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Pending
  • $925,000

    12520 Hay Ct, El Cajon, CA 92021

    4beds
    1,869sqft
    : 
    $6,043/mo
    Get pre-qualified
    Single Family Residence
    Built in 1978
    10,454 Square Feet Lot
    $931,800 Zestimate®
    $495/sqft
    $-- HOA

    What's special

    Sparkling poolBeautifully remodeled single-story homeQuiet cul-de-sacPremium cul-de-sac locationOversized three-car garageSeparate private retreatQuartz countertops
    Opportunities like this are few and far between. Tucked away at the end of a quiet cul-de-sac in the desirable Winter Gardens neighborhood of El Cajon, this beautifully remodeled single-story home sits on an expansive, flat 10,000+ sq. ft. lot designed for the way people truly want to live. The backyard is something special, offering three distinct outdoor spaces to enjoy every season. Spend warm afternoons by the sparkling pool, entertain family and friends in the spacious gathering area, or unwind in a separate private retreat. With so much usable land, there's still plenty of room to add an ADU, expand the home, or create your dream outdoor oasis. Inside, the thoughtfully updated floor plan blends style and functionality. Luxury vinyl plank flooring flows throughout, while the remodeled kitchen features quartz countertops, bar seating, high-end stainless steel appliances, and an open layout that connects seamlessly to both the family room and living room—creating the perfect space for everyday living and entertaining. Beautifully renovated bathroom and four spacious bedrooms complete the interior, with a flexible layout that also offers excellent potential for multigenerational living. The upgrades don't stop at the finishes. A brand-new roof with a transferable 50-year warranty provides lasting peace of mind, allowing the next owner to move in worry-free knowing the major improvements have already been completed. The oversized three-car garage offers endless possibilities, whether you need extra storage, a workshop, parking for all your vehicles, or want to convert one bay into a guest suite or additional living space. There's also ample room for RV parking, boats, trailers, and all your recreational toys. Move right in and enjoy everything this exceptional property has to offer today, while still having the flexibility and space to grow for years to come. Homes with this combination of a remodeled interior, oversized usable lot, endless potential, and premium cul-de-sac location rarely become available.
    47 days
    89
    2

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Katie Gouletas DRE #02017044 858-228-6021,

    Redfin

    Source: SDMLS,MLS#: 260017444MLS LogoOriginating MLS: SDMLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Fireplace, Forced Air Unit
      Cooling
      • Central Forced Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Shed(s), Solar Panels, Washer, Gas Oven, Gas Range
      • Laundry: Electric, Gas
      Features
      • Bathtub, Ceiling Fan, Pull Down Stairs to Attic, Recessed Lighting, Shower, Kitchen Open to Family Rm
      • Flooring: Carpet
      • Attic: Pull Down Stairs
      • Number of fireplaces: 2
      • Fireplace features: FP in Family Room, FP in Living Room, Gas, Blower Fan, Raised Hearth, Wood
      Interior area
      • Total structure area: 1,869
      • Total interior livable area: 1,869 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 7
      • Parking features: Attached
      • Garage spaces: 3
      Features
      • Levels: 1 Story
      • Patio & porch: Patio
      • Pool features: Below Ground, Private
      • Has spa: Yes
      • Spa features: N/K
      • Fencing: Full,Gate,Fair Condition,New Condition,Wood
      • Has view: Yes
      • View description: Mountains/Hills, Neighborhood
      Lot
      • Size: 10,454 Square Feet
      Details
      • Additional structures: N/K
      • Parcel number: 4004622200
      • Zoning: R-1:SINGLE
      • Zoning description: R-1:SINGLE

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Composition
      Condition
      • Year built: 1978

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Meter on Property

      Community & HOA

      Community
      • Subdivision: EL CAJON
      Location
      • Region: El Cajon

      Financial & listing details

      • Price per square foot: $495/sqft
      • Tax assessed value: $441,098
      • Date on market: 7/16/2026
      • Listing terms: Cash,Conventional,FHA,VA

        Estimated market value

        $931,800

        $885,000 - $978,000

        $4,237/mo

        Price history

        DateEventPrice
        7/27/2026Pending sale$925,000$495/sqft
        Source: SDMLS #260017444 Report a problem
        7/16/2026Listed for sale$925,000+262.7%$495/sqft
        Source: SDMLS #260017444 Report a problem
        10/27/2000Sold$255,000$136/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $441,098 +2%
        2025$5,801 +1.1%$432,450 +2%
        2024$5,739 +3%$423,972 +2%
        2023$5,572 +2.1%$415,660 +2%
        2022$5,459 +1.2%$407,511 +2%
        2021$5,393 +1.8%$399,522 +1%
        2020$5,299 +14.6%$395,426 +2%
        2019$4,624 -9.3%$387,673 +2%
        2018$5,099 +2.1%$380,073 +2%
        2017$4,992 +4.5%$372,622 +2%
        2016$4,779 +0.7%$365,316 +1.5%
        2015$4,748 +1.9%$359,830 +2%
        2014$4,661 $352,782 +0.5%
        2013-- $351,189 +2%
        2012-- $344,304 +2%
        2011-- $337,554 +0.8%
        2010-- $335,032 -0.2%
        2009-- $335,829 +2%
        2008-- $329,245 +2%
        2007-- $322,790 +2%
        2006-- $316,462 +2%
        2005-- $310,258 +2%
        2004-- $304,176 +1.9%
        2003-- $298,602 +14.8%
        2002-- $260,100 +2%
        2001-- $255,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 92021

        Getting around

        4 / 100
        Car-Dependent
        26 / 100
        Some Transit
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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