Active

$428,000

12804 Oak St, Cedar Lake, IN 46303

4beds

2,072sqft

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Single Family Residence

Built in 1981

9,496 Square Feet Lot

$414,500 Zestimate^®

$207/sqft

$-- HOA

What's special

Back deckMan caveNew stainless steel appliances

Swim in your own back yard in the 24' above ground pool! Just off the back deck, grill a little meal. Enjoy all that Cedar Lake has to offer. In this 4 bedroom Bi-Level you have 2072 square feet of living space. Living room, dining and kitchen on the main level with 2 bedrooms. New stainless steel appliances will stay for new owner. Then on the lower level you step into the family that boasts of a wood burning fireplace. The laundry room is conveniently located. The 4 car garage comes with heat and A/C. You can work and live in the man cave. Whole house 17K Generac generator. All new windows with transferable warranty. RV plug on southside of home.

19 days

1,014

13

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Rooms

Room types: Bedroom 2, Primary Bedroom, Living Room, Kitchen, Family Room, Dining Room, Bedroom 4, Bedroom 3

Primary bedroom

Level: Main
Area: 130
Dimensions: 13.0 x 10.0

Bedroom 2

Level: Main
Area: 130
Dimensions: 13.0 x 10.0

Bedroom 3

Level: Lower
Area: 182
Dimensions: 14.0 x 13.0

Bedroom 4

Level: Lower
Area: 130
Dimensions: 13.0 x 10.0

Dining room

Level: Main
Area: 130
Dimensions: 13.0 x 10.0

Family room

Level: Lower
Area: 338
Dimensions: 26.0 x 13.0

Kitchen

Level: Main
Area: 91
Dimensions: 13.0 x 7.0

Living room

Level: Main
Area: 286
Dimensions: 22.0 x 13.0

Heating

Natural Gas, Forced Air

Appliances

Included: Dryer, Washer, Stainless Steel Appliance(s), Refrigerator, Microwave, Gas Water Heater, Dishwasher
Laundry: Gas Dryer Hookup, Washer Hookup, Laundry Room, Lower Level

Features

Ceiling Fan(s)
Has basement: No
Number of fireplaces: 1
Fireplace features: Family Room, Lower Level, Wood Burning

Interior area

Total structure area: 2,072
Total interior livable area: 2,072 sqft
Finished area above ground: 1,036

Property

Parking

Total spaces: 4
Parking features: Detached, Heated Garage, Garage Faces Front, Driveway, Asphalt, Additional Parking, Off Street, Garage Door Opener
Garage spaces: 4
Has uncovered spaces: Yes

Features

Levels: Bi-Level
Patio & porch: Covered, Deck
Exterior features: Rain Gutters
Pool features: Above Ground
Fencing: Partial
Has view: Yes
View description: Neighborhood

Lot

Size: 9,496 Square Feet
Features: Back Yard, Landscaped, Front Yard

Details

Parcel number: 451522278035000014
Zoning description: residential
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Condition

New construction: No
Year built: 1981

Utilities & green energy

Electric: 200+ Amp Service, Circuit Breakers
Sewer: Public Sewer
Water: Well
Utilities for property: Cable Available, Water Connected, Sewer Connected, Natural Gas Connected, Electricity Connected

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Shades Cedar Lake

HOA

Has HOA: No

Location

Region: Cedar Lake

Financial & listing details

Price per square foot: $207/sqft
Tax assessed value: $226,400
Annual tax amount: $2,370
Date on market: 6/30/2026
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,VA Loan,FHA,Conventional

Estimated market value

$414,500

$394,000 - $435,000

$2,622/mo

Price history

Date	Event	Price
6/30/2026	Listed for sale	$428,000$207/sqft
Source: NIRA as distributed by MLS GRID #841520 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,203 +4.6%	$226,400 +6.7%
2024	$2,106 -2.1%	$212,100 +5.5%
2023	$2,150 +25.8%	$201,100 +6.9%
2022	$1,709 -5.9%	$188,100 +11.4%
2021	$1,817 +4.5%	$168,900 -0.9%
2020	$1,738 -16.9%	$170,400 +5.5%
2019	$2,092 +11.5%	$161,500 +4.5%
2018	$1,876 +5.6%	$154,600 -2.4%
2017	$1,777	$158,400 -0.4%
2016	$1,777 +9.1%	$159,100 +1%
2014	$1,629 -3.9%	$157,600 +1.2%
2013	$1,694 -0.6%	$155,800 +9.2%
2012	$1,705 -20.9%	$142,700 -8.2%
2011	$2,154 +47.7%	$155,400 +3.8%
2010	$1,459	$149,700 -10%
2009	--	$166,300 +13.1%
2007	--	$147,100 +12.5%
2006	--	$130,800
2005	--	$130,800
2004	--	$130,800 +188.7%
2003	--	$45,300
2002	--	$45,300 +200%
2001	--	$15,100

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 46303

Getting around

22 / 100

Car-Dependent

16 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Jane Ball Elementary School
Grades: PK-2Distance: 1 mi
6/10
Hanover Central Middle School
Grades: 6-8Distance: 2.5 mi
7/10
Hanover Central High School
Grades: 9-12Distance: 1.3 mi

Schools provided by the listing agent

Elementary: Jane Ball Elementary School
Middle: Hanover Central Middle School
High: Hanover Central High School

Source: NIRA as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.