Assumable financing. A new septic has passed a perk test and should be installed by Jan of 2026. Nestled in the prestigious Drum Point community, this exquisite A-Frame residence offers a harmonious blend of luxury and comfort, perfectly situated on a generous 0.56-acre lot. Inside you will find many extras; such as, electric blinds, ceiling fans, stainless steel appliances, lots of ceiling fans, and a first floor Master. The property boasts an impressive 129 feet of waterfront along 2 lots, including 2 piers, all situated on the serene Mill Creek, providing an idyllic backdrop for a lifestyle centered around nature and tranquility. As you approach the home, you are greeted by meticulously landscaped grounds that enhance the property's curb appeal. The exterior features include, elegant exterior lighting, and a well-designed gutter system, all contributing to the home's refined aesthetic. A spacious driveway leads to a front-entry garage, offering ample parking and additional storage space. Step outside to discover a private oasis designed for relaxation and entertainment. The expansive deck and patio areas invite you to unwind while soaking in the picturesque views of the creek and surrounding greenery. A charming gazebo and a greenhouse add to the allure, providing perfect spots for gardening enthusiasts or those seeking a peaceful retreat. The lot features a delightful mix of partly wooded areas and open spaces, creating a sense of privacy and seclusion. Enjoy the gentle sounds of the nearby creek, while fishing, or take advantage of the private access to the water for kayaking, canoeing, or simply enjoying a day on the water. The property also includes two private docks, ideal for boating enthusiasts looking to explore the waterways. Inside, the home is equally impressive, featuring a fully finished basement with a walkout, allowing for seamless indoor-outdoor living. The main living area is anchored by a cozy gas fireplace, perfect for gathering with loved ones on cooler evenings. With four spacious bedrooms and three and a half bathrooms, this residence offers ample space for relaxation and privacy. This exceptional property is not just a home; it's a lifestyle. Experience the perfect blend of luxury, nature, and comfort in this stunning Drum Point residence, where every day feels like a getaway. Embrace the tranquility of waterfront living while enjoying the convenience of nearby commuter lots and local amenities. Your dream home awaits!
Sold for $597,000
$597,000
12963 Mills Creek Dr, Lusby, MD 20657
4beds
2,082sqft
Single Family Residence
Built in 1987
0.56 Acres Lot
$600,500 Zestimate®
$287/sqft
$2,994 Estimated rent
Home value
$600,500
$552,000 - $655,000
$2,994/mo
Zestimate® history
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List your homeWhat's special
Cozy gas fireplaceFirst floor masterPartly wooded areasPrivate oasisCharming gazeboWell-designed gutter systemSerene mill creek
Zillow last checked:
Listing updated:
Listed by:
Michael Sweeney 941-932-5615,
Taylor Properties
Bought with:
Amy Riemer, SP200205947
RLAH @properties
Source: Bright MLS,MLS#: MDCA2023674
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Bedroom 2, Bedroom 3, Bedroom 1, Bathroom 1, Bathroom 2, Half Bath
Bedroom 1
- Level: Main
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bathroom 1
- Level: Upper
Bathroom 1
- Level: Lower
Bathroom 2
- Level: Upper
Half bath
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump, Ceiling Fan(s), Electric
Appliances
- Included: Water Heater, Electric Water Heater
Features
- Basement: Partial,Finished,Heated,Improved,Exterior Entry,Rear Entrance,Walk-Out Access,Windows
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Insert, Mantel(s)
Interior area
- Total structure area: 3,760
- Total interior livable area: 2,082 sqft
- Finished area above ground: 2,082
Property
Parking
- Total spaces: 4
- Parking features: Storage, Built In, Garage Faces Front, Garage Door Opener, Garage Faces Side, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 2
- Details: Garage Sqft: 506
Accessibility
- Accessibility features: 2+ Access Exits, Accessible Hallway(s), Other
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio, Porch
