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PendingErrorPrice cut: $15K (6/19)
$920,000
6beds
5,279sqft

12465 Silver Bay Cir, Indianapolis, IN 46236

6beds
5,279sqft
Residential, single family residence
Built in 1996
0.43 Acres
3 Attached garage spaces
$174 price/sqft
$44/mo HOA

What's special

Large deckDeeded boat dockFull wet barDirect water accessSoaring ceilingsQuality finishes throughoutWalk-in pantry

A rare opportunity on Geist Reservoir with one of the most sought-after features in the area, a deeded boat dock. This 6 bedroom, 5 full bathroom home offers 5,279 square feet designed to fully capture the lake lifestyle. Direct water access allows for effortless boating, entertaining, and everyday enjoyment on Geist, ...

95 days
|
667
|
27
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Source: MIBOR as distributed by MLS GRID,MLS#: 22093814MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Matthew Steed 317-800-5811,

Engel & Volkers

Source: MIBOR as distributed by MLS GRID,MLS#: 22093814MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 1
Primary bedroom
  • Level: Upper
  • Area: 420 Square Feet
  • Dimensions: 30x14
Bedroom 2
  • Level: Upper
  • Area: 156 Square Feet
  • Dimensions: 13x12
Bedroom 3
  • Level: Upper
  • Area: 195 Square Feet
  • Dimensions: 15x13
Bedroom 4
  • Level: Upper
  • Area: 195 Square Feet
  • Dimensions: 15x13
Bedroom 5
  • Level: Main
  • Area: 168 Square Feet
  • Dimensions: 14x12
Bedroom 6
  • Level: Basement
  • Area: 132 Square Feet
  • Dimensions: 12x11
Breakfast room
  • Level: Main
  • Area: 210 Square Feet
  • Dimensions: 15x14
Dining room
  • Level: Main
  • Area: 182 Square Feet
  • Dimensions: 14x13
Family room
  • Level: Basement
  • Area: 551 Square Feet
  • Dimensions: 29x19
Great room
  • Level: Main
  • Area: 528 Square Feet
  • Dimensions: 24x22
Kitchen
  • Level: Main
  • Area: 252 Square Feet
  • Dimensions: 18x14
Laundry
  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 72 Square Feet
  • Dimensions: 9x8
Office
  • Level: Main
  • Area: 168 Square Feet
  • Dimensions: 14x12
Play room
  • Level: Basement
  • Area: 690 Square Feet
  • Dimensions: 30x23
Utility room
  • Level: Basement
  • Area: 460 Square Feet
  • Dimensions: 23x20
Heating
  • Forced Air, High Efficiency (90%+ AFUE ), Natural Gas
Cooling
  • Central Air, High Efficiency (SEER 16 +)
Appliances
  • Included: Electric Cooktop, Dishwasher, Down Draft, Dryer, Disposal, Gas Water Heater, Humidifier, Microwave, Double Oven, Convection Oven, Refrigerator, Washer, Water Heater, Water Softener Owned
  • Laundry: Upper Level, Sink
Features
  • Attic Access, Breakfast Bar, High Ceilings, Tray Ceiling(s), Kitchen Island, Entrance Foyer, Ceiling Fan(s), Hardwood Floors, High Speed Internet, In-Law Floorplan, Eat-in Kitchen, Pantry, Walk-In Closet(s), Wet Bar
  • Flooring: Hardwood
  • Windows: Wood Work Painted
  • Basement: Ceiling - 9+ feet,Daylight,Exterior Entry,Finished,Storage Space,Walk-Out Access
  • Attic: Access Only
  • Number of fireplaces: 2
  • Fireplace features: Double Sided, Primary Bedroom, Great Room, Kitchen
Interior area
  • Total structure area: 5,279
  • Total interior livable area: 5,279 sqft
  • Finished area below ground: 1,762
Video & virtual tour

Property

Parking
  • Total spaces: 3
  • Parking features: Attached
  • Attached garage spaces: 3
  • Details: Garage Parking Other(Finished Garage, Keyless Entry, Service Door)
Accessibility
  • Accessibility features: Accessible Entrance
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered, Deck, Patio
  • Exterior features: Sprinkler System
  • On waterfront: Yes
  • Waterfront features: Boat Slip, Dock, Lake Privileges, Water Access
Lot
  • Size: 0.43 Acres
  • Features: Cul-De-Sac, Wooded
Details
  • Parcel number: 490115112024000400
  • Horse amenities: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subtype: Residential, Single Family Residence
Materials
  • Brick, Cement Siding
  • Foundation: Concrete Perimeter
Condition
  • New construction: No
  • Year built: 1996

Utilities & green energy

  • Electric: 200+ Amp Service
  • Water: Public

Community & HOA

Community
  • Security: Security System Owned
  • Subdivision: Admirals Bay
HOA
  • Has HOA: Yes
  • Amenities included: Insurance, Maintenance, Management, Security, Snow Removal
  • Services included: Association Home Owners, Entrance Common, Insurance, Maintenance, Management, Security, Snow Removal
  • HOA fee: $525 annually
  • HOA phone: 317-875-5600
Location
  • Region: Indianapolis

