Exceptional MIXED-USE property offering incredible flexibility for residential living, multi-generational use, rental income, or a home-based business. This custom-built 3,190 sq. ft. property features TWO fully functional living levels, each approximately 1,595 sq. ft., creating excellent potential for separate living quarters or investment opportunities. The main level showcases 10-foot ceilings, a spacious living room with an electric fireplace, formal dining area, and a large kitchen with oak cabinetry. The primary suite features 2 walk-in closets and private bath with a dual vanity, soaking tub, separate shower, and private deck entrance, while two additional bedrooms and a full bath are located on the opposite side of the home for added privacy. A laundry/utility room provides direct access to the attached two-car garage. The finished lower level has its own private entrance can be utilized as an second LARGE bedroom suite and includes a full kitchen, full bath, in-floor radiant heat, built-in desk, insulated pantry, 9-foot ceilings, and generous living space, making it ideal for guests, extended family, or rental use. Enjoy the private patio complete with built-in speakers and surround sound. Additional amenities include on-demand hot water, whole-house water filtration, built-in bookshelves, LED lighting throughout most of the home, front yard sprinkler system, and generator wiring. The impressive 40' x 65' shop is equipped with electricity, LED lighting, a swamp cooler, and a bathroom with sink, providing ample space for a business, workshop, or storage. Run your commercial business without leaving home. And thats not all!!! Two other outbuilding/shops provide even more opportunity for covered storage or additional work area for those hobbies. A separate homesite with utilities is ready for a manufactured home or RV hookup, adding even more versatility. Secure fencing offers peace of mind as well. Conveniently located just minutes from town with beautiful mountain views, this one-of-a-kind property offers endless possibilities.
Active
Price cut: $40K (8/25)
$699,000
12914 Hwy 491, Cortez, CO 81321
4beds
3,190sqft
Stick Built
Built in 2009
6.9 Acres Lot
$679,600 Zestimate®
$219/sqft
$-- HOA
What's special
Whole-house water filtrationBeautiful mountain viewsSecure fencingPrivate deck entranceIn-floor radiant heatFront yard sprinkler systemPrimary suite
- 30 days
- 278
- 12
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jessica Likes 970-769-4894,
Century 21 West Slope Realty
Source: CREN,MLS#: 837631
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Main
Dining room
- Features: Separate Dining
Heating
- Radiant Floor, Hot Water Baseboard, Wood Stove
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: W/D Hookup
Features
- Ceiling Fan(s), Walk-In Closet(s)
- Flooring: Laminate, Tile
- Basement: Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Gas Log, Living Room, Wood Burning Stove, Wood Stove
Interior area
- Total structure area: 3,190
- Total interior livable area: 3,190 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Attached garage spaces: 2
Features
- Patio & porch: Covered Porch, Deck, Patio
- Exterior features: Lawn Sprinklers
- Has view: Yes
- View description: Mountain(s)
Lot
- Size: 6.9 Acres
- Features: Cleared
Details
- Additional structures: Metal Building, Workshop
- Parcel number: 561109200007
- Zoning description: Commercial,Residential Single Family
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch Basement
- Property subtype: Stick Built
Materials
- Wood Frame, Stucco
- Foundation: Concrete Perimeter
- Roof: Composition
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Sewer: Septic Tank
- Water: Central Water
- Utilities for property: Electricity Connected, Phone - Cell Reception, Propane-Tank Leased
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Cortez
Financial & listing details
- Price per square foot: $219/sqft
- Tax assessed value: $341,689
- Annual tax amount: $2,028
- Date on market: 7/30/2026
- Electric utility on property: Yes
Estimated market value
$679,600
$646,000 - $714,000
$3,091/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/25/2026 | Price change | $699,000-5.4%$219/sqft |
Source: | ||
| 7/30/2026 | Listed for sale | $739,000$232/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,500 +2953.1% | $27,520 +2652% |
| 2023 | $49 -96.5% | $1,000 -96.5% |
| 2022 | $1,391 | $28,240 -1.9% |
| 2021 | -- | $28,800 -6.5% |
| 2020 | -- | $30,800 -17.6% |
| 2017 | -- | $37,370 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 81321
Nearby schools
Schools provided by the listing agent
- Elementary: Kemper K-5
- Middle: Cortez 6-8
- High: Montezuma-Cortez 9-12
Source: CREN. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





