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For sale
    • Price cut: $7.1K (7/15)
    $539,900

    130 Cedar Creek Rd, Palatka, FL 32177

    4beds
    1,451sqft
    : 
    $3,584/mo
    Get pre-qualified
    Single Family Residence
    Built in 1964
    0.86 Acres Lot
    $528,500 Zestimate®
    $372/sqft
    $-- HOA

    What's special

    Boat liftPrivate dockRv hookupBrand-new electrical panel
    Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. This exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.
    203 days
    |
    2,067
    |
    130
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cheryl Dziurzynski 904-377-6986,

    Watson Realty Corp (A1A),

    Sheila Clark, PA 904-823-5523,

    Watson Realty Corp (A1A)

    Source: St Augustine St Johns County BOR,MLS#: 260401MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Primary bathroom
      • Features: Shower Only
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
      Features
      • In-Law Floorplan, Ceiling Fan(s)
      • Flooring: Tile
      Interior area
      • Total structure area: 1,451
      • Total interior livable area: 1,451 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Carport
      • Has carport: Yes
      Features
      • Stories: 1
      • Entry location: Ground Level
      • Patio & porch: Screened Porch
      • Exterior features: Private Dock, Dock
      • Fencing: Partial
      • On waterfront: Yes
      • Waterfront features: River Front, Waterfront, River, Seawall, Navigable Water
      Lot
      • Size: 0.86 Acres
      • Features: Rural, Paved, Regular, 1/2 to 1 Acre
      Details
      • Additional structures: Workshop, Shed(s)
      • Parcel number: 350827000000800000
      • Zoning: R-1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Frame, Concrete Fiber Board
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1964

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Features: RV/Boat Parking
      • Subdivision: Cedar Creek
      HOA
      • Has HOA: No
      Location
      • Region: Palatka

      Financial & listing details

      • Price per square foot: $372/sqft
      • Tax assessed value: $315,490
      • Annual tax amount: $4,554
      • Price range: $539.9K - $539.9K
      • Date on market: 1/22/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $528,500

        $502,000 - $555,000

        $1,845/mo

        Price history

        DateEventPrice
        7/15/2026Price change$539,900-1.3%$372/sqft
        Source: St Augustine St Johns County BOR #260401 Report a problem
        6/24/2026Price change$547,000-1.3%$377/sqft
        Source: St Augustine St Johns County BOR #260401 Report a problem
        6/13/2026Price change$554,000-1.9%$382/sqft
        Source: St Augustine St Johns County BOR #260401 Report a problem
        5/7/2026Price change$565,000-1.7%$389/sqft
        Source: St Augustine St Johns County BOR #260401 Report a problem
        1/22/2026Listed for sale$575,000+4.5%$396/sqft
        Source: St Augustine St Johns County BOR #260401 Report a problem
        7/1/2025Listing removed$549,999$379/sqft
        Source: realMLS #2060595 Report a problem
        4/25/2025Price change$549,999-1.8%$379/sqft
        Source: realMLS #2060595 Report a problem
        3/11/2025Price change$560,000-2.6%$386/sqft
        Source: realMLS #2060595 Report a problem
        2/15/2025Price change$575,000-2.5%$396/sqft
        Source: realMLS #2060595 Report a problem
        1/12/2025Price change$590,000-4.1%$407/sqft
        Source: realMLS #2060595 Report a problem
        12/13/2024Listed for sale$615,000+36.7%$424/sqft
        Source: realMLS #2060595 Report a problem
        3/31/2022Sold$450,000+0.1%$310/sqft
        Source: Public Record Report a problem
        2/20/2022Pending sale$449,500$310/sqft
        Source: realMLS #1152002 Report a problem
        2/4/2022Contingent$449,500$310/sqft
        Source: realMLS #1152002 Report a problem
        2/2/2022Listed for sale$449,500+49.9%$310/sqft
        Source: realMLS #1152002 Report a problem
        6/28/2012Listing removed$299,900$207/sqft
        Source: Watson Realty Corp Report a problem
        6/12/2012Listed for sale$299,900+93.5%$207/sqft
        Source: Watson Realty Corp Report a problem
        3/15/2012Sold$155,000-13.8%$107/sqft
        Source: realMLS #575498 Report a problem
        10/26/2011Price change$179,800-10%$124/sqft
        Source: Coldwell Banker Ben Bates #575498 Report a problem
        7/13/2011Price change$199,800-4.8%$138/sqft
        Source: Ben Bates, Inc., Realtor #575498 Report a problem
        4/5/2011Price change$209,900-30%$145/sqft
        Source: Ben Bates, Inc., Realtor #575498 Report a problem
        2/7/2011Listed for sale$299,900-47.8%$207/sqft
        Source: Watson Realty Corp Report a problem
        11/30/2007Listing removed$575,000$396/sqft
        Source: Obeo #333843 Report a problem
        11/14/2007Listed for sale$575,000$396/sqft
        Source: Obeo #333843 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,554 +2.8%$315,490 +6.7%
        2023$4,430 +292%$295,770 +46.2%
        2022$1,130 +0.5%$202,360 +12.7%
        2021$1,125 -4.3%$179,610 +7.6%
        2020$1,176 +3.7%$166,880 +11.9%
        2018$1,134 $149,130 +73.2%
        2017-- $86,120 +2.1%
        2016-- $84,350 +0.7%
        2015$1,089 -58.4%$83,765 -35.2%
        2014$2,615 $129,347 -0.2%
        2013-- $129,647 -0.7%
        2012-- $130,591 -12%
        2011-- $148,329 -15%
        2010-- $174,604 -11.3%
        2009-- $196,784 +112.1%
        2008-- $92,787 +3%
        2007-- $90,084 +5.6%
        2005-- $85,327 +3%
        2004-- $82,842 +1.9%
        2003-- $81,297 +2.4%
        2002-- $79,392 +1.6%
        2001-- $78,142 +0.5%
        2000-- $77,754
        Find assessor info on the county website

        Monthly payment

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        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32177

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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