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Pending
Listed by: Patriot Pacific Financial Corp.
Price cut: $10K (5/23)
$820,000

12433 Gay Rio Dr, Lakeside, CA 92040

3beds
1,389sqft
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Single Family Residence
Built in 1984
0.45 Acres Lot
$823,600 Zestimate®
$590/sqft
$-- HOA

What's special

Beautifully upgraded homeAbundant natural lightInviting floor planGenerously sized bedrooms
Fully upgraded inside and out! 2.25% VA LOAN ASSUMPTION opportunity for buyers, veteran or non-veteran. Nestled in an established and peaceful Lakeside neighborhood, this beautifully upgraded home offers comfort, functionality, and room to grow. Featuring an inviting floor plan and abundant natural light, the property offers spacious living areas ideal for everyday living and entertaining. The kitchen offers ample cabinetry and counter space, seamlessly connecting to the dining and living areas. Generously sized bedrooms provide flexibility for guests, work-from-home needs, or additional living space. Step outside to a private backyard with space to relax, garden, or customize to your needs. The lot offers usable outdoor space with potential for entertaining, recreation, or future enhancements. Conveniently located near local shopping, dining, parks, and commuter routes, this property presents an excellent opportunity for homeowners and investors alike. Don’t miss your chance to own in a desirable Lakeside location!
84 days
|
292
|
7
|

Zillow last checked:

Listing updated:

Listed by:

Da'Ron Jones DRE #02167464 619-997-2773,

Patriot Pacific Financial Corp.

Source: CRMLS,MLS#: SW26031254MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    Rooms
    • Room types: Bedroom, Entry/Foyer, Kitchen, Living Room, Primary Bathroom, Primary Bedroom
    Bedroom
    • Features: All Bedrooms Up
    Bathroom
    • Features: Bathroom Exhaust Fan, Jetted Tub, Tub Shower
    Kitchen
    • Features: Remodeled, Updated Kitchen
    Heating
    • Fireplace(s), Natural Gas
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Freezer, Disposal, Gas Oven, Microwave, Refrigerator, Trash Compactor, Water Purifier, Dryer, Washer
    • Laundry: In Garage
    Features
    • Ceiling Fan(s), Eat-in Kitchen, Storage, All Bedrooms Up
    • Flooring: Tile, Wood
    • Has fireplace: Yes
    • Fireplace features: Gas, Living Room
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total interior livable area: 1,389 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 12
    • Parking features: Direct Access, Driveway, Driveway Up Slope From Street, Garage Faces Front, Garage, Private, RV Potential
    • Attached garage spaces: 2
    • Uncovered spaces: 10
    Accessibility
    • Accessibility features: Safe Emergency Egress from Home
    Features
    • Levels: Two
    • Stories: 2
    • Entry location: Front Door
    • Patio & porch: Rear Porch
    • Has private pool: Yes
    • Pool features: Above Ground, Private
    • Spa features: None
    • Fencing: Wood
    • Has view: Yes
    • View description: City Lights, Hills
    Lot
    • Size: 0.45 Acres
    • Features: 0-1 Unit/Acre, Back Yard, Cul-De-Sac, Front Yard, Landscaped, Sprinkler System, Sloped Up
    Details
    • Parcel number: 4002711100
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Condition
    • Turnkey
    • New construction: No
    • Year built: 1984

    Utilities & green energy

    • Electric: Standard
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Natural Gas Connected

    Community & HOA

    Community
    • Features: Rural, Suburban
    • Security: Security System, Fire Detection System, Smoke Detector(s)
    Location
    • Region: Lakeside

    Financial & listing details

    • Price per square foot: $590/sqft
    • Tax assessed value: $534,776
    • Annual tax amount: $7,183
    • Date on market: 3/9/2026
    • Cumulative days on market: 84 days
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Road surface type: Paved

      Estimated market value

      $823,600

      $782,000 - $865,000

      $3,856/mo

      Price history

      DateEventPrice
      5/31/2026Pending sale$820,000$590/sqft
      Source: CRMLS #SW26031254 Report a problem
      5/23/2026Price change$820,000-1.2%$590/sqft
      Source: CRMLS #SW26031254 Report a problem
      5/14/2026Price change$830,000-1.2%$598/sqft
      Source: CRMLS #SW26031254 Report a problem
      5/3/2026Price change$840,000-1.2%$605/sqft
      Source: CRMLS #SW26031254 Report a problem
      4/24/2026Listed for sale$850,000$612/sqft
      Source: CRMLS #SW26031254 Report a problem
      4/2/2026Pending sale$850,000$612/sqft
      Source: CRMLS #SW26031254 Report a problem
      3/9/2026Listed for sale$850,000+80.9%$612/sqft
      Source: CRMLS #SW26031254 Report a problem
      2/28/2018Sold$470,000+0%$338/sqft
      Source: Public Record Report a problem
      1/13/2018Listed for sale$469,900-4.1%$338/sqft
      Source: Coldwell Banker West #180002446 Report a problem
      11/15/2017Listing removed$489,900$353/sqft
      Source: Coldwell Banker West #170046922 Report a problem
      9/6/2017Listed for sale$489,900+14.5%$353/sqft
      Source: Coldwell Banker West #170046922 Report a problem
      4/26/2016Sold$428,000-2.5%$308/sqft
      Source: Public Record Report a problem
      2/13/2016Listed for sale$439,000$316/sqft
      Source: Keller Williams - El Cajon #160007830 Report a problem

      Public tax history

      YearProperty taxesTax assessment
      2025$7,183 +2.7%$534,776 +2%
      2024$6,992 +3.8%$524,291 +2%
      2023$6,735 +1.9%$514,012 +2%
      2022$6,611 +1.3%$503,934 +2%
      2021$6,524 +1.7%$494,053 +1%
      2020$6,415 +12.7%$488,988 +2%
      2019$5,692 -3.1%$479,400 +7.8%
      2018$5,876 +2.1%$444,797 +2%
      2017$5,757 +59.5%$436,076 +65.9%
      2016$3,610 +0.7%$262,883 +1.5%
      2015$3,586 +4.7%$258,935 +2%
      2014$3,425 $253,863 +0.5%
      2013-- $252,717 +2%
      2012-- $247,763 +2%
      2011-- $242,906 +0.8%
      2010-- $241,091 -0.2%
      2009-- $241,665 +2%
      2008-- $236,928

      Find assessor info on the county website

      Monthly payment

      Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 92040

        Getting around

        9 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Lakeside

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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