VERY MOTIVATED SELLER! Wake up to breathtaking lake views every single day in this beautifully updated home, where nearly every room overlooks the water. Thoughtfully renovated with the intention of being a forever home, this property blends comfort, style, and functionality throughout. Since purchasing in December 2025, the sellers have made extensive improvements (see full list in disclosures), including a fully updated kitchen, refreshed bathrooms, new flooring, and fresh paint; move-in-ready. The home features a highly desirable main-level primary suite, along with an additional bedroom on the main floor. Upstairs, you'll find two spacious bedrooms, each with its own private bathroom, offering ideal accommodations for family or guests. The finished lower level expands your living space with a fully equipped mother-in-law suite, complete with its own kitchen, perfect for extended stays or multi-generational living. You'll also enjoy a theater room, game room, and a dedicated exercise space with stunning lake views. Outside, take full advantage of lake living with your private dock and what many consider one of the best views on the lake. A newer 6-year-old roof adds peace of mind. While the sellers fell in love with this home and invested in making it exceptional, they've decided to move to accommodate a flatter backyard for their growing family's needs. Take a tour of Mallard Point and experience its natural beauty, enhanced by amenities such as three fully stocked private fishing lakes, pontoon and kayak access, paddleboards, canoes, and a park with basketball, tennis, and pickleball courts; a playground; and a covered pavilion with picnic tables. Residents also enjoy high speed fiber optic internet and wooded areas teeming with wildlife. The peaceful country setting—complete with open green spaces for walking and star filled night skies—creates an atmosphere our homeowners truly cherish.
Pending
Price cut: $41K (6/5)
$699,000
124 Merganser Ct, Georgetown, KY 40324
5beds
5,450sqft
Single Family Residence
Built in 2004
0.71 Acres Lot
$686,000 Zestimate®
$128/sqft
$60/mo HOA
What's special
Private dockTheater roomRefreshed bathroomsFresh paintNew flooringFully updated kitchenGame room
- 46 days |
- 1,047 |
- 54 |
Zillow last checked:
Listing updated:
Listed by:
Bret Halverson 859-421-1047,
Coldwell Banker McMahan
Source: Imagine MLS,MLS#: 26011602
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Primary bedroom
- Level: First
Bedroom 1
- Level: First
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Bedroom 4
- Level: Lower
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Bathroom 3
- Level: Second
Bathroom 4
- Level: Second
Bathroom 5
- Level: Lower
Great room
- Level: First
Kitchen
- Level: First
Kitchen
- Level: Lower
Living room
- Level: Second
Office
- Level: First
Other
- Description: exercise room
- Level: Lower
Other
- Description: theater room
- Level: Lower
Recreation room
- Level: Lower
Utility room
- Level: First
Utility room
- Level: Lower
Heating
- Electric, Forced Air, Heat Pump, Zoned
Cooling
- Electric, Heat Pump, Zoned
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Cooktop, Oven, Range
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Main Level, Washer Hookup
Features
- Breakfast Bar, Eat-in Kitchen, In-Law Floorplan, Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Carpet, Tile
- Windows: Insulated Windows, Window Treatments, Blinds, Screens
- Basement: Concrete,Finished,Full,Walk-Out Access,Walk-Up Access
- Number of fireplaces: 2
- Fireplace features: Gas Log, Gas Starter, Living Room, Master Bedroom
Interior area
- Total structure area: 5,450
- Total interior livable area: 5,450 sqft
- Finished area above ground: 3,445
- Finished area below ground: 2,005
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Off Street
- Garage spaces: 2
Features
- Levels: One and One Half
- Fencing: Partial,Wood
- Has view: Yes
- View description: Lake, Water