- Exterior features: Chimney Cap(s), Lighting, Flood Lights, Rain Gutters, Other
- Pool features: None
- Fencing: Board
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Private Dock Site, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Body of water: Mill Creek
- Frontage length: Water Frontage Ft: 129
Lot
- Size: 0.56 Acres
- Dimensions: 140' x 197'
- Features: Additional Lot(s), Fishing Available, Landscaped, Wooded, Private, Stream/Creek, Tidal Wetland
Details
- Additional structures: Above Grade, Outbuilding
- Parcel number: 0501172034
- Zoning: R-1
- Zoning description: Drum Point
- Special conditions: Standard
- Other equipment: Negotiable
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Advanced Framing, Batts Insulation, Blown-In Insulation, Frame, Stick Built, Vinyl Siding
- Foundation: Slab
- Roof: Architectural Shingle,Asphalt
Condition
- Excellent
- New construction: No
- Year built: 1987
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Gravity Sept Fld, On Site Septic
- Water: Well, Private
- Utilities for property: Cable Available, Electricity Available, Cable
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Fire Alarm, Main Entrance Lock
- Subdivision: Drum Point
HOA
- Has HOA: Yes
- HOA fee: $165 annually
- HOA name: DRUM POINT PROPERTY OWNERS ASSOCIATION
Location
- Region: Lusby
- Municipality: Drum Point
Financial & listing details
- Price per square foot: $287/sqft
- Tax assessed value: $456,657
- Annual tax amount: $4,768
- Date on market: 10/18/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Assumable,Cash,Conventional
- Inclusions: Green House Gas Fireplace Insert
- Exclusions: None
- Ownership: Fee Simple
- Total actual rent: 0
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Sold | $597,000$287/sqft |
Source:  Bright MLS #MDCA2023674 Report a problem | ||
| 12/1/2025 | Pending sale | $597,000$287/sqft |
Source: Bright MLS #MDCA2023674 Report a problem | ||
| 11/23/2025 | Listed for sale | $597,000$287/sqft |
Source: Bright MLS #MDCA2023674 Report a problem | ||
| 10/30/2025 | Listing removed | $597,000$287/sqft |
Source: Bright MLS #MDCA2023674 Report a problem | ||
| 10/28/2025 | Contingent | $597,000$287/sqft |
Source: Bright MLS #MDCA2023674 Report a problem | ||
| 10/18/2025 | Listed for sale | $597,000+27%$287/sqft |
Source: Bright MLS #MDCA2023674 Report a problem | ||
| 6/1/2021 | Sold | $470,000+3.1%$226/sqft |
Source: Public Record Report a problem | ||
| 3/31/2021 | Pending sale | $456,000$219/sqft |
Source: Bright MLS #MDCA181748 Report a problem | ||
| 3/27/2021 | Listed for sale | $456,000+76.7%$219/sqft |
Source: Bright MLS #MDCA181748 Report a problem | ||
| 5/19/1998 | Sold | $258,000$124/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,925 +13% | $456,467 +13% |
| 2024 | $4,358 +19.4% | $403,933 +14.9% |
| 2023 | $3,651 +1.9% | $351,400 |
| 2022 | $3,581 +2% | $351,400 +4% |
| 2021 | $3,512 +1.5% | $338,000 +2% |
| 2020 | $3,459 -0.5% | $331,300 |
| 2019 | $3,475 | $331,300 |
| 2018 | $3,475 -12.9% | $331,300 -11.7% |
| 2017 | $3,992 -10.3% | $375,200 +3.1% |
| 2016 | $4,450 | $363,767 +3.2% |
| 2015 | $4,450 | $352,333 +3.4% |
| 2014 | $4,450 | $340,900 |
| 2013 | -- | $340,900 |
| 2012 | -- | $340,900 -19.6% |
| 2011 | -- | $424,020 |
| 2010 | -- | $424,020 |
| 2009 | -- | $424,020 -2.4% |
| 2008 | -- | $434,260 +11.4% |
| 2007 | -- | $389,680 +12.9% |
| 2006 | -- | $345,100 +14.8% |
| 2005 | -- | $300,520 +6.6% |
| 2004 | -- | $281,882 +5.2% |
| 2003 | -- | $267,916 +5.5% |
| 2002 | -- | $253,950 +0.5% |
| 2001 | -- | $252,590 |
Find assessor info on the county website
Neighborhood: 20657
Nearby homes
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Nearby schools
GreatSchools rating
- 7/10Dowell Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 6/10Mill Creek Middle SchoolGrades: 6-8Distance: 2 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Dowell
- Middle: Mill Creek
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$600,500
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Estimated market value
$600,500
- Maryland
- Calvert County
- Lusby
- 20657
- 12963 Mills Creek Dr
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