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PendingPrice cut: $51K (8/12)
$1,199,000
3beds
1,969sqft

12639 Calle Charmona, San Diego, CA 92128

3beds
1,969sqft
Single family residence
Built in 1988
7,405 sqft
2 Attached garage spaces
$609 price/sqft
$290/mo HOA

What's special

Welcome to 12639 Calle Charmona, a beautifully maintained single-story residence nestled in the highly sought-after Rancho Bernardo community. Offering approximately 1,969 square feet of living space, this inviting home features 3 bedrooms, 2 bathrooms, and a thoughtfully designed floor plan that balances comfort and functionality. Natural light fills the spacious living areas, creating a warm and welcoming atmosphere ideal for both everyday living and entertaining. The well-appointed kitchen flows seamlessly into the main gathering spaces, while the generous primary suite provides a peaceful retreat with ample room to relax and unwind. Situated on a sizable lot of over 7,600 square feet, the outdoor space offers endless possibilities for gardening, outdoor dining, or creating your own private backyard oasis. The property's established landscaping enhances its curb appeal and complements the tranquil neighborhood setting. Located in the heart of Rancho Bernardo, residents enjoy convenient access to shopping, dining, golf, parks, top-rated schools, and the area's renowned Bernardo Heights recreational amenities. Which include clubhouse, two pools, tennis courts, pickleball courts, etc. Combining a desirable location, comfortable single-level living, and timeless appeal, this home presents an exceptional opportunity to enjoy the best of North County San Diego living.

58 days
|
1,944
|
61
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Likely to sell faster than

Source: CRMLS,MLS#: PTP2604943MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Richard Villareal DRE #02101472 619-622-2249,

Real Broker

Source: CRMLS,MLS#: PTP2604943MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Kitchen, Laundry, Living Room
Cooling
  • Central Air
Appliances
  • Laundry: Inside, Laundry Room
Features
  • Has fireplace: No
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls
Interior area
  • Total interior livable area: 1,969 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
Features
  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood
Lot
  • Size: 7,405 Square Feet
  • Features: 0-1 Unit/Acre
Details
  • Parcel number: 3134812100
  • Zoning: R-1:SINGLE FAM-RES
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Condition
  • Year built: 1988

Utilities & green energy

  • Sewer: Public Sewer

Community & HOA

Community
  • Features: Curbs, Park, Suburban
HOA
  • Has HOA: Yes
  • Amenities included: Call for Rules
  • HOA fee: $180 monthly
  • HOA name: Bernardo Heights
  • HOA phone: 858-550-7900
  • Second HOA fee: $110 monthly
  • Second HOA name: Bernardo Heights Ii
Location
  • Region: San Diego

Financial & listing details

  • Price per square foot: $609/sqft
  • Tax assessed value: $344,363
  • Date on market: 7/3/2026
  • Cumulative days on market: 59 days
  • Listing terms: Cash,Conventional,FHA,VA Loan

Price history

DateEventPrice
8/17/2026Pending sale$1,199,000$609/sqft
Source: CRMLS #PTP2604943 Report a problem
8/12/2026Price change$1,199,000-4.1%$609/sqft
Source: CRMLS #PTP2604943 Report a problem
7/23/2026Price change$1,250,000-2.3%$635/sqft
Source: CRMLS #PTP2604943 Report a problem
7/3/2026Listed for sale$1,280,000$650/sqft
Source: CRMLS #PTP2604943 Report a problem

Public tax history

YearProperty taxesTax assessment
2026-- $344,363 +2%
2025$4,306 +17%$337,612 +2%
2024$3,682 +2.2%$330,993 +2%
2023$3,601 +1.7%$324,504 +2%
2022$3,540 +1.4%$318,142 +2%
2021$3,492 +1.4%$311,905 +1%
2020$3,445 +3.7%$308,708 +2%
2019$3,321 +1.9%$302,656 +2%
2018$3,258 +2.8%$296,722 +2%
2017$3,170 +2.2%$290,904 +2%
2016$3,102 +1.5%$285,201 +1.5%
2015$3,055 +2.4%$280,918 +2%
2014$2,983 $275,417 +0.5%
2013-- $274,173 +2%
2012-- $268,798 +2%
2011-- $263,528 +0.8%
2010-- $261,559 -0.2%
2009-- $262,182 +2%
2008-- $257,042 +2%
2007-- $252,003 +2%
2006-- $247,063 +2%
2005-- $242,220 +2%
2004-- $237,472 +1.9%
2003-- $233,121 +2%
2002-- $228,551 +2%
2001-- $224,070

Find assessor info on the county website

Monthly payment

Est. payment
$7,640/mo
Principal & interest
$6181
Property taxes
$1169
HOA Fees
$290
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Estimated market value

$1,175,600

$1.12M - $1.23M

$4,478/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Rancho Bernardo

Nearby schools

Highland Ranch Elementary School
Grades K-51.2 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
8/10
Bernardo Heights Middle School
Grades 6-80.3 miles
8/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
7/10
Rancho Bernardo High School
Grades 9-120.5 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
College Readiness Rating
9/10