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For sale by owner
  • $98,000

    12890 2nd St, Clearlake Oaks, CA 95423

    2beds
    1,000sqft
    : 
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    SingleFamily
    Built in 1946
    6,000 Square Feet Lot
    $-- Zestimate®
    $98/sqft
    $-- HOA

    What's special

    Detached single-car garagePractical floor plan
    2-bedroom, 2-bath single-family home with approximately 1,000 square feet of living space on a 6,000 square foot lot. Features include a detached single-car garage, city water and sewer connections, and a practical floor plan. Structurally sound, vacant, and ready for renovation. Conveniently located near shopping, restaurants, and Clear Lake. Owner financing available.
    What the owner loves about this home
    OWNER FINANCING AVAILABLE – No Bank Loan Required Purchase Price: $98,000 Owner Financing Available: • Minimum Down Payment: $25,000 • Payments as low as $800/month • Interest Rate: 8–10% Property Features: • Single-Family Home • Approx. 1,000 SF • 2 Bedrooms • 2 Bathrooms • Approx. 6,000 SF Lot • Detached Single-Car Garage • City Water and Sewer • Structurally Sound • Vacant and Ready for Renovation This vacant home offers an excellent opportunity for an investor, handyman, rental property owner, or buyer looking to build equity through renovations and improvements. The home has been cleared out and provides a clean slate for updates while offering a practical floor plan with approximately 1,000 square feet of living space. Located on a quiet residential street in Clearlake Oaks, the property is within walking distance of shopping, restaurants, and everyday conveniences, while also being just a short drive from Clear Lake. The combination of an in-town location, utility connections, detached garage, and renovation potential creates a strong opportunity for both owner-occupants and investors. The property includes the home, the land, detached garage, and existing city water and sewer connections. The asking price reflects the updates and repairs needed while providing an opportunity to create value through improvements. Owner financing terms can be customized based on down payment amount, term length, monthly payment, interest rate, and balloon structure. Contact us for financing details, additional available properties, or to schedule a showing.
    17 days
    |
    1,083
    |
    71
    |
    Listed by:

    Property Owner (602) 303-3001

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Electric
      Cooling
      • Other
      Features
      • Flooring: Tile
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,000 sqft

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage - Detached
      Features
      • Exterior features: Wood
      • Has view: Yes
      • View description: Mountain
      Lot
      • Size: 6,000 Square Feet
      Details
      • Parcel number: 035373180000

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • concrete
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 1946

      Community & HOA

      Location
      • Region: Clearlake Oaks

      Financial & listing details

      • Price per square foot: $98/sqft
      • Tax assessed value: $45,000
      • Annual tax amount: $578
      • Date on market: 6/21/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,717/mo

        Price history

        DateEventPrice
        6/21/2026Listed for sale$98,000+117.8%$98/sqft
        Source: Owner Report a problem
        7/25/2024Sold$45,000-40%$45/sqft
        Source: CRMLS #LC24131336 Report a problem
        7/4/2024Contingent$75,000$75/sqft
        Source: CRMLS #LC24131336 Report a problem
        7/2/2024Listed for sale$75,000$75/sqft
        Source: CRMLS #LC24131336 Report a problem
        6/28/2024Contingent$75,000$75/sqft
        Source: CRMLS #LC24131336 Report a problem
        6/27/2024Listed for sale$75,000+36.4%$75/sqft
        Source: CRMLS #LC24131336 Report a problem
        4/8/2014Sold$55,000+0.2%$55/sqft
        Source: Public Record Report a problem
        3/25/2014Pending sale$54,900$55/sqft
        Source: Country Air Properties #LC14016312 Report a problem
        2/28/2014Price change$54,900-8.5%$55/sqft
        Source: Country Air Properties #LC14016312 Report a problem
        1/25/2014Listed for sale$60,000+73.9%$60/sqft
        Source: Cps/Country Air #LC14016312 Report a problem
        9/26/2012Sold$34,500-11.5%$35/sqft
        Source: Public Record Report a problem
        2/22/2012Listing removed$39,000$39/sqft
        Source: Century 21 Lake Realty #LC11160767 Report a problem
        2/14/2012Listed for sale$39,000+27.3%$39/sqft
        Source: Century 21 Lake Realty #LC11160767 Report a problem
        12/2/2011Sold$30,632-59.2%$31/sqft
        Source: Public Record Report a problem
        11/21/2007Sold$75,000$75/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$578 -29.4%$45,000 -31.8%
        2024$819 +1%$65,969 +2%
        2023$811 +4.7%$64,676 +2%
        2022$774 -2.8%$63,409 +2%
        2021$797 +0.5%$62,167 +1%
        2020$793 +4.1%$61,530 +2%
        2019$762 -0.2%$60,325 +2%
        2018$763 +4.6%$59,144 +2%
        2017$729 $57,985 +2%
        2016-- $56,849 +1.5%
        2015-- $55,996 +61.6%
        2014-- $34,656 +0.5%
        2013$446 -39.9%$34,500 -42.5%
        2012$743 -0.2%$60,000
        2011$744 -17%$60,000 -21.4%
        2010$896 +2.8%$76,320 +1.8%
        2008$871 +120.5%$75,000 +142%
        2007$395 +2.9%$30,991 +2%
        2006$384 +2.1%$30,384 +2%
        2005$376 +5%$29,789 +2%
        2004$358 +10.6%$29,206 +1.9%
        2003$324 +1.6%$28,671 +2%
        2002$319 +1.6%$28,110 +2%
        2001$314 +1.6%$27,560 +2%
        2000$309 $27,020

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95423

        Getting around

        51 / 100
        Somewhat Walkable
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Clearlake Oaks
        • Middle: Konocti Unified
        • High: Konocti Unified
        • District: Konocti Unified

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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