Beautifully renovated, walkable to downtown Belmont, in the highly sought-after Adams Bluff neighborhood -- welcome to 127 Pratt Street! Enjoy the best of small-town living with easy access to local restaurants, shops, and the charm that makes Belmont such a special place to call home.
Inside, the home features a thoughtfully updated kitchen with stainless steel appliances, a spacious island, and plenty of cabinetry. The primary suite offers a comfortable retreat with ample closet space and an en-suite bathroom.
Outside, relax or entertain on the deck overlooking the fenced backyard. With walking trails nearby and easy access to Kevin Loftin Riverfront Park and Dwight Frady Fields, there are plenty of ways to enjoy the outdoors.
Convenient to I-85, I-485, and Charlotte Douglas International Airport, this home offers the perfect balance of Belmont living with easy access to Charlotte.
Under contract-show
$365,000
127 Pratt St, Belmont, NC 28012
3beds
1,232sqft
Single Family Residence
Built in 1997
0.13 Acres Lot
$321,500 Zestimate®
$296/sqft
$16/mo HOA
What's special
- 8 days |
- 200 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Sarah Kingsburgh sarahkingsburghrealestate@gmail.com,
Northstar Real Estate, LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4395967
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Microwave, Oven, Refrigerator
- Laundry: Laundry Closet
Features
- Has basement: No
Interior area
- Total structure area: 1,232
- Total interior livable area: 1,232 sqft
- Finished area above ground: 1,232
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch
Lot
- Size: 0.13 Acres
Details
- Parcel number: 126235
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Subdivision: Adams Bluff
HOA
- Has HOA: Yes
- HOA fee: $190 annually
- HOA name: Adam's Bluff Property Owners Association
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $296/sqft
- Tax assessed value: $294,860
- Annual tax amount: $3,108
- Date on market: 7/13/2026
- Cumulative days on market: 6 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$321,500
$305,000 - $338,000
$1,872/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/16/2026 | Listed for sale | $365,000+125.3%$296/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4395967 Report a problem | ||
| 2/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/17/2020 | Listing removed | $1,600$1/sqft |
Source: Owner Report a problem | ||
| 11/1/2020 | Listed for rent | $1,600$1/sqft |
Source: Owner Report a problem | ||
| 6/19/2019 | Listing removed | $1,600$1/sqft |
Source: Owner Report a problem | ||
| 5/26/2019 | Listed for rent | $1,600+23.1%$1/sqft |
Source: Owner Report a problem | ||
| 1/30/2019 | Sold | $162,000-35.2%$131/sqft |
Source: Public Record Report a problem | ||
| 7/14/2017 | Listing removed | $1,300$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 7/11/2017 | Listed for rent | $1,300+30%$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 6/2/2017 | Sold | $250,000+100%$203/sqft |
Source: Public Record Report a problem | ||
| 7/30/2012 | Listing removed | $1,000$1/sqft |
Source: Owner Report a problem | ||
| 7/23/2012 | Listed for rent | $1,000$1/sqft |
Source: Owner Report a problem | ||
| 6/29/2007 | Sold | $125,000+10.4%$101/sqft |
Source: Public Record Report a problem | ||
| 8/8/2003 | Sold | $113,230+3.9%$92/sqft |
Source: Public Record Report a problem | ||
| 3/16/2001 | Sold | $109,000+19.8%$88/sqft |
Source: Public Record Report a problem | ||
| 1/21/1998 | Sold | $91,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,108 | $294,860 |
| 2024 | $3,108 -1% | $294,860 |
| 2023 | $3,140 +43.4% | $294,860 +75.8% |
| 2022 | $2,189 -3% | $167,770 |
| 2021 | $2,257 | $167,770 |
| 2020 | $2,257 -0.7% | $167,770 |
| 2019 | $2,273 +27.6% | $167,770 +30.4% |
| 2018 | $1,781 +3% | $128,611 |
| 2017 | $1,730 | $128,611 |
| 2016 | $1,730 | $128,611 +9.2% |
| 2014 | $1,730 | $117,790 |
| 2012 | -- | $117,790 |
| 2011 | -- | $117,790 |
| 2010 | -- | $117,790 |
| 2009 | -- | $117,790 |
| 2008 | -- | $117,790 +13.7% |
| 2007 | -- | $103,560 |
| 2006 | -- | $103,560 |
| 2005 | -- | $103,560 |
| 2004 | -- | $103,560 |
| 2003 | -- | $103,560 |
| 2002 | -- | $103,560 +26% |
| 2001 | -- | $82,200 |
| 2000 | -- | $82,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28012
Nearby schools
GreatSchools rating
- NAJ B Page Primary SchoolGrades: PK-1Distance: 0.8 mi
- 5/10Belmont Middle SchoolGrades: 6-8Distance: 1.8 mi
- 8/10South Point High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Page
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
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