124 Prospect St: A Turn-Key Multi-Family Gem in Schoharie
Discover a well-maintained investment opportunity in the heart of historic Schoharie. This four-unit Colonial-style property offers a consistent rental history with apartments that are easy to manage and maintain. Each of the four units features a comfortable one-bedroom, one-bath layout, highlighted by classic natural woodwork and cozy interiors. With high-speed internet already in place and essential appliances included, these units are perfectly suited for today's modern tenants. Beyond the living quarters, the property features a massive two-story barn that provides significant added value. This versatile space is ideal for tenant storage, a private workshop, or a creative conversion project. The exterior is equally impressive, boasting inviting front porches, a large level yard, and a dedicated outdoor seating area for relaxation. Ample off-street parking ensures convenience for all residents. The location is a major draw for renters, situated just steps away from village shops, local restaurants, and the library. Nature lovers will appreciate being so close to the famous hiking trails at Vroman's Nose and the recreational opportunities on Schoharie Creek. From the local farm stores to the rich history of the Old Stone Fort, the community offers a vibrant quality of life. Whether you are a seasoned investor or looking for your first multi-family home, this property is a solid addition to any portfolio.
Pending
$279,900
124 Prospect St, Schoharie, NY 12157
4beds
2,532sqft
Quadruplex, Multi Family
Built in 1880
-- sqft lot
$-- Zestimate®
$111/sqft
$-- HOA
What's special
Massive two-story barnCozy interiorsFour-unit colonial-style propertyLarge level yardAmple off-street parkingEssential appliances includedClassic natural woodwork
- 203 days |
- 19 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Charlotteville Realty, LLC 607-397-9027,
Christy L. Dahms 607-434-5993
Source: NYSAMLSs,MLS#: R1655190
Originating MLS: Otsego-Delaware
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Oil, Baseboard, Hot Water
Appliances
- Included: Electric Water Heater
Features
- Ceiling Fan(s), Natural Woodwork
- Flooring: Carpet, Hardwood, Varies, Vinyl
- Basement: Exterior Entry,Full,Walk-Up Access
- Has fireplace: No
Interior area
- Total structure area: 2,532
- Total interior livable area: 2,532 sqft
Property
Parking
- Parking features: Common, Gravel, Parking Available
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Patio
Lot
- Size: 0.5 Acres
- Dimensions: 111 x 222
- Features: Rectangular, Rectangular Lot, Residential Lot
Details
- Parcel number: 72.13713
- Special conditions: Estate
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Fourplex
- Property subtype: Quadruplex, Multi Family
Materials
- Wood Siding
- Foundation: Block, Stone
- Roof: Metal
Condition
- Resale
- Year built: 1880
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Schoharie
Financial & listing details
- Price per square foot: $111/sqft
- Tax assessed value: $90,000
- Annual tax amount: $4,205
- Date on market: 12/19/2025
- Cumulative days on market: 202 days
- Listing terms: Cash,Conventional,FHA
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
$1,552/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/30/2026 | Pending sale | $279,900$111/sqft |
Source: | ||
| 4/30/2026 | Contingent | $279,900$111/sqft |
Source: NY State MLS #11620067 Report a problem | ||
| 3/4/2026 | Price change | $279,900-6.7%$111/sqft |
Source: | ||
| 12/20/2025 | Listed for sale | $299,900$118/sqft |
Source: NY State MLS #11620067 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12157
Nearby schools
GreatSchools rating
- 4/10Schoharie Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 4/10Schoharie High SchoolGrades: 6-12Distance: 0.2 mi
Schools provided by the listing agent
- District: Schoharie
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Save - $180,5001 bd1 ba1.8k sqft118 Prospect St, Schoharie, NY 12157Off Market
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Save - $150,0002 bd1 ba1k sqft109 Prospect St, Schoharie, NY 12157Sold
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- New York
- Schoharie County
- Schoharie
- 12157
- 124 Prospect St