Financial & listing details

  • Price per square foot: $174/sqft
  • Tax assessed value: $716,300
  • Annual tax amount: $8,132
  • Date on market: 4/10/2026
  • Cumulative days on market: 96 days

Price history

DateEventPrice
6/23/2026Pending sale$920,000$174/sqft
Source: MIBOR as distributed by MLS GRID #22093814 Report a problem
6/19/2026Price change$920,000-1.6%$174/sqft
Source: MIBOR as distributed by MLS GRID #22093814 Report a problem
6/4/2026Price change$935,000-1.6%$177/sqft
Source: MIBOR as distributed by MLS GRID #22093814 Report a problem
4/24/2026Price change$950,000-2.6%$180/sqft
Source: MIBOR as distributed by MLS GRID #22093814 Report a problem
4/10/2026Listed for sale$975,000+69.1%$185/sqft
Source: MIBOR as distributed by MLS GRID #22093814 Report a problem
7/30/2020Sold$576,500-3.1%$109/sqft
Source: MIBOR as distributed by MLS GRID #21711424 Report a problem
6/18/2020Pending sale$595,000$113/sqft
Source: Pursuit Realty, LLC #21711424 Report a problem
6/11/2020Listed for sale$595,000+8.2%$113/sqft
Source: Pursuit Realty, LLC #21711424 Report a problem
11/18/2019Listing removed$549,900$104/sqft
Source: Keller Williams Indy Metro NE #21644598 Report a problem
7/23/2019Price change$549,900-2.7%$104/sqft
Source: Keller Williams Realty Indy Metro Northeast #21644598 Report a problem
7/5/2019Price change$564,900-1.7%$107/sqft
Source: Keller Williams Realty Indy Metro Northeast #21644598 Report a problem
6/17/2019Listed for sale$574,900+11.6%$109/sqft
Source: Keller Williams Indy Metro NE #21644598 Report a problem
5/22/2017Sold$515,000-3.7%$98/sqft
Source: MIBOR as distributed by MLS GRID #21457557 Report a problem
4/28/2017Pending sale$535,000$101/sqft
Source: Indianapolis/Carmel #21457557 Report a problem
4/5/2017Price change$535,000-2.7%$101/sqft
Source: Keller Williams - Indianapolis/Carmel #21457557 Report a problem
12/21/2016Listed for sale$549,900+6.8%$104/sqft
Source: Keller Williams Indpls Metro N #21457557 Report a problem
3/15/2016Sold$515,000-4.6%$98/sqft
Source: MIBOR as distributed by MLS GRID #21357184 Report a problem
2/4/2016Pending sale$539,900$102/sqft
Source: Berkshire Hathaway Home #21357184 Report a problem
11/18/2015Price change$539,900-1.8%$102/sqft
Source: Berkshire Hathaway Home #21357184 Report a problem
10/26/2015Price change$549,900-1.8%$104/sqft
Source: Berkshire Hathaway Home #21357184 Report a problem
9/30/2015Price change$559,900-1.8%$106/sqft
Source: Berkshire Hathaway Home #21357184 Report a problem
7/31/2015Price change$569,900-1.7%$108/sqft
Source: Berkshire Hathaway Home #21357184 Report a problem
7/6/2015Price change$579,900-1.7%$110/sqft
Source: Berkshire Hathaway Home #21357184 Report a problem
6/3/2015Listed for sale$589,900$112/sqft
Source: Berkshire Hathaway Home #21357184 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$8,133 +1.1%$716,300 -2.6%
2024$8,045 +4.1%$735,400 +0.5%
2023$7,731 +21.6%$731,600 +6%
2022$6,360 +15.1%$690,500 +23%
2021$5,526 -45.1%$561,200 +16.3%
2020$10,072 +11.2%$482,700 -4.2%
2019$9,058 +88.5%$503,600 +11.2%
2018$4,805 +10.3%$452,900 -5.1%
2017$4,354 +3.8%$477,300 +12.7%
2016$4,195 -5.4%$423,600 -4.5%
2014$4,434 +10.8%$443,400 +6.1%
2013$4,001 $417,800 +4.4%
2012$4,001 $400,100 -4.1%
2011-- $417,100
2010$4,171 +9.2%$417,100 +9.2%
2009$3,820 $382,000 -13.3%
2007-- $440,500 -2%
2006-- $449,300 +27.4%
2005-- $352,700
2004-- $352,700
2003-- $352,700 +64.6%
2002-- $214,300 +200%
2001-- $71,430
2000-- $71,430

Find assessor info on the county website

Monthly payment

Est. payment
$5,524/mo
Principal & interest
$4744
Property taxes
$736
HOA Fees
$44
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Estimated market value

Not available

Estimated sales range

Not available

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Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Geist

Nearby schools

Amy Beverland Elementary School
Grades 1-6 • 1.3 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Academic Progress Rating
5/10
Belzer Middle School
Grades 7-8 • 6.6 miles
3/10
GreatSchools® Rating
Test Score Rating
2/10
Academic Progress Rating
3/10
Lawrence Central High School
Grades 9-12 • 6.6 miles
3/10
GreatSchools® Rating
College Readiness Rating
3/10

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