Welcome to move-in ready 12820 Settlers Trail Court. This spacious and meticulously maintained 4-bed, 2.5-bath residence has new LVP flooring on the main and second floor and fresh paint throughout. The front living room has plenty of space to function as a sitting area, office, or formal dining room. The cozy family room boasts a gas fireplace. Off the family room, find your eat-in kitchen with recently painted cabinets and SS appliances! Upstairs, find the large loft for additional living space and an expansive primary bedroom with a lofted ceiling! 3 additional bedrooms make this home the perfect space for any family! Home has tons of closet space for ample storage. The Waterlyn community offers great amenities like a pool, clubhouse, playground and walking trails. Home is close to tons of shops and restaurants, as well as Rivergate shopping center, Carowinds, I-485, and the Charlotte Premium Outlets! USE OUR PREFERRED LENDER FOR A RATE BUYDOWN INCENTIVE!!!
Closed
$435,000
12820 Settlers Trail Ct, Charlotte, NC 28278
4beds
2,893sqft
Single Family Residence
Built in 2010
0.15 Acres Lot
$435,500 Zestimate®
$150/sqft
$2,675 Estimated rent
Home value
$435,500
$405,000 - $470,000
$2,675/mo
Zestimate® history
Owner options
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$2,791/mo
Est. payment
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$2,791/mo
Est. payment
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List your homeWhat's special
Gas fireplaceLarge loftFresh paintCozy family roomEat-in kitchenSs appliancesWalking trails
Zillow last checked:
Listing updated:
Listed by:
Megan Long megan.long@bovenderteam.com,
COMPASS,
Brent "Andy" Bovender,
COMPASS
Bought with:
Josie Ha
Carolina Living Associates LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4298869
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Vaulted Ceiling(s)
- Level: Upper
Bedroom s
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: Upper
Bedroom s
- Features: Walk-In Closet(s)
- Level: Upper
Bedroom s
- Features: Walk-In Closet(s)
- Level: Upper
Bathroom half
- Level: Main
Bathroom full
- Features: Garden Tub, Walk-In Closet(s)
- Level: Upper
Bathroom full
- Level: Upper
Breakfast
- Features: Open Floorplan
- Level: Main
Dining area
- Features: Open Floorplan
- Level: Main
Family room
- Features: Ceiling Fan(s), Open Floorplan
- Level: Main
Kitchen
- Features: Kitchen Island, Open Floorplan, Walk-In Pantry
- Level: Main
Laundry
- Level: Main
Living room
- Features: Open Floorplan
- Level: Main
Loft
- Level: Upper
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Microwave, Plumbed For Ice Maker
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Soaking Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
- Flooring: Laminate, Vinyl
- Doors: Storm Door(s)
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Family Room, Gas Log
Interior area
- Total structure area: 2,893
- Total interior livable area: 2,893 sqft
- Finished area above ground: 2,893
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 2
- Uncovered spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Patio
- Pool features: Community
Lot
- Size: 0.15 Acres
- Features: Level, Wooded
Details
- Parcel number: 19905610
- Zoning: N1-A
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Stone Veneer, Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2010
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Features: Clubhouse, Playground, Pond, Sidewalks, Street Lights, Walking Trails
- Security: Smoke Detector(s)
- Subdivision: Waterlyn
HOA
- Has HOA: Yes
- HOA fee: $159 quarterly
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $150/sqft
- Tax assessed value: $452,900
- Date on market: 9/5/2025
- Cumulative days on market: 99 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/10/2025 | Sold | $435,000-2.2%$150/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4298869 Report a problem | ||
| 9/5/2025 | Listed for sale | $445,000-1.1%$154/sqft |
Source: Canopy MLS as distributed by MLS GRID #4298869 Report a problem | ||
| 7/1/2025 | Listing removed | $450,000$156/sqft |
Source: Canopy MLS as distributed by MLS GRID #4227282 Report a problem | ||
| 6/19/2025 | Price change | $450,000-2.2%$156/sqft |
Source: Canopy MLS as distributed by MLS GRID #4227282 Report a problem | ||
| 5/14/2025 | Price change | $460,000-2.1%$159/sqft |
Source: Canopy MLS as distributed by MLS GRID #4227282 Report a problem | ||
| 3/29/2025 | Listed for sale | $470,000$162/sqft |
Source: Canopy MLS as distributed by MLS GRID #4227282 Report a problem | ||
| 3/9/2025 | Pending sale | $470,000$162/sqft |
Source: Canopy MLS as distributed by MLS GRID #4227282 Report a problem | ||
| 3/7/2025 | Listed for sale | $470,000+165.5%$162/sqft |
Source: Canopy MLS as distributed by MLS GRID #4227282 Report a problem | ||
| 1/25/2011 | Sold | $177,000-5.8%$61/sqft |
Source: Public Record Report a problem | ||
| 12/19/2010 | Pending sale | $187,900$65/sqft |
Source: Allen Tate Company #888792 Report a problem | ||
| 11/29/2010 | Price change | $187,900+0.5%$65/sqft |
Source: Allen Tate Company #888792 Report a problem | ||
| 9/15/2010 | Price change | $186,900+8.7%$65/sqft |
Source: NewHomeSource.com Report a problem | ||
| 9/9/2010 | Price change | $171,900-8.5%$59/sqft |
Source: Steven E Bailey #888792 Report a problem | ||
| 7/16/2010 | Listed for sale | $187,900$65/sqft |
Source: Steven E Bailey #888792 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $452,900 |
| 2024 | -- | $452,900 |
| 2023 | -- | $452,900 +64.2% |
| 2022 | $2,513 +2.4% | $275,900 |
| 2021 | $2,454 +0.6% | $275,900 |
| 2020 | $2,440 +1.2% | $275,900 |
| 2019 | $2,411 +14.3% | $275,900 +48.2% |
| 2018 | $2,109 +2.2% | $186,200 |
| 2017 | $2,063 | $186,200 |
| 2016 | $2,063 | $186,200 |
| 2015 | $2,063 +2.8% | $186,200 |
| 2014 | $2,006 | $186,200 |
| 2013 | -- | $186,200 |
| 2012 | -- | $186,200 |
| 2011 | -- | $186,200 +616.2% |
| 2010 | -- | $26,000 |
| 2009 | -- | $26,000 |
Find assessor info on the county website
Neighborhood: 28278
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Nearby schools
GreatSchools rating
- 9/10Palisades Park ElementaryGrades: K-5Distance: 2.1 mi
- 2/10Southwest Middle SchoolGrades: 6-8Distance: 0.3 mi
- 6/10Palisades High SchoolGrades: 9-11Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Palisades Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$435,500
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Estimated market value
$435,500
- North Carolina
- Mecklenburg County
- Charlotte
- 28278
- 12820 Settlers Trail Ct
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