Situated a short walk from the beach, this 4-bedroom, 3-bath beach house is part of the desirable soundfront community of Live Oaks at Topsail. Offering both sound and ocean views, this home is designed for comfort, style, and coastal living.
Inside, you'll find an updated kitchen with breakfast bar, granite countertops, stainless steel appliances, tiled backsplash, and recessed lighting—perfect for everyday living or entertaining. The home also features new wood flooring in bedrooms, custom closet organizers, updated fans and fixtures, expanded trim, and vaulted ceilings that create a light and airy feel. A Culligan water filtration system assures clean, filtered water throughout the home.
Each of the home's 4 bedrooms enjoys direct access to one of multiple decks, ideal for soaking in the views and sea breeze. The ground level offers an enclosed garage with parking for up to three cars, a storage room, and a large outdoor shower—a must for beach living.
Community amenities include a dock, kayak launch, swimming pool, courtyard and small clubhouse. With short-term rentals permitted, this home is a fantastic option for a primary residence, second home, or investment property. Recent updates include HVAC systems replaced in 2020 with maintenance plan and a termite bond in place for added peace of mind.
Experience coastal living with all the benefits of a vibrant community and the convenience of a turn key property. Seller will consider leaving home furnished for the right offer.
Sold for $750,000
$750,000
123 Coastal Cay, Surf City, NC 28445
4beds
1,574sqft
Single Family Residence
Built in 2011
1,306 Square Feet Lot
$756,500 Zestimate®
$476/sqft
$2,596 Estimated rent
Home value
$756,500
$688,000 - $832,000
$2,596/mo
Zestimate® history
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Recessed lightingCulligan water filtration systemExpanded trimStorage roomUpdated fans and fixturesGranite countertopsTiled backsplash
Zillow last checked:
Listing updated:
Listed by:
Joel Sheesley 910-398-2222,
Coldwell Banker Sea Coast Advantage
Bought with:
Tiffany Williamson, 279179
Navigate Realty
Carmen Radulescu, 294554
Navigate Realty
Source: Hive MLS,MLS#: 100533834
Originating MLS: Cape Fear Realtors MLS, Inc.
Originating MLS: Cape Fear Realtors MLS, Inc.Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Living Room, Dining Room, Utility Room
Primary bedroom
- Level: Second
- Dimensions: 17 x 11
Bedroom 2
- Level: Second
- Dimensions: 11 x 10
Bedroom 3
- Level: Second
- Dimensions: 10 x 10
Bedroom 4
- Level: Third
- Dimensions: 13 x 11
Dining room
- Level: Third
- Dimensions: 11 x 9
Kitchen
- Level: Third
- Dimensions: 12 x 12
Living room
- Level: Third
- Dimensions: 13 x 13
Utility room
- Description: Unfinished
- Level: Ground
- Dimensions: 12 x 7
Heating
- Heat Pump, Electric, Forced Air
Cooling
- Central Air, Heat Pump
Appliances
- Included: Electric Oven, Electric Cooktop, Built-In Microwave, Water Softener, Washer, Refrigerator, Range, Dryer, Double Oven, Dishwasher
Features
- Vaulted Ceiling(s), High Ceilings, Solid Surface, Ceiling Fan(s), Reverse Floor Plan, Blinds/Shades
- Flooring: Tile, Wood
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,574
- Total interior livable area: 1,574 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener, Off Street, On Site, Garage6
- Attached garage spaces: 3
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Balcony, Front Porch, Rear Porch
- Exterior features: Outdoor Shower
- Fencing: None
- Has view: Yes
- View description: ICW, Ocean, Sound, Water
- Has water view: Yes
- Water view: Ocean,Sound,Water
- Waterfront features: Pier, Waterfront, Sound Side, Water Access Comm, Sound Front
- Frontage type: Sound Front
Lot
- Size: 1,306 Square Feet
- Dimensions: 24 x 50
- Features: Deeded Waterfront, Pier, Sound Side, Water Access Comm
Details
- Parcel number: 42343566810000
- Zoning: R10
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Other, Pilings
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2011
Utilities & green energy
- Utilities for property: Cable Available, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Live Oaks Of Topsail
HOA
- Has HOA: Yes
- Amenities included: Waterfront Community, Billiard Room, Boat Dock, Clubhouse, Pool, Maintenance Common Areas, Maintenance Grounds, Management, Owner Pets Only
- HOA fee: $1,840 annually
- HOA name: Live Oaks of Topsail
- HOA phone: 215-356-3582
Location
- Region: Surf City
Financial & listing details
- Price per square foot: $476/sqft
- Tax assessed value: $315,030
- Annual tax amount: $3,906
- Date on market: 10/11/2025
- Cumulative days on market: 150 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Commercial,Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 4/15/2026 | Sold | $750,000-3.2%$476/sqft |
Source:  Hive MLS #100533834 Report a problem | ||
| 2/27/2026 | Contingent | $775,000$492/sqft |
Source: Hive MLS #100533834 Report a problem | ||
| 2/7/2026 | Price change | $775,000-1.3%$492/sqft |
Source: Hive MLS #100533834 Report a problem | ||
| 10/11/2025 | Listed for sale | $785,000+121.1%$499/sqft |
Source: Hive MLS #100533834 Report a problem | ||
| 4/3/2018 | Sold | $355,000+13.4%$226/sqft |
Source: Public Record Report a problem | ||
| 10/4/2017 | Sold | $313,173-1.8%$199/sqft |
Source: Hive MLS #100076165 Report a problem | ||
| 8/24/2017 | Pending sale | $319,000$203/sqft |
Source: Re/Max Essential #100076165 Report a problem | ||
| 8/7/2017 | Listed for sale | $319,000+14.3%$203/sqft |
Source: Re/Max Essential #100076165 Report a problem | ||
| 8/7/2015 | Listing removed | $279,000$177/sqft |
Source: RE/MAX Essential #97240 Report a problem | ||
| 7/23/2015 | Listed for sale | $279,000-0.5%$177/sqft |
Source: RE/MAX Essential #97240 Report a problem | ||
| 6/8/2012 | Sold | $280,500$178/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,615 | $740,587 +135.1% |
| 2024 | $2,615 | $315,030 |
| 2023 | $2,615 +12.5% | $315,030 |
| 2022 | $2,323 | $315,030 |
| 2021 | $2,323 | $315,030 |
| 2020 | -- | $315,030 |
| 2019 | $2,323 | $315,030 +38.4% |
| 2018 | $2,323 +31.3% | $227,654 +1.5% |
| 2017 | $1,770 +2.8% | $224,271 |
| 2016 | $1,721 | $224,271 |
| 2015 | $1,721 | $224,271 |
| 2014 | $1,721 | $224,271 |
| 2013 | $1,721 +31.3% | $224,271 +38.3% |
| 2012 | $1,311 | $162,136 |
Find assessor info on the county website
Neighborhood: 28445
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Nearby schools
GreatSchools rating
- 7/10Surf City ElementaryGrades: PK-5Distance: 3.3 mi
- 9/10Surf City MiddleGrades: 6-8Distance: 3.3 mi
- 8/10Topsail High SchoolGrades: 9-12Distance: 7 mi
Schools provided by the listing agent
- Elementary: Surf City
- Middle: Surf City
- High: Topsail
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$756,500
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Estimated market value
$756,500
- North Carolina
- Pender County
- Surf City
- 28445
- 123 Coastal Cay
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