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Pending
  • Price cut: $41K (6/5)
    $699,000

    124 Merganser Ct, Georgetown, KY 40324

    5beds
    5,450sqft
    : 
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    Single Family Residence
    Built in 2004
    0.71 Acres Lot
    $686,000 Zestimate®
    $128/sqft
    $60/mo HOA

    What's special

    Private dockTheater roomRefreshed bathroomsFresh paintNew flooringFully updated kitchenGame room
    VERY MOTIVATED SELLER! Wake up to breathtaking lake views every single day in this beautifully updated home, where nearly every room overlooks the water. Thoughtfully renovated with the intention of being a forever home, this property blends comfort, style, and functionality throughout. Since purchasing in December 2025, the sellers have made extensive improvements (see full list in disclosures), including a fully updated kitchen, refreshed bathrooms, new flooring, and fresh paint; move-in-ready. The home features a highly desirable main-level primary suite, along with an additional bedroom on the main floor. Upstairs, you'll find two spacious bedrooms, each with its own private bathroom, offering ideal accommodations for family or guests. The finished lower level expands your living space with a fully equipped mother-in-law suite, complete with its own kitchen, perfect for extended stays or multi-generational living. You'll also enjoy a theater room, game room, and a dedicated exercise space with stunning lake views. Outside, take full advantage of lake living with your private dock and what many consider one of the best views on the lake. A newer 6-year-old roof adds peace of mind. While the sellers fell in love with this home and invested in making it exceptional, they've decided to move to accommodate a flatter backyard for their growing family's needs. Take a tour of Mallard Point and experience its natural beauty, enhanced by amenities such as three fully stocked private fishing lakes, pontoon and kayak access, paddleboards, canoes, and a park with basketball, tennis, and pickleball courts; a playground; and a covered pavilion with picnic tables. Residents also enjoy high speed fiber optic internet and wooded areas teeming with wildlife. The peaceful country setting—complete with open green spaces for walking and star filled night skies—creates an atmosphere our homeowners truly cherish.
    46 days
    |
    1,047
    |
    54
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bret Halverson 859-421-1047,

    Coldwell Banker McMahan

    Source: Imagine MLS,MLS#: 26011602MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 5
      Primary bedroom
      • Level: First
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Lower
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: Second
      Bathroom 4
      • Level: Second
      Bathroom 5
      • Level: Lower
      Great room
      • Level: First
      Kitchen
      • Level: First
      Kitchen
      • Level: Lower
      Living room
      • Level: Second
      Office
      • Level: First
      Other
      • Description: exercise room
      • Level: Lower
      Other
      • Description: theater room
      • Level: Lower
      Recreation room
      • Level: Lower
      Utility room
      • Level: First
      Utility room
      • Level: Lower
      Heating
      • Electric, Forced Air, Heat Pump, Zoned
      Cooling
      • Electric, Heat Pump, Zoned
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Cooktop, Oven, Range
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Eat-in Kitchen, In-Law Floorplan, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Tile
      • Windows: Insulated Windows, Window Treatments, Blinds, Screens
      • Basement: Concrete,Finished,Full,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 2
      • Fireplace features: Gas Log, Gas Starter, Living Room, Master Bedroom
      Interior area
      • Total structure area: 5,450
      • Total interior livable area: 5,450 sqft
      • Finished area above ground: 3,445
      • Finished area below ground: 2,005

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Off Street
      • Garage spaces: 2
      Features
      • Levels: One and One Half
      • Fencing: Partial,Wood
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Body of water: Other
      Lot
      • Size: 0.71 Acres
      Details
      • Parcel number: 13100089.000
      • Other equipment: Home Theater

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Stone
      • Foundation: Concrete Perimeter
      • Roof: Dimensional Style
      Condition
      • Year built: 2004

