Tucked into the coveted hills of Gatewood, this completely remodeled, turn-key 5-bedroom, 3-bath residence blends elevated design with everyday functionality. The thoughtfully designed floorplan offers both a private dining room for intimate gatherings and a spacious family room that seamlessly connects to the heart of the home. Ideal for flexible living, the home includes both a downstairs bedroom and a highly desirable primary suite on the main level—each positioned to take in serene, expansive vistas. From the moment you enter, you’re greeted by an inviting living space enhanced by wood-style beam accents that add warmth and architectural character throughout the downstairs. Additional upgrades include a finished garage with epoxy flooring, a dedicated 125A sub panel, exterior electrical amp, and a full sprinkler system. Every detail has been carefully curated, offering a move-in-ready opportunity in one of Rancho Bernardo’s most sought-after neighborhoods. This is the kind of home that doesn’t just check boxes—it quietly exceeds them.
Sold for $1,560,000
$1,560,000
12540 Montero Way, San Diego, CA 92128
5beds
2,241sqft
Single Family Residence
Built in 1970
8,712 Square Feet Lot
$1,564,300 Zestimate®
$696/sqft
$5,218 Estimated rent
Home value
$1,564,300
$1.44M - $1.69M
$5,218/mo
Zestimate® history
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List your homeWhat's special
Downstairs bedroomThoughtfully designed floorplanSerene expansive vistasFull sprinkler system
Zillow last checked:
Listing updated:
Listed by:
Eric S Matz DRE #01024385 619-733-8087,
eXp Realty of Southern CA,
Stephanie Woithe DRE #02153040 949-547-7377,
eXp Realty of Southern CA
Bought with:
Angela Ordway, DRE #01317471
Berkshire Hathaway HomeService
Source: SDMLS,MLS#: 260007180
Originating MLS: SDMLS
Originating MLS: SDMLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Fireplace, Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Cooking
- Laundry: Gas & Electric Dryer HU
Features
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Interior area
- Total structure area: 2,241
- Total interior livable area: 2,241 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: 2 Story
- Patio & porch: Covered
- Pool features: N/K
- Fencing: N/K
- Has view: Yes
- View description: Mountains/Hills, Panoramic
Lot
- Size: 8,712 Square Feet
Details
- Parcel number: 2746704700
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood/Stucco
- Roof: Concrete,Tile/Clay
Condition
- Year built: 1970
Utilities & green energy
- Sewer: Sewer Connected
- Water: Meter on Property
Community & HOA
Community
- Subdivision: RANCHO BERNARDO
HOA
- Services included: Clubhouse Paid
- HOA fee: $625 annually
- HOA name: Westwood Club
Location
- Region: San Diego
Financial & listing details
- Price per square foot: $696/sqft
- Tax assessed value: $157,732
- Annual tax amount: $2,369
- Date on market: 3/26/2026
- Listing terms: Cash,Conventional,VA
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Sold | $1,560,000+2%$696/sqft |
Source:  SDMLS #260007180 Report a problem | ||
| 4/6/2026 | Pending sale | $1,529,900$683/sqft |
Source: SDMLS #260007180 Report a problem | ||
| 3/27/2026 | Listed for sale | $1,529,900$683/sqft |
Source: SDMLS #260007180 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,369 +31.8% | $157,732 +2% |
| 2024 | $1,798 +2.2% | $154,641 +2% |
| 2023 | $1,759 +6.5% | $151,609 +2% |
| 2022 | $1,651 +1.4% | $148,638 +2% |
| 2021 | $1,629 +1.4% | $145,724 +1% |
| 2020 | $1,607 +6.4% | $144,230 +2% |
| 2019 | $1,510 -0.7% | $141,403 +2% |
| 2018 | $1,520 +2.8% | $138,632 +2% |
| 2017 | $1,479 +2.2% | $135,915 +2% |
| 2016 | $1,446 +1.5% | $133,251 +1.5% |
| 2015 | $1,424 +2.4% | $131,250 +2% |
| 2014 | $1,391 | $128,680 +0.5% |
| 2013 | -- | $128,099 +2% |
| 2012 | -- | $125,588 +2% |
| 2011 | -- | $123,126 +0.8% |
| 2010 | -- | $122,207 -0.2% |
| 2009 | -- | $122,498 +2% |
| 2008 | -- | $120,097 +2% |
| 2007 | -- | $117,743 +2% |
| 2006 | -- | $115,435 +2% |
| 2005 | -- | $113,173 +2% |
| 2004 | -- | $110,955 +1.9% |
| 2003 | -- | $108,923 +2% |
| 2002 | -- | $106,789 +2% |
| 2001 | -- | $104,696 |
Find assessor info on the county website
Neighborhood: Rancho Bernardo
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Nearby schools
GreatSchools rating
- 7/10Chaparral Elementary SchoolGrades: K-5Distance: 0.5 mi
- 8/10Bernardo Heights Middle SchoolGrades: 6-8Distance: 1.9 mi
- 9/10Rancho Bernardo High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- District: Poway Unified School District
Source: SDMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,564,300
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Estimated market value
$1,564,300
- California
- San Diego County
- San Diego
- 92128
- Rancho Bernardo
- 12540 Montero Way
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