Surrounded by smalltown charm and the great outdoors, 123 E. Spruce St. in the Village of St. Charles has so much to offer. The three bedrooms include a main floor primary bedroom with walk-in closet and two bedrooms upstairs. The eat-in kitchen has plenty of elbow room, decorative wainscoting and a newer stove. The spacious living room is washed in natural light that streams in through large vinyl windows. An enclosed portico features knotty pine walls giving it a cozy cabin ambiance. This home offers peace of mind with a new furnace installed in 2023 and central air conditioning installed in 2025. An L-shaped deck off the kitchen leads to a spacious yard and a 40-foot by 25-foot garage with three overhead doors and gas and electric service. Located in close proximity to the Bad River, this property is a playground for fishermen, kayakers and outdoorsmen. The nearby Lumberjack Park has a trailhead to the Saginaw Valley Rail Trail and lots of open space. This home is just a short drive to the village’s Coal Miners Park which offers an 18-hole disc golf course and a walking trail, and is home to the St. Charles Farmers’ Marketplace. Just a short drive away is Shiawassee National Wildlife Refuge.
Sold for $134,900
$134,900
123 E Spruce St, Saginaw, MI 48655
3beds
1,440sqft
Single Family Residence
Built in 1920
0.3 Acres Lot
$133,700 Zestimate®
$94/sqft
$1,392 Estimated rent
Home value
$133,700
$92,000 - $194,000
$1,392/mo
Zestimate® history
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List your homeWhat's special
Spacious yardDecorative wainscotingNewer stoveCentral air conditioningLarge vinyl windows
Zillow last checked:
Listing updated:
Listed by:
Jaime Cramer 989-482-6479,
Berkshire Hathaway HomeServices
Bought with:
Monica Guza, 6502431873
Move MI Realty LLC
Source: MiRealSource,MLS#: 50199446
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Master Bedroom, Sun/Florida Room
Primary bedroom
- Level: First
Bedroom 1
- Level: Main
- Area: 190
- Dimensions: 19 x 10
Bedroom 2
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom 3
- Level: Second
- Area: 182
- Dimensions: 13 x 14
Bathroom 1
- Level: Main
Dining room
- Area: 169
- Dimensions: 13 x 13
Kitchen
- Area: 150
- Dimensions: 15 x 10
Living room
- Area: 221
- Dimensions: 17 x 13
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Range/Oven, Refrigerator
Features
- Sump Pump, Walk-In Closet(s)
- Basement: MI Basement,Exterior Entry,Crawl Space,Michigan Basement
- Has fireplace: No
Interior area
- Total structure area: 1,440
- Total interior livable area: 1,440 sqft
- Finished area above ground: 1,440
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Garage, Detached, Electric in Garage, Garage Door Opener, Heated Garage
- Garage spaces: 3
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Patio
- Frontage type: Road
- Frontage length: 100
Lot
- Size: 0.3 Acres
- Dimensions: 100 x 132
- Features: Large Lot - 65+ Ft., Dead End
Details
- Additional structures: Garage(s)
- Parcel number: 24103050302000
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1920
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: Village Of St. Charles
HOA
- Has HOA: No
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $94/sqft
- Tax assessed value: $120,000
- Annual tax amount: $2,329
- Date on market: 2/14/2026
- Cumulative days on market: 16 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 3/27/2026 | Sold | $134,900$94/sqft |
Source:  MiRealSource #50199446 Report a problem | ||
| 3/2/2026 | Pending sale | $134,900$94/sqft |
Source: MiRealSource #50199446 Report a problem | ||
| 2/27/2026 | Price change | $134,900-7%$94/sqft |
Source: MiRealSource #50199446 Report a problem | ||
| 2/14/2026 | Listed for sale | $145,000+81.5%$101/sqft |
Source: MiRealSource #50199446 Report a problem | ||
| 3/19/2018 | Listing removed | $79,900$55/sqft |
Source: Berkshire Hathaway HomeServices #31336234 Report a problem | ||
| 12/4/2017 | Listed for sale | $79,900+14.3%$55/sqft |
Source: Berkshire Hathaway HomeServices #31336234 Report a problem | ||
| 11/21/2014 | Sold | $69,900$49/sqft |
Source: MiRealSource #31190579 Report a problem | ||
| 5/21/2014 | Price change | $69,900-6.7%$49/sqft |
Source: Saginaw - WEICHERT, REALTORS - Town and Country #31190579 Report a problem | ||
| 5/1/2014 | Listed for sale | $74,900-10.3%$52/sqft |
Source: Saginaw - WEICHERT, REALTORS - Town and Country #31190579 Report a problem | ||
| 11/17/2004 | Sold | $83,500+15.2%$58/sqft |
Source: Public Record Report a problem | ||
| 9/9/2004 | Sold | $72,500-16.1%$50/sqft |
Source: Public Record Report a problem | ||
| 10/23/2003 | Sold | $86,371$60/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,430 +13.4% | $60,000 +3.1% |
| 2024 | $1,261 +4.9% | $58,200 +11.5% |
| 2023 | $1,201 | $52,200 +17.3% |
| 2022 | -- | $44,500 +7.7% |
| 2021 | $1,229 | $41,300 +8.1% |
| 2020 | $1,229 +26.8% | $38,200 +3.2% |
| 2018 | $969 +19.6% | $37,000 +7.2% |
| 2017 | $810 | $34,500 +3.6% |
| 2016 | $810 | $33,300 +2.5% |
| 2014 | $810 | $32,500 +2.2% |
| 2013 | -- | $31,800 -1.5% |
| 2012 | -- | $32,300 -9.5% |
| 2011 | -- | $35,700 -0.3% |
| 2010 | -- | $35,800 -10.3% |
| 2009 | -- | $39,900 -15.3% |
| 2008 | -- | $47,100 +1.7% |
| 2007 | -- | $46,300 +2% |
| 2006 | -- | $45,400 |
| 2005 | -- | $45,400 +16.1% |
| 2003 | -- | $39,100 |
| 2002 | $484 | $39,100 +4% |
| 2001 | $484 +3.2% | $37,600 +3.6% |
| 2000 | $469 | $36,300 |
Find assessor info on the county website
Neighborhood: 48655
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Nearby schools
GreatSchools rating
- 7/10St. Charles Elementary SchoolGrades: PK-6Distance: 0.6 mi
- 6/10St. Charles Community High SchoolGrades: 7-12Distance: 0.6 mi
Schools provided by the listing agent
- District: St Charles Community Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$133,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$133,700
- Michigan
- Saginaw County
- Saint Charles
- 48655
- 123 E Spruce St
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