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected, Propane

      Community & HOA

      Community
      • Features: Park, Tennis Court(s), Pickleball
      • Subdivision: Mallard Point
      HOA
      • Has HOA: Yes
      • Amenities included: Playground, Tennis Court(s), Recreation Facilities
      • Services included: Maintenance Grounds
      • HOA fee: $180 quarterly
      Location
      • Region: Georgetown

      Financial & listing details

      • Price per square foot: $128/sqft
      • Tax assessed value: $500,600
      • Annual tax amount: $4,502
      • Date on market: 5/21/2026

        Estimated market value

        $686,000

        $652,000 - $720,000

        $4,901/mo

        Price history

        DateEventPrice
        6/17/2026Pending sale$699,000$128/sqft
        Source: Imagine MLS #26011602 Report a problem
        6/12/2026Contingent$699,000$128/sqft
        Source: Imagine MLS #26011602 Report a problem
        6/5/2026Price change$699,000-5.5%$128/sqft
        Source: Imagine MLS #26011602 Report a problem
        6/2/2026Price change$740,000-2.6%$136/sqft
        Source: Imagine MLS #26011602 Report a problem
        5/21/2026Listed for sale$760,000+18.8%$139/sqft
        Source: Imagine MLS #26011602 Report a problem
        12/9/2025Sold$640,000+39.1%$117/sqft
        Source: Public Record Report a problem
        6/5/2020Sold$460,000-3.3%$84/sqft
        Source: Imagine MLS #1902401 Report a problem
        4/9/2020Pending sale$475,711$87/sqft
        Source: Coldwell Banker McMahan #1902401 Report a problem
        3/23/2020Listed for sale$475,711$87/sqft
        Source: Coldwell Banker McMahan #1902401 Report a problem
        3/8/2020Pending sale$475,711$87/sqft
        Source: Coldwell Banker McMahan #1902401 Report a problem
        1/24/2020Price change$475,711-0.6%$87/sqft
        Source: Coldwell Banker McMahan #1902401 Report a problem
        11/30/2019Price change$478,500-0.2%$88/sqft
        Source: Coldwell Banker McMahan #1902401 Report a problem
        11/11/2019Price change$479,500-2.1%$88/sqft
        Source: Coldwell Banker McMahan Co. #1902401 Report a problem
        10/30/2019Pending sale$489,900$90/sqft
        Source: Coldwell Banker McMahan Co. #1902401 Report a problem
        8/8/2019Price change$489,900-2%$90/sqft
        Source: Coldwell Banker McMahan Co. #1902401 Report a problem
        4/4/2019Price change$499,900-5.7%$92/sqft
        Source: Coldwell Banker McMahan Co. #1902401 Report a problem
        2/9/2019Listed for sale$529,900-4.5%$97/sqft
        Source: Coldwell Banker McMahan #1902401 Report a problem
        1/8/2019Listing removed$555,000$102/sqft
        Source: Rector Hayden REALTORS - Lexington #1815823 Report a problem
        9/20/2018Price change$555,000-0.9%$102/sqft
        Source: Rector Hayden REALTORS - Lexington #1815823 Report a problem
        7/12/2018Listed for sale$560,000+873.9%$103/sqft
        Source: Rector Hayden, Realtors #1815823 Report a problem
        6/13/2003Sold$57,500+19.8%$11/sqft
        Source: Imagine MLS #210278 Report a problem
        11/30/2001Sold$48,000$9/sqft
        Source: Imagine MLS #110666 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,502 +4%$500,600 +4.8%
        2023$4,329 +8.5%$477,500 +3.8%
        2022$3,991 -1.1%$460,001
        2021$4,034 +1052.6%$460,001 +18.7%
        2017$350 -88.7%$387,600
        2016$3,101 $387,600
        2015$3,101 +4.7%$387,600
        2014$2,962 -2.3%$387,600 -7%
        2011$3,031 $416,936
        2010-- $416,936
        2009-- $416,936

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 40324

        Getting around

        0 / 100
        Car-Dependent
        7 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northern
        • Middle: Scott Co
        • High: Scott Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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