000$174/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,704 +0.7% | $329,200 |
| 2023 | $4,672 +1913.8% | $329,200 +5.4% |
| 2022 | $232 +364% | $312,300 |
| 2021 | $50 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 55008
Nearby schools
GreatSchools rating
- 6/10Cambridge Intermediate SchoolGrades: 3-5Distance: 1.5 mi
- 7/10Cambridge Middle SchoolGrades: 6-8Distance: 1.4 mi
- 6/10Cambridge-Isanti High SchoolGrades: 9-12Distance: 1.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Minnesota
- Isanti County
- Cambridge
- 55008
- 123 20th Ave SW




