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For sale
$3,350,000
4beds
3,084sqft

12990 Keystone Terrace, North Miami, FL 33181

4beds
3,084sqft
Single family residence
Built in 1959
0.29 Acres
2 Attached garage spaces
$1,086 price/sqft

What's special

Swimming poolTwo-car garageWide canal frontagePeaceful waterfront atmosphereWaterfront residenceExpansive patio areasOpen comfortable layout

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining friends. Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

14 days
|
896
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40
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Likely to sell faster than

Source: BeachesMLS,MLS#: B26072103MLS LogoOriginating MLS: BeachesMLS
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Jeffrey L Tricoli PA 561-220-6006,

KW Reserve Palm Beach,

Hilda Tricoli 561-220-6006,

KW Reserve Palm Beach

Source: BeachesMLS,MLS#: B26072103MLS LogoOriginating MLS: BeachesMLS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4
Primary bedroom
  • Level: First
  • Area: 260.82
  • Dimensions: 16.2 X 16.1
Bedroom 2
  • Level: First
  • Area: 135.66
  • Dimensions: 11.4 X 11.9
Bedroom 3
  • Level: First
  • Area: 156.51
  • Dimensions: 14.1 X 11.1
Bedroom 4
  • Level: First
  • Area: 154
  • Dimensions: 11 X 14
Dining room
  • Level: First
  • Area: 145.65
  • Dimensions: 11.11 X 13.11
Family room
  • Level: First
  • Area: 401.5
  • Dimensions: 11 X 36.5
Foyer
  • Level: First
  • Area: 73.99
  • Dimensions: 4.9 X 15.1
Kitchen
  • Level: First
  • Area: 157.32
  • Dimensions: 12 X 13.11
Living room
  • Level: First
  • Area: 537.03
  • Dimensions: 24.3 X 22.1
Heating
  • Central, Electric
Cooling
  • Central Air, Ceiling Fan(s)
Appliances
  • Included: Cooktop, Dryer, Dishwasher, Electric Cooktop, Electric Range, Freezer, Disposal, Ice Maker, Microwave, Oven, Refrigerator, Washer
Features
  • Breakfast Bar, Bedroom on Main Level, Closet Cabinetry, Dining Area, Separate/Formal Dining Room, Dual Sinks, High Ceilings, Kitchen Island, Storage, Tub Shower, Vaulted Ceiling(s), Bar, Walk-In Closet(s)
  • Flooring: Carpet, Marble, Tile
  • Doors: French Doors
  • Windows: Blinds
  • Has fireplace: No
Interior area
  • Total structure area: 3,941
  • Total interior livable area: 3,084 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Attached, Boat, Circular Driveway, Covered, Driveway, Garage, Garage Door Opener
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes
Accessibility
  • Accessibility features: Accessibility Features, Accessible Central Living Area
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Patio, Screened
  • Exterior features: Barbecue, Lighting, Outdoor Living Area
  • Has private pool: Yes
  • Pool features: In Ground, Private, Screen Enclosure, Salt Water
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Canal, Intercoastal, Pool, Water
  • Has water view: Yes
  • Water view: Canal,Intercoastal,Water
  • Waterfront features: Canal Access, Canal Front, Intracoastal Access, Ocean Access, Seawall
  • Frontage type: Waterfront
  • Frontage length: 100.00,100.00
Lot
  • Size: 0.29 Acres
  • Features: Corner Lot, 1/4 to 1/2 Acre Lot
Details
  • Additional structures: Outbuilding
  • Parcel number: 0622280210690
  • Zoning: 0900
  • Special conditions: Standard,Listed As-Is

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subtype: Single Family Residence
Materials
  • Block, Concrete, Stucco
  • Roof: Slate,Tar/Gravel
Condition
  • Resale
  • New construction: No
  • Year built: 1959

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Available, Water Available

Community & HOA

Community
  • Security: Smoke Detector(s)
  • Subdivision: KEYSTONE ISLAND
HOA
  • Has HOA: No
Location
  • Region: North Miami

Financial & listing details

  • Price per square foot: $1,086/sqft
  • Tax assessed value: $2,870,378
  • Annual tax amount: $14,893
  • Date on market: 9/3/2026
  • Cumulative days on market: 14 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Electric utility on property: Yes

Price history

DateEventPrice
9/3/2026Listed for sale$3,350,000+162.7%$1,086/sqft
Source: BeachesMLS #B26072103 Report a problem
7/10/2019Sold$1,275,000-7.3%$413/sqft
Source: Public Record Report a problem
6/11/2019Pending sale$1,375,000$446/sqft
Source: Miami Connections Realty LLC #A10583376 Report a problem
5/27/2019Price change$1,375,000-6.8%$446/sqft
Source: Miami Connections Realty LLC #A10583376 Report a problem
5/1/2019Price change$1,475,000-3.3%$478/sqft
Source: Miami Connections Realty LLC #A10583376 Report a problem
4/1/2019Price change$1,525,000-4.1%$494/sqft
Source: Miami Connections Realty LLC #A10583376 Report a problem
1/29/2019Price change$1,590,000-3.6%$516/sqft
Source: Miami Connections Realty LLC #A10583376 Report a problem
12/10/2018Listed for sale$1,650,000$535/sqft
Source: Miami Connections Realty LLC #A10583376 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$14,894 +3.6%$665,565 +2.9%
2024$14,380 +2.8%$646,808 +3%
2023$13,982 +3.1%$627,969 +3%
2022$13,566 +0.3%$609,679 +3%
2021$13,528 -4.4%$591,922 -4.2%
2020$14,151 -51%$617,704 -49.2%
2019$28,897 +203.5%$1,215,598 +187.6%
2018$9,521 $422,740 +2.1%
2017$9,521 +0.7%$414,046 +2.1%
2016$9,451 +0.8%$405,530 +0.7%
2015$9,380 -0.7%$402,712 +0.8%
2014$9,449 +3.1%$399,516 +1.5%
2013$9,169 $393,612 +1.7%
2012$9,169 +1.8%$387,033 +3%
2011$9,009 -2.7%$375,761 +1.5%
2010$9,257 +15.6%$370,208 +5.9%
2009$8,010 +1.9%$349,434 +11.3%
2007$7,861 -8.5%$313,918
2006$8,587 --
2005$8,587 +1.8%--
2004$8,439 +3.9%--
2003$8,121 +4.5%--
2002$7,768 --
2001$7,768 --

Find assessor info on the county website

Monthly payment

Est. payment
$22,775/mo
Principal & interest
$17638
Property taxes
$5137
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Estimated market value

$3,192,200

$3.03M - $3.35M

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Keystone Point

Nearby schools

David Lawrence Jr. K-8 Center
Grades PK-81.2 miles
7/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
8/10
Alonzo And Tracy Mourning Senior High Biscayne Bay Campus
Grades 9-121.4 miles
4/10
GreatSchools® Rating
Test Score Rating
3/10
College Readiness Rating
7/10
Student Progress Rating
2/10
North Miami Middle School
Grades 6-82.3 miles
5/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
5/10