Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises.
Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish.
The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key.
Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split.
For sale
$1,875,000
126 N Indies Dr, Duck Key, FL 33050
4beds
2,544sqft
Duplex
Built in 1981
-- sqft lot
$1,762,800 Zestimate®
$737/sqft
$29/mo HOA
What's special
New dockNew roofUpdated bathsNew acOpen floor planSweeping canal viewsUnder-house storage
- 53 days
- 715
- 30
Zillow last checked:
Listing updated:
Listed by:
Brenner Scheel Casey 305-783-3395,
Florida Keys Real Estate Group
Source: FLKMLS,MLS#: 620609
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: More Appliances, Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Stainless Steel Appliance(s)
Interior area
- Total structure area: 2,544
- Total interior livable area: 2,544 sqft
Property
Features
- Patio & porch: Deck, Screened Patio
- On waterfront: Yes
Lot
- Size: 7,840 Square Feet
- Dimensions: 70 Waterfront x 100 x 80 x 102
Details
- Parcel number: 00379400000000
- Zoning: ISM - Improved Sub Masonry
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex
Materials
- CBS, Concrete
Condition
- Year built: 1981
Utilities & green energy
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Toms Harbor (61.0)
HOA
- Has HOA: No
- Services included: None
- HOA fee: $350 annually
Location
- Region: Duck Key
Financial & listing details
- Price per square foot: $737/sqft
- Tax assessed value: $1,467,613
- Annual tax amount: $13,246
- Date on market: 7/13/2026
Estimated market value
$1,762,800
$1.67M - $1.85M
$3,724/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/13/2026 | Listed for sale | $1,875,000$737/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $13,247 +2.9% | $1,193,539 +10% |
| 2024 | $12,878 +7.9% | $1,085,035 +10% |
| 2023 | $11,940 +8.6% | $986,395 +10% |
| 2022 | $10,996 +10.9% | $896,723 +10% |
| 2021 | $9,912 +7.5% | $815,203 +11.7% |
| 2020 | $9,218 | $729,660 -16% |
| 2019 | $9,218 +5.1% | $868,259 +13.3% |
| 2018 | $8,769 +10.9% | $766,019 -3.8% |
| 2017 | $7,907 +4.2% | $796,603 +58.6% |
| 2016 | $7,587 +18.2% | $502,361 +10.6% |
| 2015 | $6,418 | $454,146 |
Find assessor info on the county website
Monthly payment
Est. payment






