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For sale
  • $1,875,000

    126 N Indies Dr, Duck Key, FL 33050

    4beds
    2,544sqft
    : 
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    Duplex, Multi Family
    Built in 1981
    -- sqft lot
    $1,753,500 Zestimate®
    $737/sqft
    $29/mo HOA

    What's special

    New dockNew roofUpdated bathsNew acOpen floor planSweeping canal viewsUnder-house storage
    Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises.Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish.The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key.Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split. No required HOA.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Brenner Scheel Casey 305-783-3395,

    Florida Keys Real Estate Group

    Source: FLKMLS,MLS#: 620609MLS LogoOriginating MLS: Marathon/Lower Keys

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: More Appliances, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer, Washer
      Interior area
      • Total interior livable area: 2,544 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Carport
      • Has carport: Yes
      Features
      • Patio & porch: Deck, Screened Patio
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Front, Waterfront, Dock: Composite, Dock Length: 70
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 70 Waterfront x 100 x 80 x 102
      • Features: Less Than 1/4 Acre
      Details
      • Parcel number: 00379400000000
      • Zoning: ISM
      • Zoning description: Improved Sub Masonry

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Duplex, Multi Family
      • Attached to another structure: Yes
      Materials
      • CBS, Concrete
      Condition
      • Year built: 1981

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Toms Harbor (61.0)
      HOA
      • Has HOA: Yes
      • Services included: None
      • HOA fee: $350 yearly
      Location
      • Region: Duck Key

      Financial & listing details

      • Price per square foot: $737/sqft
      • Tax assessed value: $1,467,613
      • Annual tax amount: $13,246
      • Date on market: 7/13/2026

        Estimated market value

        $1,753,500

        $1.67M - $1.84M

        $3,711/mo

        Price history

        DateEventPrice
        7/13/2026Listed for sale$1,875,000$737/sqft
        Source: Key West AOR #620609 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$13,247 +2.9%$1,193,539 +10%
        2024$12,878 +7.9%$1,085,035 +10%
        2023$11,940 +8.6%$986,395 +10%
        2022$10,996 +10.9%$896,723 +10%
        2021$9,912 +7.5%$815,203 +11.7%
        2020$9,218 $729,660 -16%
        2019$9,218 +5.1%$868,259 +13.3%
        2018$8,769 +10.9%$766,019 -3.8%
        2017$7,907 +4.2%$796,603 +58.6%
        2016$7,587 +18.2%$502,361 +10.6%
        2015$6,418 $454,146
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33050

        Getting around

        8 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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