- Has water view: Yes
- Water view: Lake,Water
- Body of water: Other
Lot
- Size: 0.71 Acres
Details
- Parcel number: 13100089.000
- Other equipment: Home Theater
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Stone
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
Condition
- Year built: 2004
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
- Utilities for property: Electricity Connected, Water Connected, Propane
Community & HOA
Community
- Features: Park, Tennis Court(s), Pickleball
- Subdivision: Mallard Point
HOA
- Has HOA: Yes
- Amenities included: Playground, Tennis Court(s), Recreation Facilities
- Services included: Maintenance Grounds
- HOA fee: $180 quarterly
Location
- Region: Georgetown
Financial & listing details
- Price per square foot: $128/sqft
- Tax assessed value: $500,600
- Annual tax amount: $4,502
- Date on market: 5/21/2026
Estimated market value
$686,000
$652,000 - $720,000
$4,901/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/17/2026 | Pending sale | $699,000$128/sqft |
Source: | ||
| 6/12/2026 | Contingent | $699,000$128/sqft |
Source: | ||
| 6/5/2026 | Price change | $699,000-5.5%$128/sqft |
Source: | ||
| 6/2/2026 | Price change | $740,000-2.6%$136/sqft |
Source: | ||
| 5/21/2026 | Listed for sale | $760,000+18.8%$139/sqft |
Source: | ||
| 12/9/2025 | Sold | $640,000+39.1%$117/sqft |
Source: Public Record Report a problem | ||
| 6/5/2020 | Sold | $460,000-3.3%$84/sqft |
Source: | ||
| 4/9/2020 | Pending sale | $475,711$87/sqft |
Source: Coldwell Banker McMahan #1902401 Report a problem | ||
| 3/23/2020 | Listed for sale | $475,711$87/sqft |
Source: Coldwell Banker McMahan #1902401 Report a problem | ||
| 3/8/2020 | Pending sale | $475,711$87/sqft |
Source: Coldwell Banker McMahan #1902401 Report a problem | ||
| 1/24/2020 | Price change | $475,711-0.6%$87/sqft |
Source: Coldwell Banker McMahan #1902401 Report a problem | ||
| 11/30/2019 | Price change | $478,500-0.2%$88/sqft |
Source: Coldwell Banker McMahan #1902401 Report a problem | ||
| 11/11/2019 | Price change | $479,500-2.1%$88/sqft |
Source: Coldwell Banker McMahan Co. #1902401 Report a problem | ||
| 10/30/2019 | Pending sale | $489,900$90/sqft |
Source: Coldwell Banker McMahan Co. #1902401 Report a problem | ||
| 8/8/2019 | Price change | $489,900-2%$90/sqft |
Source: Coldwell Banker McMahan Co. #1902401 Report a problem | ||
| 4/4/2019 | Price change | $499,900-5.7%$92/sqft |
Source: Coldwell Banker McMahan Co. #1902401 Report a problem | ||
| 2/9/2019 | Listed for sale | $529,900-4.5%$97/sqft |
Source: Coldwell Banker McMahan #1902401 Report a problem | ||
| 1/8/2019 | Listing removed | $555,000$102/sqft |
Source: Rector Hayden REALTORS - Lexington #1815823 Report a problem | ||
| 9/20/2018 | Price change | $555,000-0.9%$102/sqft |
Source: Rector Hayden REALTORS - Lexington #1815823 Report a problem | ||
| 7/12/2018 | Listed for sale | $560,000+873.9%$103/sqft |
Source: Rector Hayden, Realtors #1815823 Report a problem | ||
| 6/13/2003 | Sold | $57,500+19.8%$11/sqft |
Source: | ||
| 11/30/2001 | Sold | $48,000$9/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,502 +4% | $500,600 +4.8% |
| 2023 | $4,329 +8.5% | $477,500 +3.8% |
| 2022 | $3,991 -1.1% | $460,001 |
| 2021 | $4,034 +1052.6% | $460,001 +18.7% |
| 2017 | $350 -88.7% | $387,600 |
| 2016 | $3,101 | $387,600 |
| 2015 | $3,101 +4.7% | $387,600 |
| 2014 | $2,962 -2.3% | $387,600 -7% |
| 2011 | $3,031 | $416,936 |
| 2010 | -- | $416,936 |
| 2009 | -- | $416,936 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 40324
Nearby schools
GreatSchools rating
- 7/10Northern Elementary SchoolGrades: K-5Distance: 0.9 mi
- 9/10Scott County Middle SchoolGrades: 6-8Distance: 6.3 mi
- 7/10Scott County High SchoolGrades: 9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: Northern
- Middle: Scott Co
- High: Scott Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Scott County
- Georgetown
- 40324
- 124 Merganser Ct






