Over $30,000 in Owner Improvements in the Past 18 Months! Ideally located in the heart of the desirable Torrey Pines community, this move-in-ready home offers exceptional value with numerous recent upgrades and a popular split-bedroom floor plan featuring a separate den/study, perfect for a home office or flex space. Diagonal tile flooring extends throughout the main living areas, with carpeting in both the primary and guest bedrooms. The well-appointed kitchen features beautiful quartz countertops, a lowered breakfast bar, an attractive tiled backsplash, under-cabinet lighting, and stainless steel appliances installed in 2021. The spacious primary suite includes a beautifully updated bathroom with a brand-new walk-in shower. Relax year-round in the enclosed lanai with acrylic windows, diagonal tile flooring, and privacy roller shades. Beyond the lanai, the expansive 21' x 15' birdcage with Chattanooga River Rock flooring provides the perfect outdoor space for entertaining or simply enjoying the Florida lifestyle. Additional features include low-maintenance landscaping, designer-painted driveway, sidewalk, and front porch, two solar tubes that fill the home with natural light (located in the guest bathroom and primary bedroom), and an interior laundry room with a new washer and dryer that is also plumbed for a garage laundry setup. The garage is equipped with pull-down attic storage, a utility sink, a sliding screen system, and a new $3,700 roll-up garage door screen. Major updates provide added peace of mind, including a re-shingled roof (2021), stainless steel kitchen appliances (2021), complete attic re-piping by Johnson Brothers, exterior paint (2020), interior paint (2025), and a new HVAC system (2025). AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! DON'T WAIT TO SEE THIS BEAUTIFUL HOME
For sale
Price cut: $5K (8/17)
$334,000
12603 SE 90TH TERRACE, SUMMERFIELD, FL 34491
2beds
1,596sqft
Single Family Residence
Built in 2004
6,534 Square Feet Lot
$-- Zestimate®
$209/sqft
$214/mo HOA
What's special
Lowered breakfast barBeautiful quartz countertopsSpacious primary suiteWell-appointed kitchenPopular split-bedroom floor planPrivacy roller shadesLow-maintenance landscaping
- 62 days
- 185
- 6
Zillow last checked:
Listing updated:
Listed by:
Virgil Kapp 352-804-9202,
SELLSTATE NGR- SUMMERFIELD 352-387-2383
Source: Stellar MLS,MLS#: OM727507
Originating MLS: Lake and Sumter

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 14x15
Balcony porch lanai
- Level: First
- Area: 290 Square Feet
- Dimensions: 29x10
Den
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Dinette
- Level: First
- Area: 140 Square Feet
- Dimensions: 14x10
Great room
- Level: First
- Area: 300 Square Feet
- Dimensions: 15x20
Kitchen
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Laminate
- Has fireplace: No
Interior area
- Total structure area: 2,821
- Total interior livable area: 1,596 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Details: Garage Dimensions: 20x20
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Private Mailbox, Rain Gutters
Lot
- Size: 6,534 Square Feet
- Dimensions: 65 x 100
Details
- Parcel number: 6113171000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2004
Details
- Builder model: CITATION
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, No Truck/RV/Motorcycle Parking, Tennis Court(s)
- Security: Gated Community
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: SPRUCE CREEK GC
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s)
- Services included: 24-Hour Guard, Common Area Taxes, Community Pool, Reserve Fund, Manager, Private Road, Trash
- HOA fee: $214 monthly
- HOA name: Nicole Arias Leland Management
Location
- Region: Summerfield
Financial & listing details
- Price per square foot: $209/sqft
- Tax assessed value: $251,491
- Annual tax amount: $1,847
- Date on market: 6/28/2026
- Cumulative days on market: 62 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/17/2026 | Price change | $334,000-1.5%$209/sqft |
Source: | ||
| 6/28/2026 | Listed for sale | $339,000+16.5%$212/sqft |
Source: | ||
| 12/6/2024 | Sold | $291,000-5.5%$182/sqft |
Source: | ||
| 10/28/2024 | Pending sale | $308,000$193/sqft |
Source: | ||
| 8/3/2024 | Price change | $308,000-1.3%$193/sqft |
Source: | ||
| 4/2/2024 | Listed for sale | $311,999+290.2%$195/sqft |
Source: | ||
| 9/5/2008 | Sold | $79,950-41.4%$50/sqft |
Source: Public Record Report a problem | ||
| 2/16/2004 | Sold | $136,400$85/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,848 -54.7% | $153,756 -37.7% |
| 2024 | $4,078 +136.8% | $246,704 +82.8% |
| 2023 | $1,722 -0.7% | $134,990 +3% |
| 2022 | $1,735 +0.5% | $131,058 +3% |
| 2021 | $1,726 +1% | $127,241 +1.4% |
| 2020 | $1,710 +1.8% | $125,484 +2.3% |
| 2019 | $1,680 | $122,663 +1.9% |
| 2018 | $1,680 +7.3% | $120,376 +2.1% |
| 2017 | $1,566 +2.1% | $117,900 +2.1% |
| 2016 | $1,534 | $115,475 +0.7% |
| 2015 | $1,534 +6.3% | $114,672 +0.8% |
| 2014 | $1,443 +2.7% | $113,762 +1.5% |
| 2013 | $1,404 -9.4% | $112,081 -7.6% |
| 2012 | $1,551 -6.7% | $121,283 -5.4% |
| 2011 | $1,662 -29.9% | $128,228 -6.1% |
| 2010 | $2,372 -7.7% | $136,616 -11.4% |
| 2009 | $2,570 -0.9% | $154,204 -2.9% |
| 2008 | $2,592 +54.7% | $158,805 +30.9% |
| 2007 | $1,676 -5.9% | $121,362 +2.5% |
| 2006 | $1,781 +353.3% | $118,401 +3% |
| 2005 | $393 | $114,954 +449.3% |
| 2004 | $393 -26.6% | $20,929 -20% |
| 2002 | $536 | $26,150 |
| 2001 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment






