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Sold for $783,000
  • $783,000

    1290 N LAKE SHIPP DRIVE N, WINTER HAVEN, FL 33880

    3beds
    2,001sqft
    Single Family Residence
    Built in 2021
    0.99 Acres Lot
    $782,500 Zestimate®
    $391/sqft
    $2,238 Estimated rent

    Home value

    $782,500

    $728,000 - $837,000

    $2,238/mo

    Zestimate® history
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    What's special

    Detached storage shedLarge islandQuartz countertopsDurable metal roofSpacious indoor laundry roomSoaring ceilingsLarge walk-in closet
    Welcome to true lakefront living on the renowned Chain of Lakes in Winter Haven, perfectly positioned on Lake Shipp with approximately 500 feet of waterfrontage, an extremely rare offering that creates the feel of your own private park right in your backyard. Built in 2021 with block-on-slab construction and a durable metal roof, this 3-bedroom, 3-bathroom home was designed to maximize water views and effortless indoor-outdoor living. Inside, you’ll find soaring ceilings and an open layout that flows seamlessly into the kitchen, featuring 42-inch cabinetry, quartz countertops, a large island, pantry, and a dine-in area—ideal for entertaining or everyday living. Large 8-foot sliding glass doors open out to a fully screened lanai that spans the entire width of the living area, creating a true extension of the home and the perfect place to relax while overlooking the water. The split floor plan offers privacy, with a spacious primary suite positioned to capture lake views, complete with a large walk-in closet and a spa-style en-suite bathroom featuring double vanities and a walk-in shower. One of the additional bedrooms also features its own en-suite bathroom, creating a secondary primary suite—ideal for guests or multi-generational living. The remaining bedroom is well-sized and positioned for convenience. Step outside and embrace the lifestyle this property was built for. With your own private dock, you can moor your boat and enjoy direct access to the Chain of Lakes. Cruise across to local favorites like Harborside Restaurant and take in some of the best sunsets Central Florida has to offer. Additional features include plantation shutters on the front of the home, a spacious indoor laundry room, a detached storage shed, and a rare drive-through 3-car garage with access from the front all the way to the backyard—perfect for boats, trailers, or additional vehicles. With no HOA and close proximity to downtown Winter Haven, this property delivers a unique combination of space, convenience, and true waterfront living. This is more than just a home—it’s a rare opportunity to own a standout piece of lakefront property on the Chain.

    Zillow last checked:

    Listing updated:

    Listed by:

    David Small 407-601-8351,

    KELLER WILLIAMS REALTY SMART 1 863-508-3000

    Bought with:

    Julia McMichen, 3564575

    REAL BROKER, LLC

    Source: Stellar MLS,MLS#: L4961193MLS LogoOriginating MLS: East Polk

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Primary bedroom
    • Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Garden Bath, Granite Counters, Single Vanity, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Built-in Closet
    • Level: First
    Kitchen
    • Features: Breakfast Bar, Kitchen Island, Pantry
    • Level: First
    Living room
    • Level: First
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Microwave, Range, Refrigerator
    • Laundry: Inside, Laundry Room
    Features
    • Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Walk-In Closet(s)
    • Flooring: Ceramic Tile
    • Has fireplace: No
    Interior area
    • Total structure area: 3,512
    • Total interior livable area: 2,001 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Driveway
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Deck, Enclosed, Front Porch, Screened, Side Porch
    • Exterior features: Lighting
    • Has view: Yes
    • View description: Trees/Woods, Lake
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Lake - Chain of Lakes, Lake Privileges
    • Body of water: LAKE SHIPP
    Lot
    • Size: 0.99 Acres
    • Dimensions: 160 x 152
    • Features: Corner Lot
    • Residential vegetation: Mature Landscaping, Trees/Landscaped
    Details
    • Additional structures: Storage
    • Parcel number: 262832000000033180
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block
    • Foundation: Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2021

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Pet fee: $0 monthly
    HOA
    • Has HOA: No
    Location
    • Region: Winter Haven

    Financial & listing details

    • Price per square foot: $391/sqft
    • Tax assessed value: $548,565
    • Annual tax amount: $7,093
    • Date on market: 4/29/2026
    • Cumulative days on market: 31 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt, Paved

    Price history

    DateEventPrice
    7/13/2026Sold$783,000-1.5%$391/sqft
    Source: Stellar MLS #L4961193 Report a problem
    7/8/2026Contingent$795,000$397/sqft
    Source: Stellar MLS #L4961193 Report a problem
    6/1/2026Pending sale$795,000$397/sqft
    Source: Stellar MLS #L4961193 Report a problem
    4/29/2026Listed for sale$795,000+7850%$397/sqft
    Source: Stellar MLS #L4961193 Report a problem
    8/11/1998Sold$10,000$5/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,094 +2.9%$416,460 +2.9%
    2024$6,894 +2.3%$404,723 +3%
    2023$6,739 +2.4%$392,935 +3%
    2022$6,581 +387.6%$381,490 +470.4%
    2021$1,350 +97.9%$66,880 +99%
    2020$682 -2.1%$33,600
    2019$697 $33,600 +5%
    2018$697 +4.1%$32,000
    2017$669 +3.7%$32,000
    2016$646 +3.5%$32,000 +5.4%
    2015$624 +13.6%$30,360 +10%
    2014$549 $27,600
    2007-- --
    2006$860 --
    2005-- --
    2004$802 --
    2003$802 -0.8%$33,360
    2002$808 $33,360
    2001$808 $33,360
    Find assessor info on the county website

    Neighborhood: 33880

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $782,500
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $782,500