Just bring your suitcase! This turnkey Lake Freeman getaway already has the boat waiting! Well-maintained 3-bedroom, 1.5-bath lakehome offers 60 feet of waterfront and 2,592 sq ft of living space, including a finished attic set up as a bedroom and a walkout basement with an apartment-style setup—perfect for guests or extended stays. The waterfront features a covered boat lift, jet ski lift and boathouse. Both the garage & shed are wired with electric. Being sold turnkey, including appliances, furnishings AND a 2007 Premier pontoon, so you can start enjoying lake days right away. A move-in-ready retreat ready for its next chapter on the water!
Closed
$410,000
12608 N 1225 W, Monticello, IN 47960
3beds
2,592sqft
Single Family Residence
Built in 1920
0.86 Acres Lot
$413,200 Zestimate®
$--/sqft
$1,825 Estimated rent
Home value
$413,200
Estimated sales range
Not available
$1,825/mo
Zestimate® history
Owner options
List your home for rent
$1,825/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$1,825/mo
Rent Zestimate®
Refinance and save
$2,444/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,444/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Covered boat liftJet ski lift
Zillow last checked:
Listing updated:
Listed by:
Jill Coble cell:574-297-7977,
REAL ESTATE NETWORK L.L.C
Bought with:
Jill Coble
REAL ESTATE NETWORK L.L.C
Source: IRMLS,MLS#: 202613448
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Dining room
- Level: Main
- Area: 90
- Dimensions: 15 x 6
Family room
- Level: Main
- Area: 180
- Dimensions: 10 x 18
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Living room
- Level: Main
- Area: 240
- Dimensions: 15 x 16
Heating
- Conventional, High Efficiency Furnace
Cooling
- Central Air, ENERGY STAR Qualified Equipment
Appliances
- Included: Disposal, Dishwasher, Microwave, Refrigerator, Washer, Dryer-Gas, Gas Oven, Electric Range, Electric Water Heater, Water Softener Owned
Features
- Main Level Bedroom Suite
- Flooring: Hardwood, Carpet, Vinyl
- Windows: Window Treatments
- Basement: Walk-Out Access,Finished,Block
- Attic: Walk-up
- Number of fireplaces: 2
- Fireplace features: Living Room, Recreation Room
Interior area
- Total structure area: 2,592
- Total interior livable area: 2,592 sqft
- Finished area above ground: 2,592
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener, Garage Utilities, Stone
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Workshop, Boat Lift-Covered
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront, Waterfront-Level Bank, Deck on Waterfront, Pier/Dock, Deeded, Lake Front, Ski Lake, Lake
- Body of water: Lake Freeman
- Frontage length: Channel/Canal Frontage(0),Water Frontage(60)
Lot
- Size: 0.86 Acres
- Dimensions: 60x108
Details
- Additional structures: Shed
- Parcel number: 080403000065.000011
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1920
Utilities & green energy
- Electric: NIPSCO
- Gas: NIPSCO
- Sewer: Regional
- Water: Well
Green energy
- Energy efficient items: HVAC
Community & HOA
Community
- Subdivision: Tioga Park
Location
- Region: Monticello
Financial & listing details
- Tax assessed value: $405,500
- Annual tax amount: $1,730
- Date on market: 4/16/2026
- Listing terms: Cash,Conventional,USDA Loan,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 4/30/2026 | Sold | $410,000+0% |
Source:  IRMLS #202613448 Report a problem | ||
| 4/27/2026 | Pending sale | $409,900 |
Source: IRMLS #202613448 Report a problem | ||
| 4/16/2026 | Listed for sale | $409,900 |
Source: IRMLS #202613448 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,521 +15% | $405,500 +32% |
| 2024 | $1,323 -2.2% | $307,100 +15.7% |
| 2023 | $1,353 -45% | $265,400 +7.6% |
| 2022 | $2,461 +1.7% | $246,600 +6.5% |
| 2021 | $2,419 +4% | $231,600 +3.3% |
| 2020 | $2,326 +4.2% | $224,100 +1.4% |
| 2019 | $2,232 +7.1% | $221,000 +2.2% |
| 2018 | $2,084 | $216,200 +0.5% |
| 2017 | -- | $215,200 +4.7% |
| 2016 | $2,025 +15.7% | $205,600 +15.1% |
| 2014 | $1,750 -9.4% | $178,600 +1.2% |
| 2013 | $1,933 +5.4% | $176,400 -1% |
| 2012 | $1,833 -17.9% | $178,100 -17.7% |
| 2011 | $2,233 -15.1% | $216,400 -3% |
| 2010 | $2,630 +5.8% | $223,100 +1.8% |
| 2009 | $2,486 +36.1% | $219,100 +62.7% |
| 2007 | $1,826 +87% | $134,700 +4.3% |
| 2006 | $977 | $129,100 +2.5% |
| 2005 | -- | $125,900 |
Find assessor info on the county website
Neighborhood: 47960
Nearby homes
- $342,1002 bd1 ba672 sqft12600 N 1225 W, Monticello, IN 47960Off Market
- $365,0002 bd1 ba1k sqft12614 N 1225 W, Monticello, IN 47960Sold
- $684,3003 bd1 ba2.5k sqft12620 N 1225 W, Monticello, IN 47960Off Market
- $356,0001 bd1 ba1.2k sqft12580 N 1225 W, Monticello, IN 47960Off Market
- $375,500-- bd-- ba-- sqft12626 N 1225 W, Monticello, IN 47960Off Market
- $584,3005 bd3 ba2k sqft12626 N 1225 W, Monticello, IN 47960Off Market
- $429,0002 bd2 ba1.4k sqft12564 N 1225 W, Monticello, IN 47960Sold
- $385,4002 bd1 ba936 sqft12634 N 1225 W, Monticello, IN 47960Off Market
Nearby schools
GreatSchools rating
- 8/10Oaklawn Elementary SchoolGrades: K-4Distance: 0.5 mi
- 5/10Roosevelt Middle SchoolGrades: 6-8Distance: 1.3 mi
- 5/10Twin Lakes Senior High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Meadowlawn
- Middle: Roosevelt
- High: Twin Lakes
- District: Twin Lakes School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$413,200
2% more
+$8,264
With Zillow Showcase(estimated)
$421,464
- Indiana
- Carroll County
- Monticello
- 47960
- 12608 N 1225 W
Nearby cities
Nearby zip codes
Other Monticello Topics
