Opportunities like this are few and far between. Tucked away at the end of a quiet cul-de-sac in the desirable Winter Gardens neighborhood of El Cajon, this beautifully remodeled single-story home sits on an expansive, flat 10,000+ sq. ft. lot designed for the way people truly want to live. The backyard is something special, offering three distinct outdoor spaces to enjoy every season. Spend warm afternoons by the sparkling pool, entertain family and friends in the spacious gathering area, or unwind in a separate private retreat. With so much usable land, there's still plenty of room to add an ADU, expand the home, or create your dream outdoor oasis. Inside, the thoughtfully updated floor plan blends style and functionality. Luxury vinyl plank flooring flows throughout, while the remodeled kitchen features quartz countertops, bar seating, high-end stainless steel appliances, and an open layout that connects seamlessly to both the family room and living room—creating the perfect space for everyday living and entertaining. Beautifully renovated bathroom and four spacious bedrooms complete the interior, with a flexible layout that also offers excellent potential for multigenerational living. The upgrades don't stop at the finishes. A brand-new roof with a transferable 50-year warranty provides lasting peace of mind, allowing the next owner to move in worry-free knowing the major improvements have already been completed. The oversized three-car garage offers endless possibilities, whether you need extra storage, a workshop, parking for all your vehicles, or want to convert one bay into a guest suite or additional living space. There's also ample room for RV parking, boats, trailers, and all your recreational toys. Move right in and enjoy everything this exceptional property has to offer today, while still having the flexibility and space to grow for years to come. Homes with this combination of a remodeled interior, oversized usable lot, endless potential, and premium cul-de-sac location rarely become available.
Pending
$925,000
12520 Hay Ct, El Cajon, CA 92021
4beds
1,869sqft
Single Family Residence
Built in 1978
10,454 Square Feet Lot
$931,800 Zestimate®
$495/sqft
$-- HOA
What's special
Sparkling poolBeautifully remodeled single-story homeQuiet cul-de-sacPremium cul-de-sac locationOversized three-car garageSeparate private retreatQuartz countertops
- 47 days
- 89
- 2
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Katie Gouletas DRE #02017044 858-228-6021,
Redfin
Source: SDMLS,MLS#: 260017444
Originating MLS: SDMLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Fireplace, Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Shed(s), Solar Panels, Washer, Gas Oven, Gas Range
- Laundry: Electric, Gas
Features
- Bathtub, Ceiling Fan, Pull Down Stairs to Attic, Recessed Lighting, Shower, Kitchen Open to Family Rm
- Flooring: Carpet
- Attic: Pull Down Stairs
- Number of fireplaces: 2
- Fireplace features: FP in Family Room, FP in Living Room, Gas, Blower Fan, Raised Hearth, Wood
Interior area
- Total structure area: 1,869
- Total interior livable area: 1,869 sqft
Video & virtual tour
Property
Parking
- Total spaces: 7
- Parking features: Attached
- Garage spaces: 3
Features
- Levels: 1 Story
- Patio & porch: Patio
- Pool features: Below Ground, Private
- Has spa: Yes
- Spa features: N/K
- Fencing: Full,Gate,Fair Condition,New Condition,Wood
- Has view: Yes
- View description: Mountains/Hills, Neighborhood
Lot
- Size: 10,454 Square Feet
Details
- Additional structures: N/K
- Parcel number: 4004622200
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Composition
Condition
- Year built: 1978
Utilities & green energy
- Sewer: Public Sewer
- Water: Meter on Property
Community & HOA
Community
- Subdivision: EL CAJON
Location
- Region: El Cajon
Financial & listing details
- Price per square foot: $495/sqft
- Tax assessed value: $441,098
- Date on market: 7/16/2026
- Listing terms: Cash,Conventional,FHA,VA
Estimated market value
$931,800
$885,000 - $978,000
$4,237/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/27/2026 | Pending sale | $925,000$495/sqft |
Source: | ||
| 7/16/2026 | Listed for sale | $925,000+262.7%$495/sqft |
Source: | ||
| 10/27/2000 | Sold | $255,000$136/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $441,098 +2% |
| 2025 | $5,801 +1.1% | $432,450 +2% |
| 2024 | $5,739 +3% | $423,972 +2% |
| 2023 | $5,572 +2.1% | $415,660 +2% |
| 2022 | $5,459 +1.2% | $407,511 +2% |
| 2021 | $5,393 +1.8% | $399,522 +1% |
| 2020 | $5,299 +14.6% | $395,426 +2% |
| 2019 | $4,624 -9.3% | $387,673 +2% |
| 2018 | $5,099 +2.1% | $380,073 +2% |
| 2017 | $4,992 +4.5% | $372,622 +2% |
| 2016 | $4,779 +0.7% | $365,316 +1.5% |
| 2015 | $4,748 +1.9% | $359,830 +2% |
| 2014 | $4,661 | $352,782 +0.5% |
| 2013 | -- | $351,189 +2% |
| 2012 | -- | $344,304 +2% |
| 2011 | -- | $337,554 +0.8% |
| 2010 | -- | $335,032 -0.2% |
| 2009 | -- | $335,829 +2% |
| 2008 | -- | $329,245 +2% |
| 2007 | -- | $322,790 +2% |
| 2006 | -- | $316,462 +2% |
| 2005 | -- | $310,258 +2% |
| 2004 | -- | $304,176 +1.9% |
| 2003 | -- | $298,602 +14.8% |
| 2002 | -- | $260,100 +2% |
| 2001 | -- | $255,000 |
Find assessor info on the county website
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Neighborhood: 92021
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