Waterfront with 2 parcels! Enjoy the small-neighborhood feel (only about 15 owners) on the private and secluded Chain Lake, with this welcoming, updated, & fully equipped home at the end of the road. Enjoy plenty of space to spread out & be surrounded by nature. Chain Lake is a small lake created by a modest waterfall from the Little Spokane River, & is perfect for small boats for fishing, kayaks, and paddleboards. A neighborhood dock is right next door that gets little use. Current owners have been successfully running it as a VRBO, allowing the income to pay for their own private retreat. There is plenty of room with 3 main floor bedrooms, 2 bathrooms, & loft area with ladder up to 2 twin beds. Still want more space? A small dry cabin in the back is perfect for a luxury camping experience with electricity & AC. Fiber internet & whole house backup generator. Furnishings are negotiable. Property lines are rough approximations.
Pending
$525,000
13 Terry Rd, Elk, WA 99009
3beds
2baths
--sqft
Single Family Residence
Built in 1974
0.4 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
- 51 days |
- 415 |
- 27 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Rebekah Cummings Main:(509)808-5590,
Choice Realty
Source: SMLS as distributed by MLS GRID,MLS#: 202615922
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
First floor
- Level: First
- Area: 1600 Square Feet
Heating
- Electric, Heat Pump, Ductless
Cooling
- Has cooling: Yes
Appliances
- Included: Dishwasher, Refrigerator, Disposal, Microwave, Washer, Dryer
Features
- Cathedral Ceiling(s), Natural Woodwork
- Flooring: Wood
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Attached, Open
- Garage spaces: 1
Features
- Levels: One and One Half
- Has view: Yes
- View description: Mountain(s), Territorial, Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Lake Front, River Front
Lot
- Size: 0.4 Acres
- Features: Views, Level, Secluded, Cul-De-Sac
Details
- Additional structures: See Remarks
- Additional parcels included: 443035519019
- Parcel number: 443035519020
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Craftsman
- Property subtype: Single Family Residence
Materials
- Shake Siding, Wood Siding
- Roof: Composition,Metal
Condition
- New construction: No
- Year built: 1974
Community & HOA
Community
- Subdivision: Enchantment Valley Chain Lakes
HOA
- Has HOA: No
Location
- Region: Elk
Financial & listing details
- Tax assessed value: $92,400
- Annual tax amount: $782
- Date on market: 4/23/2026
- Listing terms: FHA,VA Loan,Conventional,Cash
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Pending sale | $525,000 |
Source:  SMLS as distributed by MLS GRID #202615922 Report a problem | ||
| 4/23/2026 | Listed for sale | $525,000-7.7% |
Source: SMLS as distributed by MLS GRID #202615922 Report a problem | ||
| 12/17/2023 | Listing removed | -- |
Source: SMLS as distributed by MLS GRID #202314573 Report a problem | ||
| 9/15/2023 | Price change | $569,000-3.4% |
Source: SMLS as distributed by MLS GRID #202314573 Report a problem | ||
| 4/28/2023 | Listed for sale | $589,000-6.4% |
Source: SMLS as distributed by MLS GRID #202314573 Report a problem | ||
| 9/12/2022 | Listing removed | -- |
Source: John L Scott Real Estate Report a problem | ||
| 8/18/2022 | Price change | $629,000-4.6% |
Source: SMLS as distributed by MLS GRID #202221098 Report a problem | ||
| 8/12/2022 | Listed for sale | $659,000+53.6% |
Source: SMLS as distributed by MLS GRID #202221098 Report a problem | ||
| 11/19/2020 | Sold | $429,000 |
Source: SMLS as distributed by MLS GRID #202022370 Report a problem | ||
| 9/18/2020 | Listed for sale | $429,000+47.2% |
Source: eXp Realty, LLC #202022370 Report a problem | ||
| 1/22/2018 | Sold | $291,500-2.8% |
Source: SMLS as distributed by MLS GRID #201725865 Report a problem | ||
| 10/11/2017 | Price change | $300,000-6.3% |
Source: Prime Real Estate Group, LLC #201725865 Report a problem | ||
| 8/7/2017 | Price change | $320,000-4.5% |
Source: Spokane #201717149 Report a problem | ||
| 6/30/2017 | Price change | $335,000-4.3% |
Source: Spokane #201717149 Report a problem | ||
| 5/21/2017 | Listed for sale | $350,000+1.4% |
Source: Keller Williams Spokane - Main #201717149 Report a problem | ||
| 10/24/2016 | Listing removed | $345,000 |
Source: Coldwell Banker North Country #201526514 Report a problem | ||
| 5/25/2016 | Price change | $345,000-4% |
Source: Coldwell Banker North Country #201526514 Report a problem | ||
| 5/18/2016 | Price change | $359,500+4.2% |
Source: Coldwell Banker North Country #201526514 Report a problem | ||
| 5/11/2016 | Price change | $345,000-4% |
Source: Coldwell Banker North Country #201526514 Report a problem | ||
| 11/23/2015 | Price change | $359,500-2.6% |
Source: Coldwell Banker North Country #201526514 Report a problem | ||
| 10/23/2015 | Listed for sale | $369,000+65.8% |
Source: Coldwell Banker North Country #201526514 Report a problem | ||
| 4/14/2005 | Sold | $222,500 |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $782 -1.7% | $92,400 +5.7% |
| 2023 | $796 +14% | $87,400 +13.2% |
| 2022 | $698 -9.2% | $77,200 |
| 2021 | $769 -4% | $77,200 |
| 2020 | $801 -4.6% | $77,200 -2.6% |
| 2019 | $839 -9% | $79,275 |
| 2018 | $922 -54.9% | $79,275 |
| 2017 | $2,046 | $79,275 |
| 2016 | $2,046 | $79,275 |
| 2015 | $2,046 | -- |
| 2013 | $2,046 | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | $1,867 | $202,474 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 99009
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Riverside Elementary SchoolGrades: PK-5Distance: 9.1 mi
- 6/10Riverside Middle SchoolGrades: 6-8Distance: 9.3 mi
- 7/10Riverside High SchoolGrades: 9-12Distance: 9 mi
Schools provided by the listing agent
- High: Riverside
- District: Riverside
Source: SMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Washington
- Pend Oreille County
- Elk
- 99009
- 13 Terry Rd
Nearby cities
Nearby zip codes
Other Elk Topics
