Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.
Closed
$975,000
12463 White Island Dr, Crosslake, MN 56442
4beds
3,144sqft
Single Family Residence
Built in 1999
0.53 Acres Lot
$991,800 Zestimate®
$310/sqft
$3,230 Estimated rent
Home value
$991,800
$863,000 - $1.14M
$3,230/mo
Zestimate® history
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Rustic hardwood floorsLakeside fire pitVaulted wood ceilingPrivate lakeshoreOpen floor planCustom cabinetryFamily room
Zillow last checked:
Listing updated:
Listed by:
Bruce Larson 218-831-7653,
Larson Group Real Estate/Kelle
Bought with:
Tracy D Gazett
Edina Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6784286
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Bedroom
- Level: Upper
- Area: 154 Square Feet
- Dimensions: 11' x 14'
Bedroom 2
- Level: Main
- Area: 165 Square Feet
- Dimensions: 11' x 15'
Bedroom 3
- Level: Lower
- Area: 190 Square Feet
- Dimensions: 10' x 19'
Bedroom 4
- Level: Lower
- Area: 190 Square Feet
- Dimensions: 10' x 19'
Bonus room
- Level: Upper
- Area: 336 Square Feet
- Dimensions: 12' x 28'
Dining room
- Level: Main
- Area: 196.46 Square Feet
- Dimensions: 10'3 x 19'2
Kitchen
- Level: Main
- Area: 149.22 Square Feet
- Dimensions: 11'4 x 13'2
Living room
- Level: Main
- Area: 325.83 Square Feet
- Dimensions: 17' x 19'2
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer
- Laundry: Lower Level, Laundry Room
Features
- Basement: Drain Tiled,Egress Window(s),Finished,Full,Partially Finished,Storage Space,Sump Pump,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room, Stone
Interior area
- Total structure area: 3,144
- Total interior livable area: 3,144 sqft
- Finished area above ground: 2,244
- Finished area below ground: 900
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24x28)
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck
- Fencing: None
- Has view: Yes
- View description: East, Lake, Panoramic
- Has water view: Yes
- Water view: Lake
- Waterfront features: Dock, Lake Front, Waterfront Elevation(26-40), Lake Bottom(Hard, Sand, Weeds, Excellent Sand)
- Frontage length: Water Frontage: 131
Lot
- Size: 0.53 Acres
- Dimensions: 116 x 212 x 97 x 209
- Features: Accessible Shoreline, Tree Coverage - Heavy
Details
- Additional structures: Garage(s), Bunk House
- Foundation area: 1180
- Parcel number: 14060514
- Zoning description: Shoreline,Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Wood
- Roof: Age 8 Years or Less,Asphalt
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service, Power Company: Crow Wing Power
- Gas: Natural Gas
- Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: Drilled, Shared System, Well
Community & HOA
Community
- Subdivision: White-Island Beach
HOA
- Has HOA: Yes
- Services included: Beach Access, Other, Sanitation, Sewer, Shared Amenities, Water
- HOA fee: $700 annually
- HOA name: Whitefish Island Beach
- HOA phone: 651-592-1110
Location
- Region: Crosslake
Financial & listing details
- Price per square foot: $310/sqft
- Annual tax amount: $7,469
- Date on market: 9/10/2025
- Cumulative days on market: 145 days
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 11/7/2025 | Sold | $975,000-2%$310/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6784286 Report a problem | ||
| 10/21/2025 | Pending sale | $995,000$316/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6784286 Report a problem | ||
| 10/3/2025 | Price change | $995,000-9.1%$316/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6784286 Report a problem | ||
| 9/10/2025 | Listed for sale | $1,095,000-8.4%$348/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6784286 Report a problem | ||
| 9/4/2025 | Listing removed | $1,195,000$380/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6725228 Report a problem | ||
| 7/9/2025 | Price change | $1,195,000-4.4%$380/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6725228 Report a problem | ||
| 5/23/2025 | Listed for sale | $1,250,000+42.9%$398/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6725228 Report a problem | ||
| 11/10/2021 | Sold | $875,000-2.6%$278/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6104934 Report a problem | ||
| 10/6/2021 | Pending sale | $897,999$286/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6104934 Report a problem | ||
| 10/1/2021 | Listed for sale | $897,999+35%$286/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6104934 Report a problem | ||
| 11/24/2020 | Sold | $665,310-2.9%$212/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5568740 Report a problem | ||
| 10/27/2020 | Pending sale | $685,000$218/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #5568740 Report a problem | ||
| 9/18/2020 | Price change | $685,000-2.1%$218/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #5568740 Report a problem | ||
| 8/25/2020 | Price change | $699,999-4%$223/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #5568740 Report a problem | ||
| 7/27/2020 | Price change | $729,000-2.8%$232/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #5568740 Report a problem | ||
| 6/8/2020 | Price change | $750,000-4.9%$239/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #5568740 Report a problem | ||
| 5/22/2020 | Listed for sale | $789,000$251/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #5568740 Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 56442
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Nearby schools
GreatSchools rating
- 8/10Eagle View Elementary SchoolGrades: PK-4Distance: 9.4 mi
- 6/10Pequot Lakes Middle SchoolGrades: 5-8Distance: 11.2 mi
- 8/10Pequot Lakes Senior High SchoolGrades: 9-12Distance: 11.2 mi
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- Minnesota
- Crow Wing County
- Crosslake
- 56442
- 12463 White Island Dr
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