2-bedroom, 2-bath single-family home with approximately 1,000 square feet of living space on a 6,000 square foot lot. Features include a detached single-car garage, city water and sewer connections, and a practical floor plan. Structurally sound, vacant, and ready for renovation.
Conveniently located near shopping, restaurants, and Clear Lake.
Owner financing available.
For sale by owner
$98,000
12890 2nd St, Clearlake Oaks, CA 95423
2beds
1,000sqft
SingleFamily
Built in 1946
6,000 Square Feet Lot
$-- Zestimate®
$98/sqft
$-- HOA
What's special
Detached single-car garagePractical floor plan
What the owner loves about this home
OWNER FINANCING AVAILABLE – No Bank Loan Required
Purchase Price: $98,000
Owner Financing Available:
• Minimum Down Payment: $25,000
• Payments as low as $800/month
• Interest Rate: 8–10%
Property Features:
• Single-Family Home
• Approx. 1,000 SF
• 2 Bedrooms
• 2 Bathrooms
• Approx. 6,000 SF Lot
• Detached Single-Car Garage
• City Water and Sewer
• Structurally Sound
• Vacant and Ready for Renovation
This vacant home offers an excellent opportunity for an investor, handyman, rental property owner, or buyer looking to build equity through renovations and improvements. The home has been cleared out and provides a clean slate for updates while offering a practical floor plan with approximately 1,000 square feet of living space.
Located on a quiet residential street in Clearlake Oaks, the property is within walking distance of shopping, restaurants, and everyday conveniences, while also being just a short drive from Clear Lake. The combination of an in-town location, utility connections, detached garage, and renovation potential creates a strong opportunity for both owner-occupants and investors.
The property includes the home, the land, detached garage, and existing city water and sewer connections. The asking price reflects the updates and repairs needed while providing an opportunity to create value through improvements.
Owner financing terms can be customized based on down payment amount, term length, monthly payment, interest rate, and balloon structure. Contact us for financing details, additional available properties, or to schedule a showing.
- 17 days |
- 1,083 |
- 71 |
Listed by:
Property Owner (602) 303-3001
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric
Cooling
- Other
Features
- Flooring: Tile
- Has fireplace: No
Interior area
- Total interior livable area: 1,000 sqft
Property
Parking
- Total spaces: 6
- Parking features: Garage - Detached
Features
- Exterior features: Wood
- Has view: Yes
- View description: Mountain
Lot
- Size: 6,000 Square Feet
Details
- Parcel number: 035373180000
Construction
Type & style
- Home type: SingleFamily
Materials
- concrete
- Roof: Shake / Shingle
Condition
- New construction: No
- Year built: 1946
Community & HOA
Location
- Region: Clearlake Oaks
Financial & listing details
- Price per square foot: $98/sqft
- Tax assessed value: $45,000
- Annual tax amount: $578
- Date on market: 6/21/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,717/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/21/2026 | Listed for sale | $98,000+117.8%$98/sqft |
Source: Owner Report a problem | ||
| 7/25/2024 | Sold | $45,000-40%$45/sqft |
Source: | ||
| 7/4/2024 | Contingent | $75,000$75/sqft |
Source: | ||
| 7/2/2024 | Listed for sale | $75,000$75/sqft |
Source: | ||
| 6/28/2024 | Contingent | $75,000$75/sqft |
Source: | ||
| 6/27/2024 | Listed for sale | $75,000+36.4%$75/sqft |
Source: | ||
| 4/8/2014 | Sold | $55,000+0.2%$55/sqft |
Source: Public Record Report a problem | ||
| 3/25/2014 | Pending sale | $54,900$55/sqft |
Source: Country Air Properties #LC14016312 Report a problem | ||
| 2/28/2014 | Price change | $54,900-8.5%$55/sqft |
Source: Country Air Properties #LC14016312 Report a problem | ||
| 1/25/2014 | Listed for sale | $60,000+73.9%$60/sqft |
Source: Cps/Country Air #LC14016312 Report a problem | ||
| 9/26/2012 | Sold | $34,500-11.5%$35/sqft |
Source: Public Record Report a problem | ||
| 2/22/2012 | Listing removed | $39,000$39/sqft |
Source: Century 21 Lake Realty #LC11160767 Report a problem | ||
| 2/14/2012 | Listed for sale | $39,000+27.3%$39/sqft |
Source: Century 21 Lake Realty #LC11160767 Report a problem | ||
| 12/2/2011 | Sold | $30,632-59.2%$31/sqft |
Source: Public Record Report a problem | ||
| 11/21/2007 | Sold | $75,000$75/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $578 -29.4% | $45,000 -31.8% |
| 2024 | $819 +1% | $65,969 +2% |
| 2023 | $811 +4.7% | $64,676 +2% |
| 2022 | $774 -2.8% | $63,409 +2% |
| 2021 | $797 +0.5% | $62,167 +1% |
| 2020 | $793 +4.1% | $61,530 +2% |
| 2019 | $762 -0.2% | $60,325 +2% |
| 2018 | $763 +4.6% | $59,144 +2% |
| 2017 | $729 | $57,985 +2% |
| 2016 | -- | $56,849 +1.5% |
| 2015 | -- | $55,996 +61.6% |
| 2014 | -- | $34,656 +0.5% |
| 2013 | $446 -39.9% | $34,500 -42.5% |
| 2012 | $743 -0.2% | $60,000 |
| 2011 | $744 -17% | $60,000 -21.4% |
| 2010 | $896 +2.8% | $76,320 +1.8% |
| 2008 | $871 +120.5% | $75,000 +142% |
| 2007 | $395 +2.9% | $30,991 +2% |
| 2006 | $384 +2.1% | $30,384 +2% |
| 2005 | $376 +5% | $29,789 +2% |
| 2004 | $358 +10.6% | $29,206 +1.9% |
| 2003 | $324 +1.6% | $28,671 +2% |
| 2002 | $319 +1.6% | $28,110 +2% |
| 2001 | $314 +1.6% | $27,560 +2% |
| 2000 | $309 | $27,020 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 95423
Nearby schools
GreatSchools rating
- 4/10East Lake Elementary SchoolGrades: K-7Distance: 0.2 mi
- 3/10Lower Lake High SchoolGrades: 9-12Distance: 8.4 mi
Schools provided by the listing agent
- Elementary: Clearlake Oaks
- Middle: Konocti Unified
- High: Konocti Unified
- District: Konocti Unified
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
Local buyer's agents are ready to help
- California
- Lake County
- Clearlake Oaks
- 95423
- 12890 2nd St





