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Pending
    • $159,900

    12984 State Route 78, Havana, IL 62644

    2beds
    1,557sqft
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    Single Family Residence, Residential
    Built in 1936
    -- sqft lot
    $139,300 Zestimate®
    $103/sqft
    $-- HOA

    What's special

    Convenient front walkoutNestled on matanza lakeBeautifully updated lakefront homeStunning views year-roundTwo full comfortable bedroomsWater softenerCentral air
    Enjoy stunning views year-round from this beautifully updated lakefront home at Matanza Beach! Nestled on Matanza Lake, this charming property offers endless opportunities for fishing, water recreation, bird-watching, eagle spotting, and unforgettable sunsets right from your own backyard. This inviting 2BR/1BA home is perfect as a relaxing weekend retreat or a comfortable full-time residence. The main level features a spacious living room and an eat-in kitchen with included appliances and new stove (2026). Also on the main level is a stunning family room overlooking the lake and two full, comfortable bedrooms. The basement level provides even more living space with a large recreational room, laundry room with included washer and dryer, water softener, plenty of storage, and a convenient front walkout. Additionally, a small basement chest freezer stays with the house. Step outside to enjoy the expansive 28' x 22' lake-facing deck — the perfect spot for morning coffee and soaking in the views. Recent updates include select plumbing, drain lines and stack (2026), a whole-house 20-kW Honeywell generator (2024), septic system (2023), 200-amp electrical box (2022), and central air (2020). Your lake lifestyle is waiting — come experience all that Matanza Beach has to offer!
    41 days
    |
    32
    |
    0
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Scott R Williams 309-657-1065,

    Kennedy- Sarff Real Estate LLC

    Source: RMLS Alliance as distributed by MLS GRID,MLS#: CA1044222MLS LogoOriginating MLS: Capital Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Bedroom 1
      • Level: Main
      • Dimensions: 12ft 75in x 10ft 41in
      Bedroom 2
      • Level: Main
      • Dimensions: 11ft 0in x 12ft 0in
      Other
      • Area: 437
      Family room
      • Level: Main
      • Dimensions: 8ft 0in x 18ft 0in
      Kitchen
      • Level: Main
      • Dimensions: 13ft 0in x 15ft 0in
      Laundry
      • Level: Basement
      • Dimensions: 12ft 0in x 7ft 58in
      Living room
      • Level: Main
      • Dimensions: 19ft 33in x 15ft 83in
      Main level
      • Area: 1120
      Recreation room
      • Level: Basement
      • Dimensions: 30ft 0in x 14ft 58in
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Water Softener Owned, Washer
      Features
      • Ceiling Fan(s), High Speed Internet
      • Windows: Replacement Windows, Window Treatments, Blinds
      • Basement: Full,Partially Finished
      Interior area
      • Total structure area: 1,120
      • Total interior livable area: 1,557 sqft

      Property

      Features
      • Patio & porch: Deck
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Frontage length: Water Frontage: 60
      Lot
      • Dimensions: 60 x water
      • Features: Sloped
      Details
      • Parcel number: 0922401028
      • Zoning description: R-1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence, Residential
      Materials
      • Frame, Vinyl Siding
      • Foundation: Block
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1936

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private

      Community & HOA

      Community
      • Subdivision: Stover
      Location
      • Region: Havana

      Financial & listing details

      • Price per square foot: $103/sqft
      • Tax assessed value: $95,484
      • Annual tax amount: $1,696
      • Date on market: 6/4/2026
      • Cumulative days on market: 42 days
      • Road surface type: Paved

        Estimated market value

        $139,300

        $125,000 - $156,000

        $957/mo

        Price history

        DateEventPrice
        6/8/2026Pending sale$159,900$103/sqft
        Source: RMLS Alliance as distributed by MLS GRID #CA1044222 Report a problem
        6/4/2026Listed for sale$159,900+72.9%$103/sqft
        Source: RMLS Alliance as distributed by MLS GRID #CA1044222 Report a problem
        8/10/2021Sold$92,500$59/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,697 -1%$31,828 +3.4%
        2023$1,715 -7.4%$30,796 +42.9%
        2022$1,851 +474.4%$21,550 +7.9%
        2021$322 -1.9%$19,973
        2020$328 -4.6%$19,973
        2019$344 +0.5%$19,973
        2018$343 $19,973
        2017-- $19,973
        2016-- $19,973
        2012$946 +2.5%$19,973
        2011$923 +4%$19,973 +1.3%
        2010$888 $19,726
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 62644

        Getting around

        0 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Havana

        Source: RMLS Alliance as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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